Top 10 CIBC Credit Cards in Canada for October 2026
Published Jul 16, 2026 8:29 AM • 6 min read
CIBC has a substantial catalogue of credit cards that cater to a wide-variety of spenders. Whether you’re interested in travel-oriented cards, budget-friendly no-fee and low-interest credit cards or cashback alternatives, there are plenty of options to choose from.
Data-driven rankings of 120+ credit cards using a proprietary algorithm
Comprehensive analysis using 25+ data points including terms and conditions, points programs, and more
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FinlyWealth's credit cards content, including rankings and recommendations, is overseen by a team of engineers and writers who specialize in credit cards, banking, and personal finance. Our work has been featured in The Globe and Mail, GoBankingRates, and AOL. Our proprietary analysis systems evaluate product features, terms, and conditions to deliver comprehensive reviews and comparisons while maintaining strict editorial standards for accuracy and integrity.
Top 10 CIBC Credit Cards in Canada
Our choice for: Best Overall
on CIBC's website
Welcome Bonus
N/A
Annual Fee
$0
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
2.6/5
The CIBC Dividend® Visa Card* is a solid option for those looking for a no-fee credit card with decent rewards, particularly for groceries. However, the lower base earn rate and limited insurance benefits make it less competitive for general spending or travel protection compared to other options.
Pros
- No annual fee
- Decent grocery earnings
- Fuel savings
- Car rental discounts
- On-demand redemptions
Cons
- Low base earn rate
- Limited insurance coverage
Rewards
- 2% cash back on groceries if they are in the first $80k transactions of the year and $20k of categorical spends3
- 1% cash back on eligible gas, electric vehicle charging, transportation, dining and recurring payments if they are in the first $80k transactions of the year and $20k of categorical spends3
- 0.5% cash back on all other eligible card purchases3
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000
Purchase Protection
90 days
Extended Warranty
Up to a year
Benefits
Details
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Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
Car Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
Eligibility
Credit Score
GoodAnnual Income
$15,000 household
Our choice for: Best Balance Transfer + Low Interest
on CIBC's website
Welcome Bonus
Balance transfer 0% interest for up to 10 months with a 1% transfer fee‡
Rewards Rate
No Rewards
Annual Fee
See Rates
Interest Rates
13.99% / 13.99%
RECOMMENDED CREDIT SCORE
4/5
A nice low rate card for everyday spending.
Pros
- Low interest rates
- Balance transfer welcome bonus
Cons
- No rewards
- Missing standard coverage categories
Rewards
No rewards earned on this card
Insurance
Coverage
Common Carrier Travel Accident Insurance
$100,000
Benefits
Details
Gas Discount†
Save up to 10 cents per litre on gas at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations with CIBC and Journie Rewards.
Discount††
Free Skip+ membership, welcome voucher, and monthly voucher available. Conditions apply.
Eligibility
Credit Score
GoodAnnual Income
N/A
Our choice for: Best Accessible Aeroplan
on CIBC's website
Welcome Bonus
Up to 10,000 Aeroplan® points
Annual Fee
$0
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
3.7/5
The CIBC Aeroplan Visa Card is an excellent no-fee option for Aeroplan members who want to earn miles without an annual fee. Its solid earn rates on essential categories like gas and groceries make it easy to accumulate points quickly. The card also offers Preferred Pricing on Aeroplan redemptions, giving cardholders more value when they book flights with Air Canada. For someone looking for an entry-level Aeroplan card, this is a strong choice, especially with its generous welcome bonus.
