Scene+ is a loyalty program that allows members to earn points on everyday purchases, which can be redeemed for travel, entertainment, dining, and merchandise. It offers flexible redemption options and exclusive deals, particularly in partnership with Cineplex theaters and various retailers.
Tired of guessing what the value of 366,169 Scene+ points is? FinlyWealth's point calculator tool can estimate the value of your points when redeemed through various options in Canada.
Eager to find the most flexible credit card rewards program? You’ve come to the right place.
Scotiabank’s Scene+ rewards program unlocks plenty of partnered earning potential, and tons of partnered redemption opportunities through popular brands like Cineplex and Sobeys.
Apply for an eligible card today and use your points towards entertainment, travel, groceries, dining and so much more.
We’re only just getting started, for all of the details on this versatile loyalty program, keep reading.
How do you Earn Scene+ Points? 🏆
The opportunity to collect Scene+ points begins when you apply for an eligible Scene+ credit card. After approval, you’ll have a unique rewards program at your fingertips, enabling you to tap, swipe, or insert your way towards flexible optimization.
Before we dive into Scene+ redemptions specifically, we’re going to give you the inside scoop on the best credit cards for the Scene+ loyalty program.
The Scotiabank Gold American Express® Card is one of our favorite cards. It has a very solid rewards program, earning one of the highest rewards among all credit cards in Canada. In addition, it offers comprehensive travel benefits, including the rare and valuable no foreign transaction fee benefit, making it a great and balanced credit card in terms of both rewards and benefits. The first-year annual fee waiver is the cherry on top, providing even greater value to cardholders.
Pros
No foreign transaction fees
Well-rounded rewards
Comprehensive insurance
Flexible redemptions
Instant decision. No credit impact.
Cons
Limited acceptance
No lounge access
Annual fee
Rewards
Earn 6x Scene+ points on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more*
Earn 5x Scene+ points for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.*
Earn 5x Scene+ points for every $1 you spend in Canada eligible entertainment purposes. Includes movies, theatre and ticket agencies stores.*
Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more*
Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible select streaming services*
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
Insurance
Coverage
Travel Medical Insurance (64 & under)
$1M, Up to 25 days
Travel Medical Insurance (65 to 75)
$1M, Up to 3 days
Trip Cancellation
$1,500/person, $10,000/trip
Trip Interruption
$1,500/person, $10,000/trip
Lost or Stolen Baggage
$500/person, $1,000/trip
Baggage Delay
$500/person, $1,000/trip After 4 hours
Flight Delay
$500/person
Common Carrier Travel Accident Insurance
$500K/person, $1M/occurrence
Car Rental Damage & Theft
$65K up to 48 days
Hotel Burglary Insurance
$1,000/occurrence
Mobile Device Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits
Details
No Foreign Transaction Fees
Avoid the 2.5% foreign transaction fees incurred when spending in non $CAD
American Express® Experiences
Concierge Services
Discount
Discount on PriorityPass Membership
Eligibility
Credit Score
Good
Annual Income
$12,000 personal or $12,000 household
The best Scene+-points-collecting card on the Canadian market is without a doubt the Scotiabank Gold American Express Card. Don’t believe us? Just take a look at this card’s earn categories and point-potential.
The opportunities to pocket points are truly endless. You’ll earn the most points per dollar spent at partnered grocers like Sobeys, Safeway, Freshco, Foodland and more, followed by solid points per dollar spent on dining, food delivery, food subscriptions, and purchases made at other eligible grocery stores. The rewards don’t stop there, cardholders can also accumulate admirable points per dollar spent on entertainment, gas, transit, and streaming services. As a bonus, you can also earn extra points for every dollar you spend on hotel bookings, car rentals, and arrangements made through Scene+ Travel, Powered by Expedia.
This card also has some exclusive benefits, specifically a discount on a Priority Pass membership and no foreign transaction fees – so you can avoid that 2.5% international charge.
Sure, the card comes with an annual fee, but this cost is completely waived in the first year of membership.
As you can see, there are plenty of reasons why the Scotiabank Gold American Express Card is so highly rated, particularly the fact that it has such an extensive and optimal rewards program that earns you high rewards on nearly every type of purchase.
Our choice for: Premium Travel Perks and No FX Fees
The Scotiabank Passport Visa Infinite is a strong choice for frequent travelers, especially those who value flexibility and premium perks. It stands out with its rare benefit of no foreign transaction fees, making international purchases more cost-effective. Additionally, the card offers a valuable blend of travel perks, including airport lounge access, comprehensive insurance coverage, and flexible rewards, making it an ideal companion for those who frequently travel abroad and want to avoid extra fees while enjoying premium benefits.
