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TD Canada Trust GIC rates
Deposits issued by The Toronto-Dominion BankBig Six Bank
TD's GIC range leans on special-offer terms — 14, 15 and 18 months — that price well above its posted rates.
Rates verified nightly
· re-checked against TD Canada Trust's own site
· last check Aug 25, 2026
Best rate
2.90%
todayRates published
21
across 3 productsTerms
100 days – 3 years
Minimum deposit
$500
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under The Toronto-Dominion BankHow to buy
Online, Mobile App, Branch, Phone, Financial Advisor
Where it's available
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from TD Canada Trust
Every GIC TD Canada Trust currently offers, with the rate range each one pays.
TD Special Offer GIC (Non-Cashable)
0.25% – 2.90%
Terms 14 months – 18 months · min $500TD's promotional non-cashable terms, priced above its posted GIC rates.
TD Cashable GIC
Cashable
1.75% – 2.50%
Terms 1 year – 3 years · min $500TD's posted cashable terms, redeemable before maturity.
TD Special Offer GIC (Cashable)
Cashable
1.80%
Terms 100 days · min $500A 100-day cashable term at a promotional rate.
TD Canada Trust rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 21 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
2.90%
TD Special Offer GIC (Non-Cashable) · 18 months
Rates published
21
Interest on $10,000
$435
over the 18 months term
Top rate is a limited-time promo
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
TD Canada Trust
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · At maturity · min $500 | 18 months | 2.90% | $10,438 +$438 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · TFSA · At maturity · min $500 | 18 months | 2.90% | $10,438 +$438 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RRSP · At maturity · min $500 | 18 months | 2.90% | $10,438 +$438 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · FHSA · At maturity · min $500 | 18 months | 2.90% | $10,438 +$438 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RRIF · At maturity · min $500 | 18 months | 2.90% | $10,438 +$438 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RESP · At maturity · min $500 | 18 months | 2.90% | $10,438 +$438 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · At maturity · min $500 | 14 months | 2.75% | $10,322 +$322 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · TFSA · At maturity · min $500 | 14 months | 2.75% | $10,322 +$322 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RRSP · At maturity · min $500 | 14 months | 2.75% | $10,322 +$322 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · FHSA · At maturity · min $500 | 14 months | 2.75% | $10,322 +$322 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RRIF · At maturity · min $500 | 14 months | 2.75% | $10,322 +$322 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RESP · At maturity · min $500 | 14 months | 2.75% | $10,322 +$322 | |
TD Cashable GIC Cashable · At maturity · min $500 | 3 years | 2.50% | $10,769 +$769 | |
TD Special Offer GIC (Cashable) Promo Cashable · At maturity · min $500 | 100 days | 1.80% | $10,045 +$45 | |
TD Cashable GIC Cashable · At maturity · min $500 | 1 year | 1.75% | $10,175 +$175 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · At maturity · min $500 | 15 months | 0.25% | $10,031 +$31 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · TFSA · At maturity · min $500 | 15 months | 0.25% | $10,031 +$31 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RRSP · At maturity · min $500 | 15 months | 0.25% | $10,031 +$31 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · FHSA · At maturity · min $500 | 15 months | 0.25% | $10,031 +$31 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RRIF · At maturity · min $500 | 15 months | 0.25% | $10,031 +$31 | |
TD Special Offer GIC (Non-Cashable) Promo Non-redeemable · RESP · At maturity · min $500 | 15 months | 0.25% | $10,031 +$31 |