Pros
- No annual fee
- Solid Rewards
- Aeroplan flight preferred pricing
Cons
- Low reward rate
- Limited non-loyalty value
Rewards
- 1 Aeroplan® point per $1 spent on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
- 1 Aeroplan® point per $1.50 spent (0.66 point per $1) on all other purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$100,000Purchase Protection
90 daysExtended Warranty
Up to 1 year.svg)
Car Rental Damage & Theft
Up to $65k car MSRP
Benefits
Details
Discount
Primary cardholders can often book flight rewards for even fewer points
Extra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
Eligibility
Credit Score
Very GoodAnnual Income
$15,000 household
Our choice for: Best Mid-Tier Aeroplan
on CIBC's website
Welcome Bonus
Up to 50,000 Aeroplan® points
Annual Fee
$139 $0
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
3.3/5
The CIBC Aeroplan Visa Infinite Card is great for Air Canada travelers who want to rack up Aeroplan points and enjoy perks like free checked bags and preferred pricing on flight redemptions. With solid reward rates in key spending categories like gas, groceries, and Air Canada purchases, this card offers decent returns. Additionally, the first-year annual fee waiver and comprehensive travel insurance make it a solid option for those looking for value without the upfront cost. However, its highest value is for people who frequently travel with Air Canada and make use of Aeroplan rewards, especially for flights.
Pros
- Generous welcome bonus
- High reward rates
- Air Canada perks
- Aeroplan flight preferred pricing
Cons
- Income requirements
- Limited redemption value
Rewards
- 1.5 Aeroplan® points per $1 spent on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
- 1 Aeroplan® point per $1 spent on all other purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000
Travel Medical Insurance (64 & under)
15 daysTravel Medical Insurance (65 to 75)
3 days
Flight Delay
$500Baggage Delay
$500
Trip Cancellation
$1,500
Trip Interruption
$2,000
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500Purchase Protection
90 daysExtended Warranty
Up to 1 yearCar Rental Damage & Theft
yes
Mobile Device Insurance
$1,000
Benefits
Details
Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stationsCar Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
Visa Infinite Exclusive Benefits
Exclusive offers.svg)
Status lift
Reach Aeroplan Elite Status sooner: Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $10,000 in eligible purchases made on your card.svg)
Free first checked bag
Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air CanadaDiscount
Primary cardholders can often book flight rewards for even fewer points
Free Extra Night at Hotels
Extra night free for every 3 hotel nights redeemed with Aeroplan points
Eligibility
Credit Score
Very GoodAnnual Income
$60,000 personal or $100,000 household
Our choice for: Best Premium Aeroplan
on CIBC's website
Welcome Bonus
Up to 100,000 Aeroplan® points
Annual Fee
$599
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
3.2/5
The CIBC Aeroplan Visa Infinite Privilege Card is ideal for frequent Air Canada flyers who want to maximize their Aeroplan points and enjoy premium travel perks. With 2 points per $1 spent on Air Canada purchases and free checked baggage on every flight, this card offers significant value for those who travel often. Additionally, the extensive travel insurance and unlimited Maple Leaf lounge access make it a solid choice for high-income individuals looking for convenience and protection during their travels. However, the high annual fee and income requirements mean it's best suited for those who can take full advantage of its Air Canada-specific benefits.
Pros
- Solid optimization
- Air Canada perks
- Unlimited airport lounge access
- Comprehensive insurance
Cons
- High annual fee
- High income requirements
- Limited reward value
Rewards
- 2 Aeroplan® points per $1 spent on Air Canada and Air Canada Vacations if they are in the first $100k transactions of the year
- 1.5 Aeroplan® points per $1 spent on gas, groceries, travel and dining if they are in the first $100k transactions of the year
- 1.25 Aeroplan® point per $1 spent on all other purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000Travel Medical Insurance (64 & under)
