Compare cash price vs using points for real world redemptions
Marriott Bonvoy Redemption Value Calculator
Compare award flights, hotel costs, and other Marriott Bonvoy redemptions against the full cash price. Enter the total cash price and one or more redemption scenarios — we'll show you the cents-per-point value for each so you can decide if it's worth redeeming.
Marriott Bonvoy CPP Value Guide
Poor Value
< 0.53¢/pt
Decent Value
0.53 – 0.8¢/pt
Excellent Value
≥ 0.8¢/pt
Total Cash Price
$
CAD
What would this flight or hotel cost if paid fully in cash?
Tired of guessing what the value of 250,000 Marriott points is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
Loyalty Program
Number of Points
Points
Redemption Options
★BEST VALUE
Transfer to Hotel Partners
250,000 Marriott points are worth $2,150 on average using the most optimal redemption
$2,150
0.86¢/point
Transfer to Airline Partners
250,000 Marriott points are worth $2,025 on average if redeemed for Transfer to Airline Partners
$2,025
0.81¢/point
Travel
250,000 Marriott points are worth $1,100 on average if redeemed for Travel
$1,100
0.44¢/point
Charity
250,000 Marriott points are worth $1,000 on average if redeemed for Charity
Typically, travel-oriented rewards programs tend to focus on the journey rather than the destination. While the Marriott Bonvoy rewards program still pays special attention to your flights and transportation, it caters heavily to your hotel stays as well.
Unsurprisingly then, Marriott Bonvoy points are on average most valuable when applied to accommodations.
To learn more about this travel-friendly loyalty program, keep reading.
How do you Earn Marriott Bonvoy Points? 🏆
In the context of savvy spending, the best way to earn Marriott Bonvoy points is to apply for a Marriott Bonvoy credit card.
There are two leading Marriott Bonvoy credit cards on the Canadian market, indicated below:
5 points per $1 on eligible purchases at participating Marriott Bonvoy hotels
2 points per $1 on all other purchases (i.e. dining, groceries, online shopping, etc.)
5x points per $1 on eligible purchases at participating Marriott Bonvoy hotels
3x points per $1 on eligible gas, dining and travel purchases
2x points per $1 on all other purchases (everyday business expenses and more)
Insurance Included
8 types
Common Carrier Travel Accident Insurance
$500,000
Lost or Stolen Baggage
$500
Baggage Delay
$500
Flight Delay
$500
Hotel Burglary Insurance
$500
Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Damage & Theft
yes
9 types
Common Carrier Travel Accident Insurance
$500,000
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$500
Mobile Device Insurance
$1,000
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
5 benefits
Free Extra Night at Hotels
Enjoy an Annual Free Night Award after your Card anniversary each year
Free Extra Night at Hotels
Enjoy 15 Elite Night Credits each calendar year to use towards attaining the next level of Elite status with your Marriott Bonvoy® American Express®* Card
Status lift
Complimentary Marriott Bonvoy Silver Elite Status
Status lift
Upgrade to Gold Elite status when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
American Express® Experiences
2 benefits
Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
The Marriott Bonvoy American Express Card is a standout for frequent travelers who value luxury and flexibility in their rewards. With access to over 7,000 participating hotels, cardholders can earn generous points on both Marriott Bonvoy bookings and everyday purchases. The card's annual free night award and complimentary Silver Elite status make it even more appealing, offering service upgrades and extra points on eligible stays. For those who frequently stay at Marriott properties and want to maximize their travel perks, this card is a top choice.
Pros
High hotel optimization
Annual free night certificate
Automatic Silver Elite status
Generous welcome bonus
Cons
Low acceptance
Relatively weaker insurance
Rewards
5 points per $1 on eligible purchases at participating Marriott Bonvoy hotels
2 points per $1 on all other purchases (i.e. dining, groceries, online shopping, etc.)
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000
Lost or Stolen Baggage
$500
Baggage Delay
$500
Flight Delay
$500
Hotel Burglary Insurance
$500
Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Damage & Theft
yes
Benefits
Details
Free Extra Night at Hotels
Enjoy an Annual Free Night Award after your Card anniversary each year
Free Extra Night at Hotels
Enjoy 15 Elite Night Credits each calendar year to use towards attaining the next level of Elite status with your Marriott Bonvoy® American Express®* Card
Status lift
Complimentary Marriott Bonvoy Silver Elite Status
Status lift
Upgrade to Gold Elite status when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card
American Express® Experiences
Eligibility
Credit Score
Good
Annual Income
N/A
**Terms and conditions apply.
If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 29.99%.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. Check here for full details and current product information.
Frequent travellers who tend to take rest stops at Marriott hotel properties will benefit most from the Marriott Bonvoy American Express Card.
This card effectively earns cardholders generous points per dollar spent on eligible purchases made at participating hotels, plus an above-average base rate on all other purchases.
The coverage is pretty decent too, with inclusions like travel accident insurance, flight and baggage delay insurance, and hotel burglary insurance.
