WealthONE Bank of Canada GIC rates
Deposits issued by Wealth One Bank of CanadaA Schedule I bank with one of the strongest 5-year rates in the market at 4.15%.
Rates verified nightly
· re-checked against WealthONE Bank of Canada's own site
· last check Oct 9, 2026
4.50%
today18
across 1 product1 year – 5 years
$1,000
At a glance
$100,000
CDIC (federal) · insured under Wealth One Bank of CanadaOnline, Phone, Financial Advisor
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from WealthONE Bank of Canada
Every GIC WealthONE Bank of Canada currently offers, with the rate range each one pays.
WealthONE GIC
3.80% – 4.50%
Terms 1 year – 5 years · min $1,000Non-redeemable terms from 1 to 5 years, at the same rate in non-registered, TFSA and RRSP plans.
WealthONE Bank of Canada rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 18 offers
$
$
4.50%
WealthONE GIC · 5 years
18
$2,250
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.70 points more than 1 year.
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
WealthONE GIC Non-redeemable · At maturity · min $1,000 | 5 years | 4.50% | $12,462 +$2,462 | |
WealthONE GIC Non-redeemable · TFSA · At maturity · min $1,000 | 5 years | 4.50% | $12,462 +$2,462 | |
WealthONE GIC Non-redeemable · RRSP · At maturity · min $1,000 | 5 years | 4.50% | $12,462 +$2,462 | |
WealthONE GIC Non-redeemable · At maturity · min $1,000 | 4 years | 4.45% | $11,902 +$1,902 | |
WealthONE GIC Non-redeemable · TFSA · At maturity · min $1,000 | 4 years | 4.45% | $11,902 +$1,902 | |
WealthONE GIC Non-redeemable · RRSP · At maturity · min $1,000 | 4 years | 4.45% | $11,902 +$1,902 | |
WealthONE GIC Non-redeemable · At maturity · min $1,000 | 3 years | 4.400% | $11,379 +$1,379 | |
WealthONE GIC Non-redeemable · TFSA · At maturity · min $1,000 | 3 years | 4.400% | $11,379 +$1,379 | |
WealthONE GIC Non-redeemable · RRSP · At maturity · min $1,000 | 3 years | 4.400% | $11,379 +$1,379 | |
WealthONE GIC Non-redeemable · At maturity · min $1,000 | 2 years | 4.25% | $10,868 +$868 | |
WealthONE GIC Non-redeemable · TFSA · At maturity · min $1,000 | 2 years | 4.25% | $10,868 +$868 | |
WealthONE GIC Non-redeemable · RRSP · At maturity · min $1,000 | 2 years | 4.25% | $10,868 +$868 | |
WealthONE GIC Non-redeemable · At maturity · min $1,000 | 18 months | 3.90% | $10,591 +$591 | |
WealthONE GIC Non-redeemable · TFSA · At maturity · min $1,000 | 18 months | 3.90% | $10,591 +$591 | |
WealthONE GIC Non-redeemable · RRSP · At maturity · min $1,000 | 18 months | 3.90% | $10,591 +$591 | |
WealthONE GIC Non-redeemable · At maturity · min $1,000 | 1 year | 3.80% | $10,380 +$380 | |
WealthONE GIC Non-redeemable · TFSA · At maturity · min $1,000 | 1 year | 3.80% | $10,380 +$380 | |
WealthONE GIC Non-redeemable · RRSP · At maturity · min $1,000 | 1 year | 3.80% | $10,380 +$380 |