Achieva Financial GIC rates
Deposits issued by Cambrian Credit UnionA Manitoba credit-union brand whose deposits carry an unlimited provincial guarantee, open to savers across Canada.
Rates verified nightly
· re-checked against Achieva Financial's own site
· last check Oct 10, 2026
4.30%
today20
across 1 product1 year – 5 years
$1,000
At a glance
Unlimited
DGCM (Manitoba) · insured under Cambrian Credit UnionOnline, Phone
Membership requiredAcross Canada
Good to know
Deposits are 100% guaranteed with no limit by the Deposit Guarantee Corporation of Manitoba, which covers all Manitoba credit unions and caisses populaires.
Achieva is a division of Cambrian Credit Union. Accounts are open to residents across Canada, and deposits are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
GIC products from Achieva Financial
Every GIC Achieva Financial currently offers, with the rate range each one pays.
Achieva Financial GIC
3.70% – 4.30%
Terms 1 year – 5 years · min $1,000One rate table covering non-registered, RRSP, RRIF and TFSA, topping out at 4.05%.
Achieva Financial rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 20 offers
$
$
4.30%
Achieva Financial GIC · 5 years
20
$2,150
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.60 points more than 1 year.
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 5 years | 4.30% | $12,150 +$2,150 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 5 years | 4.30% | $12,150 +$2,150 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 5 years | 4.30% | $12,150 +$2,150 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 5 years | 4.30% | $12,150 +$2,150 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 2 years | 4.05% | $10,810 +$810 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 2 years | 4.05% | $10,810 +$810 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 2 years | 4.05% | $10,810 +$810 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 2 years | 4.05% | $10,810 +$810 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 4 years | 4.00% | $11,600 +$1,600 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.90% | $11,170 +$1,170 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 3 years | 3.90% | $11,170 +$1,170 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 3 years | 3.90% | $11,170 +$1,170 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 3 years | 3.90% | $11,170 +$1,170 | |
Achieva Financial GIC Non-redeemable · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
Achieva Financial GIC Non-redeemable · RRSP · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
Achieva Financial GIC Non-redeemable · RRIF · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
Achieva Financial GIC Non-redeemable · TFSA · Annual · min $1,000 | 1 year | 3.70% | $10,370 +$370 |