Working hard in the background...
Laurentian Bank GIC rates
Deposits issued by Laurentian Bank of CanadaSchedule I Bank
A Quebec-based Schedule I bank with an unusually wide term ladder, from 3 months to 10 years.
Rates verified nightly
· re-checked against Laurentian Bank's own site
· last check Aug 25, 2026
Best rate
3.80%
todayRates published
12
across 1 productTerms
90 days – 10 years
Minimum deposit
$500
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under Laurentian Bank of CanadaHow to buy
Online, Branch, Phone, Financial Advisor
Where it's available
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from Laurentian Bank
Every GIC Laurentian Bank currently offers, with the rate range each one pays.
Laurentian Bank GIC
1.75% – 3.80%
Terms 90 days – 10 years · min $500Fixed-rate terms from 3 months to 10 years, peaking at 3.80% on the 5-year.
Laurentian Bank rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 12 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.80%
Laurentian Bank GIC · 5 years
Rates published
12
Interest on $10,000
$1,900
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.80 points more than 1 year.
Laurentian Bank
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 5 years | 3.80% | $11,900 +$1,900 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 4 years | 3.70% | $11,480 +$1,480 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 30 months | 3.65% | $10,913 +$913 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 3 years | 3.60% | $11,080 +$1,080 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 10 years | 3.60% | $13,600 +$3,600 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 2 years | 3.50% | $10,700 +$700 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 7 years | 3.50% | $12,450 +$2,450 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 18 months | 3.35% | $10,502 +$502 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 1 year | 3.00% | $10,300 +$300 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 270 days | 2.60% | $10,195 +$195 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 180 days | 2.50% | $10,125 +$125 | |
Laurentian Bank GIC Non-redeemable · Annual · min $500 | 90 days | 1.75% | $10,044 +$44 |