For perks, expect a complimentary status lift to Marriott Bonvoy Silver Elite Status and an upgrade to Gold Elite Status when you combine 10 qualifying paid nights within one calendar year with an allotted 15 Elite Night credits (also provided as a card benefit). In addition, members will receive an Annual Free Night Award after their card anniversary each year, plus Amex Experiences.
Ultimately, the Marriott Bonvoy American Express Card is the perfect check-in companion for those that choose a Marriott hotel as their home-away-from-home each time they travel.
Built for businesses that book Marriott hotels regularly. You earn 5x Bonvoy points per dollar at Marriott properties, 3x on dining and gas, and 2x on everything else — the earn structure is strong across the board. The annual free night certificate (worth up to 35,000 points) can easily cover the $150 fee on its own, and Silver Elite status means room upgrades and late checkout. The 110,000-point welcome bonus is one of the highest among hotel cards. The main limitations: it’s an Amex, so acceptance can be spotty in Canada, and the points are most valuable within the Marriott ecosystem. If you don’t stay at Marriott properties, this card loses its edge.
Pros
Generous welcome bonus
High hotel optimization
Annual free night certificate
Automatic Silver Elite status
Cons
Lower acceptance
Annual fee
Rewards
5x points per $1 on eligible purchases at participating Marriott Bonvoy hotels
3x points per $1 on eligible gas, dining and travel purchases
2x points per $1 on all other purchases (everyday business expenses and more)
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$500
Mobile Device Insurance
$1,000
Car Rental Damage & Theft
Yes
Extended Warranty
1 year
Purchase Protection
90 days
Benefits
Details
Status lift
Earn Marriott Bonvoy Gold Elite status by spending $30,000 or staying 10 nights combined with 15 Elite Night Credits. Status retention depends on Marriott Bonvoy terms.
Free Extra Night at Hotels
Each year, 8-10 weeks after your anniversary, receive a Free Night Award for a Marriott Bonvoy room up to 35,000 points, valid for 1 year. Resort fees excluded.
Eligibility
Credit Score
Good
Annual Income
N/A
*American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment. Check here for full details and current product information.
For a slightly higher annual fee, business travellers can obtain a similar Marriott Bonvoy credit card with a corporate twist.
The Marriott Bonvoy Business American Express Card earns the same strong reward rates on eligible purchases made at participating Marriott hotels, plus solid points on eligible gas, dining and travel purchases before resorting to that same above-average base-rate on all other purchases.
To keep you connected, this version of the card also includes mobile device insurance on top of the coverage categories provided by the Marriott Bonvoy American Express Card.
As far as benefits go, earn Marriott Bonvoy Gold Elite Status when you meet specific spending requirements or stay a certain amount of nights combined with the 15 Elite Night Credits. In addition, members can expect the Free Night Award for a Marriott Bonvoy room worth up to 35,000 points (valid for 1 year).
Overall, the Marriott Bonvoy Business American Express Card is best suited to those who travel frequently for work rather than pleasure, with a preference for Marriott hotels.
How do you Redeem Marriott Bonvoy Points? 🤑
Now that we’ve covered how you can earn Marriott Bonvoy points, let’s dissect how those points can later be redeemed.
Below, we’ve broken down every eligible Canadian redemption category through the Marriott Bonvoy rewards program – complete with approximate average values.
Redemption Category
Redemption Options
Approximate Average Value
Hotel Stays
Book your next hotel stay with points, or use them to cover and earn extras like:
Amenities and experiences
A complimentary night
Room and hotel upgrades
There are also plenty of ways to book your stay, such as:
Pay with Points
Pay with Cash + Points
Use PointSavers to save points on certain destinations
0.86 cpp
Transfer to Airline Partners
Convert your Marriott Bonvoy points into miles by transferring them to a partner airline
0.4 - 1+ cpp
Travel
Redeem points towards additional travel categories like flights, rental cars, and cruises
0.44 cpp
Donations
Donate the value of your points to participating charitable organizations
0.4 cpp
Experiences
Use your points to purchase experiences in the following categories:
Arts & Lifestyle
Culinary
Sports
Entertainment
Varies based on available redemptions
Before we move on, let’s inspect those redemption categories even further:
Marriott Bonvoy earners can easily use their points to pay for their next hotel stay.
To do so, simply input your desired destination and travel dates into the search filters provided by the hotel redemption portal. A quick search will unlock all available properties and point rates per stay.