31 daysTravel Medical Insurance (65 to 75)
10 daysFlight Delay
$1,000Baggage Delay
$1,000Trip Cancellation
$2,500Trip Interruption
$5,000Lost or Stolen Baggage
$1,000Hotel Burglary Insurance
$2,500Purchase Protection
180 daysExtended Warranty
Up to 2 yearsCar Rental Damage & Theft
yesMobile Device Insurance
$1,500
Benefits
Details
Airport Lounge - Maple Leaf and AirCanada Cafes
Access select Maple Leaf Lounges™ and Air Canada Cafés™, plus get 6 complimentary lounge visits per year per cardholder through Visa Airport Companion ProgramGas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stationsCar Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.Visa Infinite Exclusive Benefits
Exclusive offersStatus lift
Reach Aeroplan Elite™ Status sooner by earning Status Qualifying Miles and Status Qualifying Segments with purchases made on your accountStatus lift
Complimentary upgrade to Avis® President's Club
Companion Voucher
Receive an Annual Worldwide Companion Pass from $99 to a max of $599 (plus taxes, fees, charges and surcharges) when you spend $25,000 on your card
Priority Travel
Priority Check-in, Priority Boarding and Priority Baggage Handling for you, your authorized users and up to 8 companions on the same flightFree first checked bag
Enjoy a free first checked bag for you, authorized users and up to 8 companions every time you fly with Air Canada
Eligibility
Credit Score
Very GoodAnnual Income
$150,000 personal or $200,000 household
Our choice for: Best Premium Travel
on CIBC's website
Welcome Bonus
Up to 80,000 Aventura points
Annual Fee
$499
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
3/5
The CIBC Aventura Visa Infinite Privilege Card offers a well-rounded suite of travel benefits, making it ideal for frequent travelers. The annual $200 travel credit, complimentary lounge access, and comprehensive insurance package ensure you’re covered for both convenience and protection. Plus, the ability to earn up to 3 points per dollar spent and redeem them at high values for flights makes this card an excellent choice for those who value travel rewards. However, it comes with a high annual fee and income requirements, so it's best suited for those who can fully take advantage of its perks.
Pros
- Generous rewards
- Valuable travel perks
- High point value
- Comprehensive insurance
Cons
- High annual fee
- High income requirements
Rewards
- 3 points per $1 spent on travel purchased through the CIBC Rewards Center
- 2 points per $1 spent on dining, entertainment, gas, transportation, and groceries if they are in the first $200k transactions of the year
- 1 point per $1 spent on all other purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000Travel Medical Insurance (64 & under)
31 daysTravel Medical Insurance (65 to 75)
10 daysFlight Delay
$500Baggage Delay
$500Trip Cancellation
$2,500Trip Interruption
$5,000Lost or Stolen Baggage
$1,000Hotel Burglary Insurance
$2,500Purchase Protection
180 daysExtended Warranty
Up to 2 yearsCar Rental Damage & Theft
up to car value of $65kMobile Device Insurance
$1,500
Benefits
Details
Airport Lounge - Dragon Pass
Airport lounges Visa Airport Companion Program managed by DragonPass International + 6 Free complimentary visitsGas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stationsCar Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
Nexus Program Rebate
Up to $100 statement credit for Nexus Application fee every 4 yearsVisa Infinite Exclusive Benefits
Exclusive offers.svg)
Travel Credit
Annual $200 travel credit to use at the CIBC Rewards Center
Eligibility
Credit Score
Very GoodAnnual Income
$150,000 personal or $200,000 household
Our choice for: Best Mid-Tier Travel
on CIBC's website
Welcome Bonus
Up to 35,000 Aventura points
Annual Fee
$139 $0
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
2.8/5
The CIBC Aventura® Visa Infinite Card* offers significant value for travelers with its high rewards on travel spending and flexible point redemptions, especially when used for flights. However, the high income requirements and limited value outside of travel redemptions may be drawbacks for some users. The extensive insurance coverage and airport lounge access make this card attractive for frequent travelers.
