Haventree Bank GIC rates
A Toronto-based Schedule I bank paying up to 4.20% on a 5-year term through the broker channel.
Rates verified nightly
· re-checked against Haventree Bank's own site
· last check Oct 9, 2026
4.45%
today8
across 1 product3 months – 5 years
$1,000
At a glance
$100,000
CDIC (federal) · insured under Haventree BankDeposit Broker, Financial Advisor
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from Haventree Bank
Every GIC Haventree Bank currently offers, with the rate range each one pays.
Haventree Bank GIC
2.60% – 4.45%
Terms 3 months – 5 years · min $1,000Terms from 1 month to 5 years, with one of the strongest 5-year rates available.
Haventree Bank rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 8 offers
$
$
4.45%
Haventree Bank GIC · 5 years
8
$2,225
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.45 points more than 1 year.
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 5 years | 4.45% | $12,432 +$2,432 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 4 years | 4.350% | $11,857 +$1,857 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 3 years | 4.30% | $11,346 +$1,346 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 2 years | 4.20% | $10,858 +$858 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 1 year | 4.00% | $10,400 +$400 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 9 months | 3.25% | $10,243 +$243 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 6 months | 2.80% | $10,139 +$139 | |
Haventree Bank GIC Non-redeemable · At maturity · min $1,000 | 3 months | 2.60% | $10,064 +$64 |