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Hubert Financial GIC rates
Deposits issued by Access Credit UnionCredit Union
A Manitoba credit-union brand best known for its quarterly-paying one-year term.
Rates verified nightly
· re-checked against Hubert Financial's own site
· last check Aug 25, 2026
Best rate
3.90%
todayRates published
26
across 1 productTerms
1 year – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
Unlimited
DGCM (Manitoba) · insured under Access Credit UnionHow to buy
Online, Phone
Membership requiredWhere it's available
Across Canada
Good to know
Deposits are 100% guaranteed with no limit by the Deposit Guarantee Corporation of Manitoba, which covers all Manitoba credit unions and caisses populaires.
Hubert Financial is a division of Access Credit Union in Manitoba, open to savers across Canada.
GIC products from Hubert Financial
Every GIC Hubert Financial currently offers, with the rate range each one pays.
Hubert Financial Term Deposit
3.55% – 3.90%
Terms 1 year – 5 years · min $1,000Terms from 1 to 5 years, plus a distinctive one-year term that pays quarterly.
Hubert Financial rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 26 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.90%
Hubert Financial Term Deposit · 5 years
Rates published
26
Interest on $10,000
$1,950
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.30 points more than 1 year.
Hubert Financial
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Hubert Financial Term Deposit Non-redeemable · Annual · min $1,000 | 5 years | 3.90% | $11,950 +$1,950 | |
Hubert Financial Term Deposit Non-redeemable · TFSA · Annual · min $1,000 | 5 years | 3.90% | $11,950 +$1,950 | |
Hubert Financial Term Deposit Non-redeemable · RRSP · Annual · min $1,000 | 5 years | 3.90% | $11,950 +$1,950 | |
Hubert Financial Term Deposit Non-redeemable · RRIF · Annual · min $1,000 | 5 years | 3.90% | $11,950 +$1,950 | |
Hubert Financial Term Deposit Non-redeemable · FHSA · Annual · min $1,000 | 5 years | 3.90% | $11,950 +$1,950 | |
Hubert Financial Term Deposit Non-redeemable · Annual · min $1,000 | 2 years | 3.80% | $10,760 +$760 | |
Hubert Financial Term Deposit Non-redeemable · Annual · min $1,000 | 4 years | 3.80% | $11,520 +$1,520 | |
Hubert Financial Term Deposit Non-redeemable · TFSA · Annual · min $1,000 | 2 years | 3.80% | $10,760 +$760 | |
Hubert Financial Term Deposit Non-redeemable · TFSA · Annual · min $1,000 | 4 years | 3.80% | $11,520 +$1,520 | |
Hubert Financial Term Deposit Non-redeemable · RRSP · Annual · min $1,000 | 2 years | 3.80% | $10,760 +$760 | |
Hubert Financial Term Deposit Non-redeemable · RRSP · Annual · min $1,000 | 4 years | 3.80% | $11,520 +$1,520 | |
Hubert Financial Term Deposit Non-redeemable · RRIF · Annual · min $1,000 | 2 years | 3.80% | $10,760 +$760 | |
Hubert Financial Term Deposit Non-redeemable · RRIF · Annual · min $1,000 | 4 years | 3.80% | $11,520 +$1,520 | |
Hubert Financial Term Deposit Non-redeemable · FHSA · Annual · min $1,000 | 2 years | 3.80% | $10,760 +$760 | |
Hubert Financial Term Deposit Non-redeemable · FHSA · Annual · min $1,000 | 4 years | 3.80% | $11,520 +$1,520 | |
Hubert Financial Term Deposit Non-redeemable · Annual · min $1,000 | 3 years | 3.75% | $11,125 +$1,125 | |
Hubert Financial Term Deposit Non-redeemable · TFSA · Annual · min $1,000 | 3 years | 3.75% | $11,125 +$1,125 | |
Hubert Financial Term Deposit Non-redeemable · RRSP · Annual · min $1,000 | 3 years | 3.75% | $11,125 +$1,125 | |
Hubert Financial Term Deposit Non-redeemable · RRIF · Annual · min $1,000 | 3 years | 3.75% | $11,125 +$1,125 | |
Hubert Financial Term Deposit Non-redeemable · FHSA · Annual · min $1,000 | 3 years | 3.75% | $11,125 +$1,125 | |
Hubert Financial Term Deposit Non-redeemable · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Hubert Financial Term Deposit Non-redeemable · TFSA · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Hubert Financial Term Deposit Non-redeemable · RRSP · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Hubert Financial Term Deposit Non-redeemable · RRIF · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 | |
Hubert Financial Term Deposit Non-redeemable · FHSA · Annual · min $1,000 | 1 year | 3.60% | $10,360 +$360 |