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ICICI Bank Canada GIC rates
Schedule II Bank (foreign-owned subsidiary)
A Schedule II bank with a deep term ladder in both Canadian and US dollars, plus a monthly-contribution deposit plan.
Rates verified nightly
· re-checked against ICICI Bank Canada's own site
· last check Aug 25, 2026
Best rate
4.400%
todayRates published
29
across 3 productsTerms
30 days – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under ICICI Bank CanadaHow to buy
Online, Branch, Phone
Where it's available
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from ICICI Bank Canada
Every GIC ICICI Bank Canada currently offers, with the rate range each one pays.
ICICI Bank Non-Redeemable GIC
2.15% – 3.70%
Terms 30 days – 5 years · min $1,000Twelve terms from 1 month to 5 years, in Canadian or US dollars.
ICICI Bank Redeemable GIC
Cashable
1.60% – 2.60%
Terms 1 year – 5 years · min $1,000Redeemable terms from 1 to 5 years.
ICICI Bank US Dollar Non-Redeemable GIC
2.300% – 4.400%
Terms 30 days – 5 years · min $1,000US-dollar terms paying up to 4.40% on a 5-year.
ICICI Bank Canada rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 17 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.70%
ICICI Bank Non-Redeemable GIC · 5 years
Rates published
17
Interest on $10,000
$1,850
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.80 points more than 1 year.
ICICI Bank Canada
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 5 years | 3.70% | $11,850 +$1,850 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 4 years | 3.60% | $11,440 +$1,440 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.50% | $11,050 +$1,050 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 2 years | 3.40% | $10,680 +$680 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 18 months | 3.10% | $10,465 +$465 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 15 months | 3.00% | $10,375 +$375 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 1 year | 2.90% | $10,290 +$290 | |
ICICI Bank Redeemable GIC Redeemable · Annual · min $1,000 | 5 years | 2.60% | $11,300 +$1,300 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 270 days | 2.50% | $10,188 +$188 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 180 days | 2.450% | $10,123 +$123 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 90 days | 2.40% | $10,060 +$60 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 60 days | 2.35% | $10,039 +$39 | |
ICICI Bank Redeemable GIC Redeemable · Annual · min $1,000 | 4 years | 2.35% | $10,940 +$940 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 30 days | 2.15% | $10,018 +$18 | |
ICICI Bank Redeemable GIC Redeemable · Annual · min $1,000 | 3 years | 2.10% | $10,630 +$630 | |
ICICI Bank Redeemable GIC Redeemable · Annual · min $1,000 | 2 years | 1.85% | $10,370 +$370 | |
ICICI Bank Redeemable GIC Redeemable · Annual · min $1,000 | 1 year | 1.60% | $10,160 +$160 |