Pros
- First-year fee rebate
- Generous welcome bonus
- High travel points
- Flexible redemptions
- Airport lounge access
- Comprehensive coverage
Cons
- High income requirements
- Poor rewards outside travel
Rewards
- 2 points per $1 spent on travel purchased through the CIBC Rewards Centre
- 1.5 points per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores
- 1 point per $1 spent on all other purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$500,000Travel Medical Insurance (64 & under)
15 daysTravel Medical Insurance (65 to 75)
3 daysFlight Delay
$500Baggage Delay
$500Trip Cancellation
$1,500Trip Interruption
$2,000Lost or Stolen Baggage
$500Hotel Burglary Insurance
$2,500Purchase Protection
90 daysExtended Warranty
Up to a yearCar Rental Damage & Theft
up to car value of $65kMobile Device Insurance
$1,000
Benefits
Details
Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stationsCar Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.Airport Lounge - Dragon Pass
Airport lounges Visa Airport Companion Program managed by DragonPass International + 4 Free complimentary visitsNexus Program Rebate
Up to $100 statement credit for Nexus Application fee every 4 yearsVisa Infinite Exclusive Benefits
Exclusive offers
Eligibility
Credit Score
GoodAnnual Income
$60,000 personal or $100,000 household
Our choice for: Best Accessible Travel
on CIBC's website
Welcome Bonus
Up to 12,500 Aventura points
Annual Fee
$0
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
2.3/5
The CIBC Aventura® Visa Card* offers a no-fee way to earn travel rewards with flexible redemption options. Its welcome bonus and points on everyday categories make it appealing for budget-conscious users. However, the limited insurance coverage and low base earn rate may not make it the best choice for those looking for higher rewards or comprehensive benefits.
Pros
- No annual fee
- Rewards on everyday purchases
- Fuel savings
- Flexible redemptions
Cons
- Limited insurance
- Low base earn rate
Rewards
- 1 point per $1 spent on travel purchased through the CIBC Rewards Centre
- 1 point per $1 spent at eligible gas stations, electric vehicle charging stations, grocery stores and drug stores (up to $6,000 spent combined per year)
- 0.5 point per $1 spent on all other eligible purchases
Insurance
Coverage
Common Carrier Travel Accident Insurance
$100,000Purchase Protection
90 daysExtended Warranty
Up to a yearCar Rental Damage & Theft
up to car value of $65k
Benefits
Details
Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
Eligibility
Credit Score
GoodAnnual Income
$15,000 household
Our choice for: Best Accessible Cashback
on CIBC's website
Welcome Bonus
Earn up to $400 in value†
Annual Fee
$99 $0
Interest Rates
20.99% / 22.99%□
RECOMMENDED CREDIT SCORE
2.8/5
The CIBC Dividend Platinum® Visa Card* offers great cash back rates, especially for gas and groceries, with a lower annual fee of $99. It's a solid option for households with lower income requirements, and the fuel savings with Journie Rewards add extra value. However, the limited insurance coverage and the annual fee might make other cards more attractive if you're looking for more benefits.
Pros
- Generous welcome bonus
- Solid cashback rates
- Fuel savings
- Rental car savings
- Low income requirements
Cons
- Limited insurance
- Annual fee
Rewards
- 3% cashback on gas and groceries if they are in the first $80K transactions of the year and $20K of categorical spends
- 2% cashback on transportation, dining and recurring bills if they are in the first $80K transactions of the year and $20K of categorical spends
- 1% cashback on all other eligible card purchases
Insurance
Coverage
Car Rental Damage & Theft
yesCommon Carrier Travel Accident Insurance
$500,000Purchase Protection
90 daysExtended Warranty
Up to a year
Benefits
Details
Gas Discount
save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stationsCar Rental Discount
Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
Eligibility
Credit Score
Very GoodAnnual Income
$15,000 household
Our choice for: Best Costco
on CIBC's website
Welcome Bonus
N/A
Annual Fee
$0
Interest Rates
20.75% / 22.49%
RECOMMENDED CREDIT SCORE
2/5
The CIBC Costco Mastercard offers one of the highest cashback rates on restaurant purchases in Canada, making it an excellent choice for optimizing rewards in this specific category, especially since it has no annual fees. If you use Costco Gas or shop on Costco Online, there is a decent cashback rate as well. However, for other categories, the cashback rate is average. Notably, you will be better off using other credit cards for warehouse Costco purchases, as you will only earn 1% cashback. If you are looking for no annual fee credit cards only, this is a good card to go for.
