ICICI Bank Canada GIC rates
A Schedule II bank with a deep term ladder in both Canadian and US dollars, plus a monthly-contribution deposit plan.
Rates verified nightly
· re-checked against ICICI Bank Canada's own site
· last check Oct 9, 2026
4.45%
today29
across 3 products1 month – 5 years
$1,000
At a glance
$100,000
CDIC (federal) · insured under ICICI Bank CanadaOnline, Branch, Phone
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from ICICI Bank Canada
Every GIC ICICI Bank Canada currently offers, with the rate range each one pays.
ICICI Bank Non-Redeemable GIC
2.15% – 4.00%
Terms 1 month – 5 years · min $1,000Twelve terms from 1 month to 5 years, in Canadian or US dollars.
ICICI Bank Redeemable GIC
1.60% – 2.60%
Terms 1 year – 5 years · min $1,000Redeemable terms from 1 to 5 years.
ICICI Bank US Dollar Non-Redeemable GIC
2.75% – 4.45%
Terms 1 month – 5 years · min $1,000US-dollar terms paying up to 4.40% on a 5-year.
ICICI Bank Canada rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 17 offers
$
$
4.00%
ICICI Bank Non-Redeemable GIC · 5 years
17
$2,000
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.65 points more than 1 year.
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 5 years | 4.00% | $12,167 +$2,167 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 4 years | 3.75% | $11,587 +$1,587 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 2 years | 3.60% | $10,733 +$733 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 3 years | 3.60% | $11,119 +$1,119 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 18 months | 3.50% | $10,530 +$530 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 15 months | 3.40% | $10,427 +$427 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 1 year | 3.35% | $10,335 +$335 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 9 months | 2.80% | $10,209 +$209 | |
ICICI Bank Redeemable GIC Redeemable · Compound · min $1,000 | 5 years | 2.60% | $11,369 +$1,369 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 6 months | 2.50% | $10,124 +$124 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 3 months | 2.450% | $10,061 +$61 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 2 months | 2.35% | $10,039 +$39 | |
ICICI Bank Redeemable GIC Redeemable · Compound · min $1,000 | 4 years | 2.35% | $10,974 +$974 | |
ICICI Bank Non-Redeemable GIC Non-redeemable · Compound · min $1,000 | 1 month | 2.15% | $10,018 +$18 | |
ICICI Bank Redeemable GIC Redeemable · Compound · min $1,000 | 3 years | 2.10% | $10,643 +$643 | |
ICICI Bank Redeemable GIC Redeemable · Compound · min $1,000 | 2 years | 1.85% | $10,373 +$373 | |
ICICI Bank Redeemable GIC Redeemable · Compound · min $1,000 | 1 year | 1.60% | $10,160 +$160 |