Coast Capital Savings GIC rates

Deposits issued by Coast Capital Savings Federal Credit Union
Credit Union
Visit Coast Capital Savings

A federal credit union — CDIC-insured rather than provincially guaranteed, and open across Canada.

Rates verified nightly

· re-checked against Coast Capital Savings's own site

· last check Oct 9, 2026

Best rate

3.80%

today
Rates published

17

across 2 products
Terms

1 month – 5 years

Minimum deposit

$500

At a glance

Deposit protection

$100,000

CDIC (federal) · insured under Coast Capital Savings Federal Credit Union
How to buy

Online, Branch, Phone

Membership required
Where it's available

Across Canada

Good to know

Coast Capital became a federal credit union in 2018, so its deposits are covered by CDIC ($100,000 per insured category) rather than by BC's provincial scheme.

Membership is open to residents across Canada and requires a membership share.

GIC products from Coast Capital Savings

Every GIC Coast Capital Savings currently offers, with the rate range each one pays.

Coast Capital Non-Redeemable GIC
Non-redeemable

1.90% – 3.80%

Terms 1 month – 5 years · min $500

Terms from one month to five years, rising to 3.80% on the 5-year.

Coast Capital Redeemable GIC
Cashable
Redeemable

3.00%

Terms 1 year · min $500

A one-year redeemable GIC at 3.00% on new money.

Coast Capital Savings rate table

Filter by account type, term and deposit — every number below is from the published rate table.

Filter 17 offers
Your situation

$

$5k
$10k
$25k
$50k
$100k

Term
Any term
Under 1 year
1 year
18 months
2 years
3 years
4 years
5 years
Over 5 years

Product

Options
Unlimited coverage
Cashable early
Promos only
Any term
Under 1 year
1 year
18 months
2 years
3 years
4 years
5 years
Over 5 years

$

Best rate in this view

3.80%

Coast Capital Non-Redeemable GIC · 5 years

Rates published

17

Interest on $10,000

$1,900

over the 5 years term

How rates change with term length

Each line is one institution's best posted rate at that term — the 1 most competitive in this view.

Locking in for 5 years currently pays up to 0.70 points more than 1 year.

Coast Capital Savings

Every published rate

Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.

ProductTermRateValue on $10,000

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

5 years

3.80%

$12,050

+$2,050

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

4 years

3.60%

$11,520

+$1,520

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

3 years

3.50%

$11,087

+$1,087

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

2 years

3.40%

$10,692

+$692

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

18 months

3.25%

$10,491

+$491

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

15 months

3.15%

$10,395

+$395

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

1 year

3.10%

$10,310

+$310

Coast Capital Redeemable GIC

Promo
Redeemable · At maturity · min $500

1 year

3.00%

$10,300

+$300

Coast Capital Redeemable GIC

Promo
Redeemable · TFSA · At maturity · min $500

1 year

3.00%

$10,300

+$300

Coast Capital Redeemable GIC

Promo
Redeemable · RRSP · At maturity · min $500

1 year

3.00%

$10,300

+$300

Coast Capital Redeemable GIC

Promo
Redeemable · RRIF · At maturity · min $500

1 year

3.00%

$10,300

+$300

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

9 months

2.60%

$10,194

+$194

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

6 months

2.40%

$10,119

+$119

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

4 months

2.200%

$10,073

+$73

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

3 months

2.00%

$10,050

+$50

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

2 months

1.95%

$10,032

+$32

Coast Capital Non-Redeemable GIC

Non-redeemable · At maturity · min $500

1 month

1.90%

$10,016

+$16