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Haventree Bank GIC rates
Schedule I Bank
A Toronto-based Schedule I bank paying up to 4.20% on a 5-year term through the broker channel.
Rates verified nightly
· re-checked against Haventree Bank's own site
· last check Aug 25, 2026
Best rate
4.20%
todayRates published
10
across 1 productTerms
30 days – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under Haventree BankHow to buy
Deposit Broker, Financial Advisor
Where it's available
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from Haventree Bank
Every GIC Haventree Bank currently offers, with the rate range each one pays.
Haventree Bank GIC
0.20% – 4.20%
Terms 30 days – 5 years · min $1,000Terms from 1 month to 5 years, with one of the strongest 5-year rates available.
Haventree Bank rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 10 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
4.20%
Haventree Bank GIC · 5 years
Rates published
10
Interest on $10,000
$2,100
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.70 points more than 1 year.
Haventree Bank
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 5 years | 4.20% | $12,100 +$2,100 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 4 years | 4.150% | $11,660 +$1,660 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 3 years | 4.100% | $11,230 +$1,230 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 2 years | 4.00% | $10,800 +$800 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 1 year | 3.50% | $10,350 +$350 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 270 days | 2.85% | $10,214 +$214 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 180 days | 2.70% | $10,135 +$135 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 90 days | 2.50% | $10,063 +$63 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 60 days | 0.25% | $10,004 +$4 | |
Haventree Bank GIC Non-redeemable · Annual · min $1,000 | 30 days | 0.20% | $10,002 +$2 |