Peoples Bank of Canada GIC rates
A Vancouver-based Schedule I bank with an unusually deep short-term ladder starting at 30 days.
Rates verified nightly
· re-checked against Peoples Bank of Canada's own site
· last check Oct 9, 2026
3.70%
today34
across 1 product30 days – 5 years
$1,000
At a glance
$100,000
CDIC (federal) · insured under Peoples Bank of CanadaOnline, Phone, Deposit Broker
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from Peoples Bank of Canada
Every GIC Peoples Bank of Canada currently offers, with the rate range each one pays.
Peoples Bank GIC
1.20% – 3.70%
Terms 30 days – 5 years · min $1,000Short terms from 30 days and long terms to 5 years, with separate RRSP and TFSA tables.
Peoples Bank of Canada rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 34 offers
$
$
3.70%
Peoples Bank GIC · 1 year
34
$370
over the 1 year term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
5-year rates sit below 1-year right now — locking in longer isn't being rewarded.
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Peoples Bank GIC Non-redeemable · At maturity · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
Peoples Bank GIC Non-redeemable · RRSP · At maturity · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
Peoples Bank GIC Non-redeemable · TFSA · At maturity · min $1,000 | 1 year | 3.70% | $10,370 +$370 | |
Peoples Bank GIC Non-redeemable · Annual · min $1,000 | 5 years | 3.45% | $11,725 +$1,725 | |
Peoples Bank GIC Non-redeemable · Compound · min $1,000 | 5 years | 3.45% | $11,848 +$1,848 | |
Peoples Bank GIC Non-redeemable · RRSP · Annual · min $1,000 | 5 years | 3.45% | $11,725 +$1,725 | |
Peoples Bank GIC Non-redeemable · RRSP · Compound · min $1,000 | 5 years | 3.45% | $11,848 +$1,848 | |
Peoples Bank GIC Non-redeemable · TFSA · Annual · min $1,000 | 5 years | 3.45% | $11,725 +$1,725 | |
Peoples Bank GIC Non-redeemable · TFSA · Compound · min $1,000 | 5 years | 3.45% | $11,848 +$1,848 | |
Peoples Bank GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.25% | $10,975 +$975 | |
Peoples Bank GIC Non-redeemable · Compound · min $1,000 | 3 years | 3.25% | $11,007 +$1,007 | |
Peoples Bank GIC Non-redeemable · Annual · min $1,000 | 4 years | 3.25% | $11,300 +$1,300 | |
Peoples Bank GIC Non-redeemable · Compound · min $1,000 | 4 years | 3.25% | $11,365 +$1,365 | |
Peoples Bank GIC Non-redeemable · RRSP · Annual · min $1,000 | 3 years | 3.25% | $10,975 +$975 | |
Peoples Bank GIC Non-redeemable · RRSP · Compound · min $1,000 | 3 years | 3.25% | $11,007 +$1,007 | |
Peoples Bank GIC Non-redeemable · RRSP · Annual · min $1,000 | 4 years | 3.25% | $11,300 +$1,300 | |
Peoples Bank GIC Non-redeemable · RRSP · Compound · min $1,000 | 4 years | 3.25% | $11,365 +$1,365 | |
Peoples Bank GIC Non-redeemable · TFSA · Annual · min $1,000 | 3 years | 3.25% | $10,975 +$975 | |
Peoples Bank GIC Non-redeemable · TFSA · Compound · min $1,000 | 3 years | 3.25% | $11,007 +$1,007 | |
Peoples Bank GIC Non-redeemable · TFSA · Annual · min $1,000 | 4 years | 3.25% | $11,300 +$1,300 | |
Peoples Bank GIC Non-redeemable · TFSA · Compound · min $1,000 | 4 years | 3.25% | $11,365 +$1,365 | |
Peoples Bank GIC Non-redeemable · Annual · min $1,000 | 2 years | 3.00% | $10,600 +$600 | |
Peoples Bank GIC Non-redeemable · Compound · min $1,000 | 2 years | 3.00% | $10,609 +$609 | |
Peoples Bank GIC Non-redeemable · RRSP · Annual · min $1,000 | 2 years | 3.00% | $10,600 +$600 | |
Peoples Bank GIC Non-redeemable · RRSP · Compound · min $1,000 | 2 years | 3.00% | $10,609 +$609 |