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Working hard in the background...
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%□
Balance Transfer: 22.99%
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $139
$0
First Year Waived
Additional Cards: $50 (first year waived up to 3 cards)
Annual Income
Personal: $60,000
Household: $100,000
Credit Score Estimate
Welcome Bonus
Our Rating
2.8/5
Institution
CIBC
Redemption Method
Insurance
Coverage
Travel Accident
Emergency Out of province Medical
Emergency Medical Over 65
Flight Delay
Baggage Delay
Trip Cancellation
Trip Interruption
Lost or Stolen Baggage
Hotel Burglary Insurance
Purchase Protection
Extended Warranty
Car Rental Damage & Theft
Mobile Device Insurance
Benefits
Details
Gas Discount
Car Rental Discount
Airport Lounge - Dragon Pass
Nexus Program Rebate
Visa Infinite Exclusive Benefits
Pros
Cons
†This offer applies to the following eligible cards: CIBC Aventura® Visa Infinite* and CIBC Aventura® Gold Visa* Card. You can qualify for this offer if you apply and are approved for a new eligible card between July 8, 2025 and August 19, 2025.
If you apply and are approved for a new eligible card, you can receive:
i. A welcome bonus of 15,000 Aventura Points when you make your first purchase.
ii. An additional bonus of 30,000 Aventura Points if you have at least $3,000 in net purchases posted to your account during the first 4 monthly statement periods.
iii. An additional bonus of 15,000 Aventura points if you have at least $5,000 in net purchases posted to your account during the first 4 monthly statement periods.
A one-time annual fee rebate for you — the primary cardholder — and up to 3 authorized users added at the time of the application. This offer does not apply to annual fees for authorized users that are added after you submit your application. This offer applies for the first year only. If your application for an eligible card is not approved, you may be considered for another card, as disclosed in your credit card application. If you are approved for that card, this annual fee rebate offer will apply in the amount of the annual fee, if any, of the alternate card. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two statements. Your new credit card account must be open and in good standing at the time the rebate is awarded.
Offer applies to newly approved card accounts only. Transfers and product changes from other CIBC credit cards are excluded from this offer. Card account must be open and in good standing at the time the bonus Aventura Points are awarded. Aventura Points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. For this offer, the following do not qualify as purchases: cash advances, CIBC Global Money Transfers™, balance transfers, CIBC Convenience Cheques, fees, interest, Aventura Points redemptions and payments. It may take up to several business days for purchases to be posted to your account. This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
Receive one (1) statement credit up to a maximum value of $200 CA when NEXUS application fee is charged to an eligible card, regardless of NEXUS application approval.
Limit one (1) statement credit every 4 years. You must use your eligible card to pay the NEXUS application fee. In order to be eligible for the statement credit, cardholders must be in good standing at the time the application fee is charged. CIBC has no control over the NEXUS program including, but not limited to, application approval process, enrollment, or fees charged. NEXUS eligibility requirements are determined by the Canada Border Service Agency (CBSA) and the U.S. Customs and Border Protection (US CBP), and can be found on their web site.
A NEXUS◊ application fee valued at $120 US.
Effective October 1, 2024, the NEXUS application fee has increased to $120 US. You will receive a rebate of up to $200 CA for your NEXUS application fee once every 4 years. Approximate rebate value of $160 CA (foreign exchange rate of 1.36 USD as of July 15, 2024).