How much is the value of 65,000 ATB Gold Rewards points?

Redemption Option	Average Value
Gift Cards	0.08¢ / point

Best Credit Cards for the ATB Gold Rewards Loyalty Program

These credit cards will give you the most rewards and benefits to optimize for ATB Gold Rewards points

ATB Gold My Rewards Mastercard®

2.5

Finly Rating

APPLY NOW

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Welcome Bonus

N/A

Rewards Rate

1.5x - 3x points

Annual Fee

$0

Interest Rates

19.99% / 22.99%

RECOMMENDED CREDIT SCORE

300

Poor

560

Fair

660

Good

725

Very Good

760

Excellent

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Our Take

The ATB Gold My Rewards Travel Mastercard offers solid rewards and insurance without an annual fee, making it a good option for Alberta residents. However, the relatively low points value and regional availability limit its appeal for those outside Alberta or looking for higher-value rewards.

Pros & Cons

Pros

No annual fee: Enjoy travel rewards without any annual cost.
Up to 3 points per $1: Earn 3 points per $1 spent on groceries, gas, digital streaming services, subscriptions, and entertainment.
8 types of insurance: Strong insurance coverage for a no-fee card, including travel accident and baggage delay.
Customizable card design: Choose from 80 different card designs for a personalized look.

Cons

Points value: Each point is only worth 0.5 cents when redeemed for travel, limiting the overall value of rewards.
Alberta-only: This card is only available to residents of Alberta, restricting its availability.

Card Details

Rewards

3 points per $1 spent on eligible groceries, gas, digital streaming services and/or subscriptions, and entertainment purchases.
1.5 points per $1 spent on all other eligible purchases

Insurance

Coverage

Purchase Protection
90 days
Extended Warranty
1 year
Car Rental Accident
$225,000
Car Rental Damage & Theft
yes
Car Rental Personal Effects
$1,000
Travel Accident
$300,000
Flight Delay
$500
Baggage Delay
$500

Benefits

Details

Car Rental Discount
25% off base rate of participating Avis and Budget locations

Eligibility

Credit Score
Very Good
Annual Income
N/A

Best Credit Cards for the ATB Gold Rewards Loyalty Program

ATB Gold Rewards Program Breakdown

ATB Gold Rewards Points Value in Increments

	Optimal Redemption Value 0.083¢ / point		Optimal Redemption Value 0.083¢ / point
1 point	$0.001	60,000 points	$49.98
10 points	$0.008	65,000 points	$54.145
100 points	$0.083	70,000 points	$58.31
1,000 points	$0.833	75,000 points	$62.475
2,500 points	$2.083	80,000 points	$66.64
5,000 points	$4.165	85,000 points	$70.805
10,000 points	$8.33	90,000 points	$74.97
15,000 points	$12.495	95,000 points	$79.135
20,000 points	$16.66	100,000 points	$83.3
25,000 points	$20.825	125,000 points	$104.125
30,000 points	$24.99	150,000 points	$124.95
35,000 points	$29.155	200,000 points	$166.6
40,000 points	$33.32	250,000 points	$208.25
45,000 points	$37.485	500,000 points	$416.5
50,000 points	$41.65	750,000 points	$624.75
55,000 points	$45.815	1,000,000 points	$833