Pros
- Decent overall reward rates
- High dining optimization
- Mobile device insurance
Cons
- Limited benefits
- No Costco warehouse optimization
Rewards
- 3% cash back on Restaurants
- 3% cash back on Costco Gas stations and 2% cash back on non-Costco Gas up to a combined maximum of $5,000 in spending (max $150 cashback per year)
- 2% cash back on Costco.ca purchases up to $8,000 in spending (max $160 cashback per year)
- 1% on everything else
Insurance
Coverage
Mobile Device Insurance
$1,000Purchase Protection
Up to 90 daysExtended Warranty
Up to a year
Eligibility
Credit Score
GoodAnnual Income
$15,000 personal
From our Editors: The Full List of Best CIBC Credit Cards in Canada
Best Overall: CIBC Dividend Visa Infinite Card
The CIBC Dividend Visa Infinite Card earns cardholders excellent cashback on common categories like gas, groceries, transportation, dining, and recurring transactions. In fact, this card ranks highly as one of the best gas credit cards in Canada. The insurance isn't especially extensive, but it still includes protections like car rental damage and theft insurance, plus mobile device insurance. As for benefits, expect discounts on both gas and rental cars. To entice you even further, this contender waives its annual fee for the first year of membership. To learn more, check out our CIBC Dividend Visa Infinite Card Review.
Best Balance Transfer + Low Interest: CIBC Select Visa Card
Another high ranking CIBC credit card is the CIBC Select Visa Card. This contender is both one of the best low interest credit cards in Canada and one of the best balance transfer credit cards in Canada. Expect relatively low purchase, cash advance, and balance transfer interest rates, plus a long-term zero-interest balance transfer promotional period. There aren't many add-ons, but the card includes travel accident insurance. Additionally, the annual fee is waived for the first year of membership. Find out more in our CIBC Select Visa Card Review.
Best Accessible Aeroplan: CIBC Aeroplan Visa Card
If you're a frequent Air Canada flyer, then you may be interested in the CIBC Aeroplan Visa Card, one of the best Aeroplan credit cards in Canada. For no annual fee, this card earns you decent Aeroplan points per dollar spent on gas, groceries, and Air Canada purchases. Alongside some coverage, you'll find discounts on flights and extra points on partner purchases. Read more in our CIBC Aeroplan Visa Card Review.
Best Mid-Tier Aeroplan: CIBC Aeroplan Visa Infinite Card
If you're looking for a step up from the CIBC Aeroplan Visa Card, consider the CIBC Aeroplan Visa Infinite Card. This card earns you slightly more Aeroplan points per dollar spent on gas, groceries, and Air Canada purchases. The real pull with this upgrade is the benefits. Expect comprehensive travel coverage, including trip interruption and trip cancellation insurance, plus perks like free first checked bags, and free extra nights at hotels. To qualify for this card, you'll need to meet some high annual income requirements, but luckily the first year annual fee is rebated. See more in our CIBC Aeroplan Visa Infinite Card Review.
Best Premium Aeroplan: CIBC Aeroplan Visa Infinite Privilege Card
For the most premium CIBC Aeroplan credit card, apply for the CIBC Aeroplan Visa Infinite Privilege Card. This contender earns you more Aeroplan points on Air Canada purchases, plus similar points on gas, grocery, dining, and travel purchases. In addition to comprehensive insurance, cardholders receive perks like unlimited access to Maple Leaf Lounges, an annual companion voucher, priority travel advantages, and free first checked bags, making it one of the top checked bag credit cards in Canada. To account for these exclusive add-ons, applicants need to meet some high annual income requirements and front a hefty annual fee. Learn more in our CIBC Aeroplan Visa Infinite Privilege Card Review.
Best Premium Travel: CIBC Aventura Visa Infinite Privilege Card
For more general premium travel, opt for the CIBC Aventura Visa Infinite Privilege Card. This card collects solid points per dollar spent on travel purchased through the CIBC Rewards Center, dining, entertainment, gas, transportation, and groceries. The insurance is extensive, offering protections like trip interruption and trip cancellation insurance, hotel burglary insurance, and travel medical insurance. Cardholders also receive airport lounge Dragon Pass access, an annual travel credit, and a Nexus Program rebate. On top of a high annual fee, applicants also have to meet some high annual income requirements. Discover more in our CIBC Aventura Visa Infinite Privilege Card Review.
