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Bridgewater Bank GIC rates
Schedule I Bank
An Alberta-based Schedule I bank owned by AMA, selling GICs mainly through deposit brokers.
Rates verified nightly
· re-checked against Bridgewater Bank's own site
· last check Aug 25, 2026
Best rate
3.62%
todayRates published
11
across 1 productTerms
60 days – 5 years
Minimum deposit
$5,000
At a glance
Deposit protection
$100,000
CDIC (federal) · insured under Bridgewater BankHow to buy
Deposit Broker, Phone, Financial Advisor
Where it's available
Across Canada
Good to know
CDIC covers eligible deposits up to $100,000 per insured category, per member institution. Registered and non-registered deposits are separate categories. Terms longer than 5 years are not CDIC-insured.
GIC products from Bridgewater Bank
Every GIC Bridgewater Bank currently offers, with the rate range each one pays.
Bridgewater Bank GIC
1.94% – 3.62%
Terms 60 days – 5 years · min $5,000Long and short terms from a $5,000 minimum, peaking at 3.62% on the 3-year.
Bridgewater Bank rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 11 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.62%
Bridgewater Bank GIC · 3 years
Rates published
11
Interest on $10,000
$1,086
over the 3 years term
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
5-year rates sit below 1-year right now — locking in longer isn't being rewarded.
Bridgewater Bank
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
Bridgewater Bank GIC Non-redeemable · Annual · min $5,000 | 3 years | 3.62% | $11,086 +$1,086 | |
Bridgewater Bank GIC Non-redeemable · Annual · min $5,000 | 2 years | 3.50% | $10,700 +$700 | |
Bridgewater Bank GIC Non-redeemable · Annual · min $5,000 | 18 months | 3.38% | $10,507 +$507 | |
Bridgewater Bank GIC Non-redeemable · Annual · min $5,000 | 1 year | 3.35% | $10,335 +$335 | |
Bridgewater Bank GIC Non-redeemable · Annual · min $5,000 | 5 years | 3.15% | $11,575 +$1,575 | |
Bridgewater Bank GIC Non-redeemable · Annual · min $5,000 | 4 years | 3.10% | $11,240 +$1,240 | |
Bridgewater Bank GIC Non-redeemable · At maturity · min $5,000 | 270 days | 2.54% | $10,190 +$190 | |
Bridgewater Bank GIC Non-redeemable · At maturity · min $5,000 | 180 days | 2.44% | $10,121 +$121 | |
Bridgewater Bank GIC Non-redeemable · At maturity · min $5,000 | 120 days | 2.19% | $10,072 +$72 | |
Bridgewater Bank GIC Non-redeemable · At maturity · min $5,000 | 90 days | 1.95% | $10,048 +$48 | |
Bridgewater Bank GIC Non-redeemable · At maturity · min $5,000 | 60 days | 1.94% | $10,032 +$32 |