Eligible hotel partners include:
Luxury stays: Edition, The Ritz-Carlton, The Luxury Collection, St Regis, W Hotels, JW Marriott (note that these stays can render more point value)
Select stays: Courtyard, Four Points, Springhill Suites, Fairfield, AC Hotels, Aloft Hotels, Moxy Hotels, Protea Hotels, City Express by Marriott, Four Points Flex by Sheraton
Longer stays: Residence Inn, TownePlace Suites, Element, Marriott Executive Apartments, Homes & Villas by Marriott Bonvoy, Apartments by Marriott Bonvoy, Sonder by Marriott Bonvoy
When booking your stay, you can opt to pay using:
Only Points: booking your hotel stay using the preselected “Use Points / Awards” option
Cash + Points: stretching your points by using the “Cash + Points” feature to split the cost when available
PointSavers: search for bookings listed with the PointSavers option to receive a discounted rate – select the “Flexible dates” filter to find the best points deals available
Beyond your hotel room, you can also redeem your Marriott Bonvoy points towards eligible property amenities, such as:
Dining
Cocktail
Golf
Spa
These extras have a lower redemption rate of about 0.4 cpp USD.
As an added bonus, Marriott Bonvoy points can also reward spenders with a complimentary night when they redeem their points for five consecutive nights.
Likewise, Marriott Bonvoy points can also be traded for better views and larger suites at select hotels and resorts.
Honestly, transferring your Marriott Bonvoy points to airline partners could yield the highest cent-per-point value if you use this redemption option strategically by transferring to book at the right time, with the right partner, or for a premium cabin class.
In the right scenario, this category could help you accumulate a cent-per-point value of well over 1 cpp.
The general point-to-miles transfer rate with eligible frequent flyer programs is 3:1, as you’ll see represented in the following point-transfer table:
To make this redemption option even more enticing, for every 60,000 points you transfer to a frequent-flyer program, Marriott Bonvoy will throw in an extra 5,000 miles. Better yet, if you plan on transferring to United MileagePlus® specifically, you’ll receive 10,000 bonus miles for every 60,000 transferred points.
Feel free to transfer 3,000 - 240,000 points per day.
You can also book other travel arrangements like flights and rental cars directly through Marriott Bonvoy.
Whether you’re planning your voyage by plane or automobile, you can choose from over 250 airlines and car rental companies and pick to pay with points alone or “points plus cash.” Start browsing your options today through the Marriott Bonvoy “air and car” platform.
Why stop at air travel or the open road? You can also use your Marriott Bonvoy Points to pay for journeys by boat. For point rates and available itineraries, check out the Marriott Bonvoy cruise catalogue.
Maybe you’d rather use your Marriott Bonvoy points to give back.
In that case, consider donating the appropriate point value to participating charitable organizations.
These organizations are organized by cause:
Cause Category
Associated Charities
Nurture
Al Jalila Foundation, American Red Cross, Children’s Miracle Network, ConPRmetidos, Fisher House, IFRC, Marriott International Disaster Relief Fund, Unicef, World Central Kitchen
Sustain
Arbor Day Foundation, Clean the World, National Park Foundation, WWF,
Empower
Asian University for Women, Bridges From School to Work (established by the Marriott family), International Rescue Committee, Prince’s Trust Canada, Refugee Housing Solutions, Sustainable Hospitality Alliance, The Arne M. Sorenson Hospitality Fund (Howard University), WEConnect International, Prince’s Trust, Welcome.US
Welcome
Center for Black Equity, Immigration Equality, Matthew Shepard Foundation, NAACP, LDF, National Urban League, Pact, PFLAG, Polaris, True Colors United
For each organization, you can donate $10 to $500 in points with a consistent value rate of 0.4 cpp.
Like many of the previous redemption categories, there are many variables that go into the value of redeeming your Marriott Bonvoy points towards experiences – which makes it tough to pin-point this category’s overall worth.
Nevertheless, you can redeem your points towards experiences in the following categories:
Arts & Lifestyle: premieres, galas, cultural excursions and more
Culinary: dining or drinking events
Entertainment: concerts, music festivals, live performances and more
How Do You Know How Much Your Marriott Bonvoy Points are Worth?
Building off of our previous point pertaining to variables when it comes to redeeming your Marriott Bonvoy points, there’s luckily a fool-proof way to calculate your exact cent-per-point value on a specific redemption.
To make this calculation, simply divide the value of the redemption option in dollars by the proposed point value and multiply that result by 100.
What’s the Best Way to Optimize Your Marriott Bonvoy Points?
Working with what we have in terms of estimated averages, the most consistently high-value redemption option through Marriott Bonvoy is redeeming your points towards hotel stays – especially when redeeming towards luxury properties or using the free night promotion.
That said, as you’ll see with the provided range in the redemption table, there’s a possibility that you can receive an even higher cent-per-point value when transferring your points to airline partners, especially when you consider the bonus miles you can pocket when transferring 60,000 miles (especially with United MileagePlus®). Additionally, there are cases where this option becomes most optimal when booking premium cabin classes or during off-peak low-cost sweet spots.
Are Marriott Bonvoy Points Worth it?
If you’re a recurring Marriott Bonvoy guest who also optimizes the Marriott Bonvoy frequent-flyer point-transferring program, collecting Marriott Bonvoy points is certainly worthwhile.
With this loyalty program, each stay supports the next, including your transportation to and from participating properties.
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