Best Mid-Tier Travel: CIBC Aventura Visa Infinite Card
If you're looking for a more affordable general CIBC travel card, consider the CIBC Aventura Visa Infinite Card. On this card, you'll earn decent points per dollar spent on travel purchases through the CIBC Rewards Centre, plus points per dollar spent on gas, groceries, and drug store purchases. In addition to comprehensive travel insurance, cardholders also receive some complimentary Dragon Pass airport lounge access, a Nexus Program rebate, and a car rental discount. This card still has some annual income requirements and an annual fee, but thankfully the yearly cost is waived during the first year of membership. Get all the details in our CIBC Aventura Visa Infinite Card Review.
Best Accessible Travel: CIBC Aventura Visa Card
For the most affordable general CIBC travel card, go for the CIBC Aventura Visa Card. For no annual fee, cardholders receive some CIBC Aventura points per dollar spent on travel purchased through the CIBC Rewards Centre, plus points per dollar spent on gas, groceries, and drug store purchases. Note, however, that ehe insurance is pretty basic and the only benefit is a gas discount. All in all, it's the most accessible CIBC travel card. To understand more, check out our CIBC Aventura Visa Card Review.
Best Accessible Cashback: CIBC Dividend Platinum Visa Card
Maybe you'd rather collect cashback. In that case, consider the affordable CIBC Dividend Platinum Visa Card. This card collects cashback on gas, groceries, transportation, dining, and recurring bills. As for extras, expect basic coverage and discounts on gas and rental cars. Note that there's a small annual income requirement to qualify, but the annual fee is waived for the first year of membership. Learn more in our CIBC Dividend Platinum Visa Card Review.
Best Costco: CIBC Costco Mastercard
The CIBC Costco Mastercard offers one of the highest cashback rates on restaurant purchases, making it a top choice for optimizing rewards in this specific category, especially since it has no annual fee. If you fuel up with Costco Gas or shop at Costco.ca, there is a decent cashback rate as well. However, for other categories, the cashback rate is average. In all honesty, you may be better off using other credit cards for warehouse Costco purchases. Weigh all of your options in our Best Costco Cards in Canada post. For more details on this card specifically, read our CIBC Costco Mastercard Review.
Choosing the Right CIBC Credit Card
When selecting one of the best Canadian credit cards from CIBC, you'll want to consider your current financial situation (think annual income), as well as your spending habits.
For example, if you're carrying credit card debt, you'll want to apply for the CIBC Select Visa Card. If you want luxury Aeroplan perks, apply for the CIBC Aeroplan Visa Infinite Privilege Card. Alternatively, if you want strong cashback, especially on gas purchases, go for the CIBC Dividend Visa Infinite Card
Pros and Cons of CIBC Credit Cards
To help you better understand whether a CIBC credit card is right for you, we put together this pros and cons list:
Pros | Cons |
|---|---|
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How to Apply for a CIBC Credit Card
To apply for any of the CIBC credit cards above, simply tap the "Apply Now" button beneath your credit card of choice. Afterwards, you'll be redirected to the CIBC official website to begin the application process. Typically, credit card applications ask for personal information (such as your address, birthdate, and email) and financial information (like your income, when applicable).
Frequently Asked Questions
The CIBC Aventura Visa Infinite Privilege Card, the CIBC Aeroplan Visa Infinite Privilege Card, and the CIBC Aventura Visa Infinite Card all provide some lounge access.
While the CIBC Costco Mastercard earns solid points on dining and Costco gas, there's no specialized earn category on Costco warehouse purchases specifically. With this in mind, there are other Mastercards available that will optimize these purchases even further.
CIBC offers a variety of card types, including:
- Travel cards
- Aeroplan cards
- Cashback cards
- Low-interest cards
- No-fee cards
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