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CIBC Aventura® Visa Infinite Privilege* Card

3

/5

CIBC

Visa

CIBC Aventura® Visa Infinite Privilege* CardPoints Calculator

Up to 80,000 Aventura points

Our Take

The CIBC Aventura Visa Infinite Privilege Card offers a well-rounded suite of travel benefits, making it ideal for frequent travelers. The annual $200 travel credit, complimentary lounge access, and comprehensive insurance package ensure you’re covered for both convenience and protection. Plus, the ability to earn up to 3 points per dollar spent and redeem them at high values for flights makes this card an excellent choice for those who value travel rewards. However, it comes with a high annual fee and income requirements, so it's best suited for those who can fully take advantage of its perks.





Card Details

Interest Rates


Purchase: 20.99%

Cash Advance: 22.99%□

Balance Transfer: 22.99%

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees


Main Card: $499

Additional Cards: $99

Welcome Bonus


25,000 Aventura Points when you spend $3,000 or more in the first 4 monthly statement periods, 25,000 Aventura Points when you spend $6,000 or more in the first 4 monthly statement periods, 30,000 Aventura Points as an additional anniversary bonus when you have at least $25,000 in net eligible purchases posted on your account during the first 12 monthly statement periods

Annual Income


Personal: $150,000

Household: $200,000

Credit Score Estimate


300
Poor
560
Fair
660
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type


Credit

Reward Type


Type: Points

Loyalty Program: CIBC Aventura

Our Rating


3/5

Institution


CIBC

How You Earn Rewards


  • 3 points per $1 spent on travel purchased through the CIBC Rewards Center
  • 2 points per $1 spent on dining, entertainment, gas, transportation, and groceries if they are in the first $200k transactions of the year
  • 1 point per $1 spent on all other purchases

Annual Rewards Breakdown




Annual Rewards Summary




Point Redemptions

Redemption Method

Net Value (After Annual Fee)




Insurance & Benefits

13 insurance
6 benefits

Insurance

Coverage

  • heart lock

    Common Carrier Travel Accident Insurance

    $500,000
  • travel accident medical

    Travel Medical Insurance (64 & under)

    31 days
  • travel accident medical

    Travel Medical Insurance (65 to 75)

    10 days
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $500
  • cancel airplane

    Trip Cancellation

    $2,500
  • pause

    Trip Interruption

    $5,000
  • lost baggage

    Lost or Stolen Baggage

    $1,000
  • burglar

    Hotel Burglary Insurance

    $2,500
  • purchase protection

    Purchase Protection

    180 days
  • extended warranty

    Extended Warranty

    Up to 2 years
  • car insurance

    Car Rental Damage & Theft

    up to car value of $65k
  • mobile device insurance

    Mobile Device Insurance

    $1,500
  • Benefits

    Details

  • alcohol cheers

    Airport Lounge - Dragon Pass

    Airport lounges Visa Airport Companion Program managed by DragonPass International + 6 Free complimentary visits
  • gas station

    Gas Discount

    save up to 10¢/L on fuel at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations
  • car rental

    Car Rental Discount

    Get up to 25% off auto rentals at participating Avis and Budget locations worldwide.
  • border guard

    Nexus Program Rebate

    Up to $100 statement credit for Nexus Application fee every 4 years
  • exclusive

    Visa Infinite Exclusive Benefits

    Exclusive offers
  • travel

    Travel Credit

    Annual $200 travel credit to use at the CIBC Rewards Center
  • Pros & Cons


    Pros

    • Generous rewards
    • Valuable travel perks
    • High point value
    • Comprehensive insurance

    Cons

    • High annual fee
    • High income requirements