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3.7
/5
CIBC
Visa
CIBC Aeroplan® Visa* CardPoints Calculator
Up to 10,000 Aeroplan® points
Our Take
The CIBC Aeroplan Visa Card is an excellent no-fee option for Aeroplan members who want to earn miles without an annual fee. Its solid earn rates on essential categories like gas and groceries make it easy to accumulate points quickly. The card also offers Preferred Pricing on Aeroplan redemptions, giving cardholders more value when they book flights with Air Canada. For someone looking for an entry-level Aeroplan card, this is a strong choice, especially with its generous welcome bonus.
Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%□
Balance Transfer: 22.99%
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $0
Additional Cards: $0 for first 3 cards
Welcome Bonus
- 2,500 Aeroplan points when you make your first purchase.
- 2,500 Aeroplan points when you spend $3,000 or more during the first 4 monthly statements periods.
- 5,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods.
Annual Income
Personal: N/A
Household: $15,000
Credit Score Estimate
300Poor
560Fair
660Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
3.7/5
Institution
CIBC
How You Earn Rewards
- 1 Aeroplan® point per $1 spent on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
- 1 Aeroplan® point per $1.50 spent (0.66 point per $1) on all other purchases
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
4 insurance
2 benefits
Insurance
Coverage
Common Carrier Travel Accident Insurance
$100,000
Purchase Protection
90 days
Extended Warranty
Up to 1 year
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Car Rental Damage & Theft
Up to $65k car MSRP
Benefits
Details
Discount
Primary cardholders can often book flight rewards for even fewer points
Extra points
Earn points twice at over 150 Aeroplan partner brands and over 170 online retailers through the Aeroplan eStore
Pros & Cons
Pros
- No annual fee
- Solid Rewards
- Aeroplan flight preferred pricing
Cons
- Low reward rate
- Limited non-loyalty value