plane

Redemption Option	Average Value
Travel with Avios	1.7¢ / point

Best Credit Cards for Avios

These credit cards will give you the most rewards and benefits to optimize for Avios points

Our choice for: Frequent British Airways travellers

RBC® British Airways Visa Infinite‡

3.8

Finly Rating

APPLY NOW

on RBC's website

Welcome Bonus

Get Up To 60,000 Aviosˆ with the RBC® British Airways Visa Infinite card (with minimum spend, conditions apply)

Rewards Rate

1x - 3x Avios points

Points

Annual Fee

$165

Interest Rates

20.50% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

The RBC British Airways Visa Infinite is ideal for frequent international travelers who primarily fly with British Airways or oneworld alliance partners. The welcome bonus, Companion Voucher, and triple Avios earning potential on British Airways purchases make it valuable for high spenders. However, it may not be ideal for those looking for more flexibility in redeeming rewards or those who prioritize domestic travel.

Pros & Cons

Pros

Generous welcome bonus: Up to 60,000 Avios can translate up to $1020 in travel value.
Triple Avios on British Airways flights, making it ideal for frequent travelers.
10% discount on British Airways flights.
Companion Award eVoucher: Great value for frequent British Airways flyers.
9 types of insurance included, such as travel accident, flight delay, and rental car insurance.
3 cents per litre savings at Petro-Canada with linked cards.

Cons

High income requirements: Must have either $60,000 personal or $100,000 household income to qualify.
Limited flexibility: Avios can only be used with British Airways and oneworld alliance airlines, limiting options for domestic or non-alliance travel.
Companion Voucher requires $30,000 in annual spending, which may not be accessible for all cardholders.

Card Details

Rewards

Earn 3 Avios for every $1 CAD spent on British Airways and BA Holidays*
Earn 2 Avios for every $1 CAD spent on qualifying dining spend*
Earn 1 Avios for every $1 CAD spent on qualifying net purchases*
Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.˜
10% off British Airways flights when you book and pay with your card∞

Insurance

Coverage

Travel Medical Insurance
31 days
Travel Medical Insurance (65+)
7 days
Common Carrier Travel Accident Insurance
$500,000
Car Rental Damage & Theft
yes
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year

Benefits

Details

Companion Voucher
Receive a Companion Award eVoucher when you spend $30,000 or more in any calendar year
Discount
Enjoy 10% off British Airways flights when you book and pay with your card
Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall

Eligibility

Credit Score
Very Good
Annual Income
$60,000 personal or $100,000 household

^*Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. Check here for full details and current product information.

Our choice for: Best RBC travel credit card

RBC Avion Visa Infinite

4.6

Finly Rating

APPLY NOW

on RBC's website

Welcome Bonus

Enjoy 35,000 Avion points upon approval(1) (travel value of $750†)

Rewards Rate

1x - 1.25x

Points

Annual Fee

$120

Interest Rates

20.99% / 22.99%□

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

Get your free credit score

Our Take

The RBC Avion Visa Infinite is ideal for frequent travelers who want flexibility and value. It comes with a strong welcome bonus (worth up to ~$700 in travel value), earns 1–1.25 points per dollar on all purchases, and lets you redeem with no blackout dates on any airline or transfer to partners like British Airways Avios for outsized value. Add in comprehensive travel insurance, everyday perks like Petro-Canada and DoorDash savings, and you’ve got a well-rounded card that delivers consistent rewards and protection for a competitive $120 annual fee.

Pros & Cons

Pros

High point value when redeemed through the Air Travel Redemption schedule, with up to 2.33 cents per point. Learn more about the RBC Avion Rewards program.
Comprehensive insurance package (8 types), including travel medical and mobile device insurance.
Access to Petro-Canada savings (save 3 cents per litre on fuel) and earn 20% bonus Petro-Points.

Cons

Only earns 1 point per $1 spent on most eligible purchases (travel purchases earn 1.25 points per $1 spent).
Requires using the Air Travel Redemption chart to get the highest point value; other redemptions yield lower returns.
High income requirements: $60,000 personal or $100,000 household.

Card Details

Rewards

1.25x points per $1 spent on eligible travel purchases
1x point per $1 spent on all other purchases

Insurance

Coverage

Purchase Protection
90 days
Extended Warranty
Up to a year
Mobile Device Insurance
$1,500
Common Carrier Travel Accident Insurance
$500,000
Travel Medical Insurance
15 days
Travel Medical Insurance (65+)
3 days
Trip Interruption
$5,000
Trip Cancellation
$1,500
Hotel Burglary Insurance
$2,500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Flight Delay
$500
Car Rental Damage & Theft
yes

Benefits

Details

Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada and 20% more Avion points at Petro-Canada
Car Rental Discount
Get up to 20% off at Hertz
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Concierge Services
Discount
Add your credit card to your DoorDash account and get a free 12-month DashPass subscription

Eligibility

Credit Score
Good
Annual Income
$60,000 personal or $100,000 household

^*Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions. Check here for full details and current product information.

Avios Program Breakdown

Avios Points Value in Increments

	Optimal Redemption Value 1.7¢ / point		Optimal Redemption Value 1.7¢ / point
1 point	1.7¢	60,000 points	$1,020
10 points	17¢	65,000 points	$1,105
100 points	$1.7	70,000 points	$1,190
1,000 points	$17	75,000 points	$1,275
2,500 points	$42.5	80,000 points	$1,360
5,000 points	$85	85,000 points	$1,445
10,000 points	$170	90,000 points	$1,530
15,000 points	$255	95,000 points	$1,615
20,000 points	$340	100,000 points	$1,700
25,000 points	$425	125,000 points	$2,125
30,000 points	$510	150,000 points	$2,550
35,000 points	$595	200,000 points	$3,400
40,000 points	$680	250,000 points	$4,250
45,000 points	$765	500,000 points	$8,500
50,000 points	$850	750,000 points	$12,750
55,000 points	$935	1,000,000 points	$17,000