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ATB Financial GIC rates
Deposits issued by Alberta Treasury BranchesSchedule I Bank
Alberta's provincial financial institution. Deposits carry an unlimited Government of Alberta guarantee rather than CDIC coverage.
Rates verified nightly
· re-checked against ATB Financial's own site
· last check Aug 25, 2026
Best rate
3.70%
todayRates published
27
across 3 productsTerms
30 days – 5 years
Minimum deposit
$1,000
At a glance
Deposit protection
Unlimited
Not insured · insured under Government of AlbertaHow to buy
Online, Branch, Phone, Financial Advisor
Where it's available
Alberta
Good to know
ATB is not a CDIC member. Deposits are guaranteed in full, without limit, by the Government of Alberta under the Alberta Treasury Branches Act — a broader guarantee than CDIC's $100,000 cap.
GIC products from ATB Financial
Every GIC ATB Financial currently offers, with the rate range each one pays.
ATB Grow Alberta GIC
3.70%
Terms 18 months · min $1,000A limited-time 18-month term at 3.70% — well above ATB's posted rates.
ATB Non-Redeemable GIC
2.00% – 3.35%
Terms 30 days – 5 years · min $1,000ATB's locked-in GIC, with rates rising by payout frequency rather than falling.
ATB Redeemable GIC (Term Deposit)
Cashable
2.00%
Terms 1 year – 5 years · min $1,000Redeemable term deposits at a flat 2.00% across all terms.
ATB Financial rate table
Filter by account type, term and deposit — every number below is from the published rate table.
Filter 27 offers
All account types
Any term
All GIC types
$
Canadian dollars
Best rate in this view
3.70%
ATB Grow Alberta GIC · 18 months
Rates published
27
Interest on $10,000
$555
over the 18 months term
Top rate is a limited-time promo
How rates change with term length
Each line is one institution's best posted rate at that term — the 1 most competitive in this view.
Locking in for 5 years currently pays up to 0.35 points more than 1 year.
ATB Financial
Every published rate
Projected value assumes a $10,000 deposit held to maturity. GICs that pay interest out monthly or annually are shown with simple interest; only compounding terms accrue on themselves.
| Product | Term | Rate | Value on $10,000 | |
|---|---|---|---|---|
ATB Grow Alberta GIC Promo Non-redeemable · At maturity · min $1,000 | 18 months | 3.70% | $10,560 +$560 | |
ATB Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 5 years | 3.35% | $11,675 +$1,675 | |
ATB Non-Redeemable GIC Non-redeemable · Semi-annual · min $1,000 | 5 years | 3.225% | $11,612 +$1,612 | |
ATB Non-Redeemable GIC Non-redeemable · Monthly · min $1,000 | 5 years | 3.10% | $11,550 +$1,550 | |
ATB Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 1 year | 3.00% | $10,300 +$300 | |
ATB Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 2 years | 3.00% | $10,600 +$600 | |
ATB Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 3 years | 3.00% | $10,900 +$900 | |
ATB Non-Redeemable GIC Non-redeemable · Annual · min $1,000 | 4 years | 3.00% | $11,200 +$1,200 | |
ATB Non-Redeemable GIC Non-redeemable · Semi-annual · min $1,000 | 1 year | 2.875% | $10,288 +$288 | |
ATB Non-Redeemable GIC Non-redeemable · Semi-annual · min $1,000 | 2 years | 2.875% | $10,575 +$575 | |
ATB Non-Redeemable GIC Non-redeemable · Semi-annual · min $1,000 | 3 years | 2.875% | $10,863 +$863 | |
ATB Non-Redeemable GIC Non-redeemable · Semi-annual · min $1,000 | 4 years | 2.875% | $11,150 +$1,150 | |
ATB Non-Redeemable GIC Non-redeemable · Monthly · min $1,000 | 1 year | 2.75% | $10,275 +$275 | |
ATB Non-Redeemable GIC Non-redeemable · Monthly · min $1,000 | 2 years | 2.75% | $10,550 +$550 | |
ATB Non-Redeemable GIC Non-redeemable · Monthly · min $1,000 | 3 years | 2.75% | $10,825 +$825 | |
ATB Non-Redeemable GIC Non-redeemable · Monthly · min $1,000 | 4 years | 2.75% | $11,100 +$1,100 | |
ATB Non-Redeemable GIC Non-redeemable · At maturity · min $1,000 | 180 days | 2.50% | $10,124 +$124 | |
ATB Non-Redeemable GIC Non-redeemable · At maturity · min $1,000 | 270 days | 2.50% | $10,187 +$187 | |
ATB Non-Redeemable GIC Non-redeemable · At maturity · min $1,000 | 90 days | 2.25% | $10,056 +$56 | |
ATB Non-Redeemable GIC Non-redeemable · At maturity · min $1,000 | 120 days | 2.25% | $10,074 +$74 | |
ATB Non-Redeemable GIC Non-redeemable · At maturity · min $1,000 | 30 days | 2.00% | $10,017 +$17 | |
ATB Non-Redeemable GIC Non-redeemable · At maturity · min $1,000 | 60 days | 2.00% | $10,033 +$33 | |
ATB Redeemable GIC (Term Deposit) Redeemable · At maturity · min $1,000 | 1 year | 2.00% | $10,200 +$200 | |
ATB Redeemable GIC (Term Deposit) Redeemable · At maturity · min $1,000 | 2 years | 2.00% | $10,404 +$404 | |
ATB Redeemable GIC (Term Deposit) Redeemable · At maturity · min $1,000 | 3 years | 2.00% | $10,612 +$612 |