Working hard in the background...
Steinbach Credit Union GIC rates
Deposits issued by Steinbach Credit Union LimitedCredit Union
Manitoba's largest credit union, with balance-tiered GIC rates and an unlimited provincial guarantee.
Rates verified nightly
· re-checked against Steinbach Credit Union's own site
· last check Aug 25, 2026
Best rate
3.95%
todayRates published
15
across 1 productTerms
1 year – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
Unlimited
DGCM (Manitoba) · insured under Steinbach Credit Union LimitedHow to buy
Online, Branch, Phone
Membership requiredWhere it's available
Manitoba
Good to know
Deposits are 100% guaranteed with no limit by the Deposit Guarantee Corporation of Manitoba, which covers all Manitoba credit unions and caisses populaires.
Membership is open to Manitoba residents.
GIC products from Steinbach Credit Union
Every GIC Steinbach Credit Union currently offers, with the rate range each one pays.
Steinbach Credit Union GIC
3.55% – 3.95%
Terms 1 year – 5 years · min $1,000Registered-plan GICs that pay more as the balance rises, up to 3.95% at $250,000.
Steinbach Credit Union rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 5 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.85%
Steinbach Credit Union GIC · 5 years
Rates published
5
Interest on $10,000
$1,925
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.30 points more than 1 year.
Steinbach Credit Union
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Steinbach Credit Union GIC Non-redeemable · Registered · Annual · min $1,000 | 5 years | 3.85% | $11,925 +$1,925 | |
Steinbach Credit Union GIC Non-redeemable · Registered · Annual · min $1,000 | 4 years | 3.75% | $11,500 +$1,500 | |
Steinbach Credit Union GIC Non-redeemable · Registered · Annual · min $1,000 | 3 years | 3.70% | $11,110 +$1,110 | |
Steinbach Credit Union GIC Non-redeemable · Registered · Annual · min $1,000 | 2 years | 3.65% | $10,730 +$730 | |
Steinbach Credit Union GIC Non-redeemable · Registered · Annual · min $1,000 | 1 year | 3.55% | $10,355 +$355 |