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WealthONE Bank of Canada GIC rates
Deposits issued by Wealth One Bank of CanadaSchedule I Bank
A Schedule I bank with one of the strongest 5-year rates in the market at 4.15%.
Rates verified nightly
· re-checked against WealthONE Bank of Canada's own site
· last check Aug 25, 2026
Best rate
4.150%
todayRates published
18
across 1 productTerms
1 year – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under Wealth One Bank of CanadaHow to buy
Online, Phone, Financial Advisor
Where it's available
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from WealthONE Bank of Canada
Every GIC WealthONE Bank of Canada currently offers, with the rate range each one pays.
WealthONE GIC
3.70% – 4.150%
Terms 1 year – 5 years · min $1,000Non-redeemable terms from 1 to 5 years, at the same rate in non-registered, TFSA and RRSP plans.
WealthONE Bank of Canada rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 18 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
4.150%
WealthONE GIC · 5 years
Rates published
18
Interest on $10,000
$2,075
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.45 points more than 1 year.
WealthONE Bank of Canada
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
WealthONE GIC Non-redeemable · Annual · min $1,000 | 5 years | 4.150% | $12,075 +$2,075 | |
WealthONE GIC Non-redeemable · TFSA · Annual · min $1,000 | 5 years | 4.150% | $12,075 +$2,075 | |
WealthONE GIC Non-redeemable · RRSP · Annual · min $1,000 | 5 years | 4.150% | $12,075 +$2,075 | |
WealthONE GIC Non-redeemable · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
WealthONE GIC Non-redeemable · TFSA · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
WealthONE GIC Non-redeemable · RRSP · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
WealthONE GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.95% | $11,185 +$1,185 | |
WealthONE GIC Non-redeemable · TFSA · Annual · min $1,000 | 3 years | 3.95% | $11,185 +$1,185 | |
WealthONE GIC Non-redeemable · RRSP · Annual · min $1,000 | 3 years | 3.95% | $11,185 +$1,185 | |
WealthONE GIC Non-redeemable · Annual · min $1,000 | 18 months | 3.90% | $10,585 +$585 | |
WealthONE GIC Non-redeemable · Annual · min $1,000 | 2 years | 3.90% | $10,780 +$780 | |
WealthONE GIC Non-redeemable · TFSA · Annual · min $1,000 | 18 months | 3.90% | $10,585 +$585 | |
WealthONE GIC Non-redeemable · TFSA · Annual · min $1,000 | 2 years | 3.90% | $10,780 +$780 | |
WealthONE GIC Non-redeemable · RRSP · Annual · min $1,000 | 18 months | 3.90% | $10,585 +$585 | |
WealthONE GIC Non-redeemable · RRSP · Annual · min $1,000 | 2 years | 3.90% | $10,780 +$780 | |
WealthONE GIC Non-redeemable · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
WealthONE GIC Non-redeemable · TFSA · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
WealthONE GIC Non-redeemable · RRSP · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 |