Laurentian Bank GIC rates
Deposits issued by Laurentian Bank of CanadaA Quebec-based Schedule I bank with an unusually wide term ladder, from 3 months to 10 years.
Rates verified nightly
· re-checked against Laurentian Bank's own site
· last check Oct 10, 2026
4.100%
today10
across 1 product3 months – 10 years
$500
At a glance
$100,000
CDIC (federal) · insured under Laurentian Bank of CanadaOnline, Branch, Phone, Financial Advisor
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from Laurentian Bank
Every GIC Laurentian Bank currently offers, with the rate range each one pays.
Laurentian Bank GIC
1.75% – 4.100%
Terms 3 months – 10 years · min $500Fixed-rate terms from 3 months to 10 years, peaking at 3.80% on the 5-year.
Laurentian Bank rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 10 offers
$
$
4.100%
Laurentian Bank GIC · 5 years
10
$2,050
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.60 points more than 1 year.
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 5 years | 4.100% | $12,225 +$2,225 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 4 years | 4.00% | $11,699 +$1,699 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 3 years | 3.95% | $11,232 +$1,232 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 2 years | 3.85% | $10,785 +$785 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 10 years | 3.60% | $14,243 +$4,243 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 1 year | 3.50% | $10,350 +$350 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 7 years | 3.50% | $12,723 +$2,723 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 9 months | 2.60% | $10,194 +$194 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 6 months | 2.50% | $10,124 +$124 | |
Laurentian Bank GIC Non-redeemable · At maturity · min $500 | 3 months | 1.75% | $10,043 +$43 |