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Coast Capital Savings GIC rates
Deposits issued by Coast Capital Savings Federal Credit UnionCredit Union
A federal credit union — CDIC-insured rather than provincially guaranteed, and open across Canada.
Rates verified nightly
· re-checked against Coast Capital Savings's own site
· last check Aug 25, 2026
Best rate
3.80%
todayRates published
15
across 2 productsTerms
30 days – 5 years
Minimum deposit
$500
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under Coast Capital Savings Federal Credit UnionHow to buy
Online, Branch, Phone
Membership requiredWhere it's available
Across Canada
Good to know
Coast Capital became a federal credit union in 2018, so its deposits are covered by CDIC ($100,000 per insured category) rather than by BC's provincial scheme.
Membership is open to residents across Canada and requires a membership share.
GIC products from Coast Capital Savings
Every GIC Coast Capital Savings currently offers, with the rate range each one pays.
Coast Capital Non-Redeemable GIC
1.80% – 3.80%
Terms 30 days – 5 years · min $500Terms from one month to five years, rising to 3.80% on the 5-year.
Coast Capital Redeemable GIC
Cashable
3.00%
Terms 1 year · min $500A one-year redeemable GIC at 3.00% on new money.
Coast Capital Savings rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 15 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.80%
Coast Capital Non-Redeemable GIC · 5 years
Rates published
15
Interest on $10,000
$1,900
over the 5 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.80 points more than 1 year.
Coast Capital Savings
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 5 years | 3.80% | $11,900 +$1,900 | |
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 4 years | 3.60% | $11,440 +$1,440 | |
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 2 years | 3.50% | $10,700 +$700 | |
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 3 years | 3.50% | $11,050 +$1,050 | |
Coast Capital Non-Redeemable GIC Promo Non-redeemable · Annual · min $500 | 2 years | 3.50% | $10,700 +$700 | |
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 18 months | 3.10% | $10,465 +$465 | |
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 15 months | 3.00% | $10,375 +$375 | |
Coast Capital Redeemable GIC Promo Redeemable · Annual · min $500 | 1 year | 3.00% | $10,300 +$300 | |
Coast Capital Non-Redeemable GIC Non-redeemable · Annual · min $500 | 1 year | 2.90% | $10,290 +$290 | |
Coast Capital Non-Redeemable GIC Non-redeemable · At maturity · min $500 | 270 days | 2.50% | $10,187 +$187 | |
Coast Capital Non-Redeemable GIC Non-redeemable · At maturity · min $500 | 180 days | 2.25% | $10,112 +$112 | |
Coast Capital Non-Redeemable GIC Non-redeemable · At maturity · min $500 | 120 days | 2.15% | $10,071 +$71 | |
Coast Capital Non-Redeemable GIC Non-redeemable · At maturity · min $500 | 30 days | 1.80% | $10,015 +$15 | |
Coast Capital Non-Redeemable GIC Non-redeemable · At maturity · min $500 | 60 days | 1.80% | $10,030 +$30 | |
Coast Capital Non-Redeemable GIC Non-redeemable · At maturity · min $500 | 90 days | 1.80% | $10,045 +$45 |