Working hard in the background...
Working hard in the background...

A Manitoba credit-union brand with unlimited deposit protection and a simple 1-to-5 year ladder.
Rates verified nightly
· re-checked against Outlook Financial's own site
· last check Aug 25, 2026
3.95%
today5
across 1 product1 year – 5 years
$1,000
Unlimited
DGCM (Manitoba) · insured under Assiniboine Credit UnionOnline, Phone
Membership requiredAcross Canada
Deposits are 100% guaranteed with no limit by the Deposit Guarantee Corporation of Manitoba, which covers all Manitoba credit unions and caisses populaires.
Outlook Financial is a division of Assiniboine Credit Union in Manitoba, open to savers across Canada.
Every GIC Outlook Financial currently offers, with the rate range each one pays.
3.65% – 3.95%
Terms 1 year – 5 years · min $1,000A clean 1-to-5 year ladder rising to 3.95%.
Filter by account type, term and deposit — every number below is from the published rate table.
$
3.95%
Outlook Financial GIC · 5 years
5
$1,975
over the 5 years term
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.30 points more than 1 year.
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Outlook Financial GIC Non-redeemable · Annual · min $1,000 | 5 years | 3.95% | $11,975 +$1,975 | |
Outlook Financial GIC Non-redeemable · Annual · min $1,000 | 4 years | 3.85% | $11,540 +$1,540 | |
Outlook Financial GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.80% | $11,140 +$1,140 | |
Outlook Financial GIC Non-redeemable · Annual · min $1,000 | 2 years | 3.70% | $10,740 +$740 | |
Outlook Financial GIC Non-redeemable · Annual · min $1,000 | 1 year | 3.65% | $10,365 +$365 |