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Achieva Financial GIC rates
Deposits issued by Cambrian Credit UnionCredit Union
A Manitoba credit-union brand whose deposits carry an unlimited provincial guarantee, open to savers across Canada.
Rates verified nightly
· re-checked against Achieva Financial's own site
· last check Aug 25, 2026
Best rate
4.05%
todayRates published
20
across 1 productTerms
1 year – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
Unlimited
DGCM (Manitoba) · insured under Cambrian Credit UnionHow to buy
Online, Phone
Membership requiredWhere it's available
Across Canada
Good to know
Deposits are 100% guaranteed with no limit by the Deposit Guarantee Corporation of Manitoba, which covers all Manitoba credit unions and caisses populaires.
Achieva is a division of Cambrian Credit Union. Accounts are open to residents across Canada, and deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
GIC products from Achieva Financial
Every GIC Achieva Financial currently offers, with the rate range each one pays.
Achieva Financial GIC
3.60% – 4.05%
Terms 1 year – 5 years · min $1,000One rate table covering non-registered, RRSP, RRIF and TFSA, topping out at 4.05%.
Achieva Financial rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 20 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
4.05%
Achieva Financial GIC · 5 years
Rates published
20
Interest on $10,000
$2,025
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.45 points more than 1 year.
Achieva Financial
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 5 years | 4.05% | $12,025 +$2,025 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 5 years | 4.05% | $12,025 +$2,025 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 5 years | 4.05% | $12,025 +$2,025 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 5 years | 4.05% | $12,025 +$2,025 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 4 years | 3.75% | $11,500 +$1,500 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 4 years | 3.75% | $11,500 +$1,500 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 4 years | 3.75% | $11,500 +$1,500 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 4 years | 3.75% | $11,500 +$1,500 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.70% | $11,110 +$1,110 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 3 years | 3.70% | $11,110 +$1,110 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 3 years | 3.70% | $11,110 +$1,110 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 3 years | 3.70% | $11,110 +$1,110 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 2 years | 3.65% | $10,730 +$730 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 2 years | 3.65% | $10,730 +$730 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 2 years | 3.65% | $10,730 +$730 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 2 years | 3.65% | $10,730 +$730 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 |