Awards & Recognition
Best Travel Credit Card
2026
Pros
High rewards
No foreign transaction fees
Comprehensive insurance
Airport lounge access
Generous intro offer
Cons
High income requirements
High annual fee
Rewards
Earn 3x Scene+™ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more†
Earn 2x Scene+™ points for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including rideshares, buses, subways taxis and more)†
Plus earn 1 Scene+™ point for every $1 spent on all other eligible everyday purchases†
Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia†
Insurance
Coverage
Travel Medical Insurance (64 & under)
$2M/insured up to 25 days
Travel Medical Insurance (65 to 75)
$2M/insured up to 3 days
Trip Cancellation
$1,500/person, $10,000/trip
Trip Interruption
$2,500/person, $10,000/trip
Flight Delay
$500/person after 4 hours
Lost or Stolen Baggage
$1,000
Baggage Delay
$1,000
Common Carrier Travel Accident Insurance
$500,000/insured, $1M combined
Car Rental Damage & Theft
$65,000 up to 48 days
Hotel Burglary Insurance
$1,000
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
No Foreign Transaction Fees
Avoid the usual 2.5% forex fees on your purchases when you travel outside of Canada
Airport Lounge - Dragon Pass
6 Free complimentary visits
Status lift
Avis® Preferred Plus membership
Concierge Services
Discount**
Yearly GigSky 1GB/15-Day plan, 20% off future purchases, and 10GB of global data for 15 days with Travel Essentials
Visa Infinite Exclusive Benefits
Eligibility
Credit Score
Good
Annual Income
$60,000 personal or $100,000 household
This next Scene+ contender is slightly more expensive annually, plus it comes with some higher income requirements – but there’s of course a reason for this.
While the Scotiabank Passport Visa Infinite Card’s rewards program isn’t quite as extensive or impressive as the Scotiabank Gold American Express Card, it still earns cardholders nice Scene+ points on every dollar spent at partnered grocers (Sobeys, Safeway, Foodland etc.), as well as decent points on dining, entertainment, transit, and other eligible grocery store purchases. Like the Scotiabank Gold American Express Card, the Scotiabank Passport Visa Infinite Card also provides the opportunity to collect more Scene+ points on eligible travel bookings made through Scene+ Travel.
So, the real reason why the Scotiabank Passport Visa Infinite Card is more exclusive than the Scotiabank Gold American Express Card is because it has better coverage in shared insurance coverages (like trip interruption insurance and emergency medical insurances), plus, on top of no foreign transaction fees and concierge services (two benefits shared with the Scotiabank Gold American Express Card), the Scotiabank Passport Visa Infinite Card includes some complimentary lounge access through Dragon Pass – which is better than a discounted lounge access membership with no free visits.
Overall though, if you’re looking for a cheaper, more accessible and lucrative way to accumulate your Scene+ points, you’ll want to stick to the Scotiabank Gold American Express Card. The Scotiabank Passport Visa Infinite Card is more so designed for those who prioritize perks and coverage over point-potential.
The Scotiabank Platinum American Express is the perfect choice for those seeking a super premium credit card without steep income requirements. With a high flat rate of rewards on all purchases, extensive insurance coverage, and flexible travel redemption options, it offers full-featured perks that cater to frequent travelers and savvy spenders alike.
Pros
Low interest rates
Strong rewards
Airport lounge access
Comprehensive travel insurance
Flexible travel rewards
No foreign transaction fees
Instant decision. No credit impact.
Cons
Higher annual fee
Limited premium perks
Rewards
Earn 2x Scene+ points for every $1 spent on all other eligible purchases
Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
Insurance
Coverage
Travel Medical Insurance (64 & under)
$2M, Up to 31 days
Travel Medical Insurance (65 to 75)
$2M, Up to 10 days
Trip Cancellation
$2500/person, $10000/trip
Lost or Stolen Baggage
$500/person, $1000/trip
Trip Interruption
$5000/person, $25000/trip
Baggage Delay
$1000 After 4 hours
Flight Delay
$1000/person
Common Carrier Travel Accident Insurance
$500K/person, $1M/occurrence
Car Rental Damage & Theft
$65K up to 48 days
Hotel Burglary Insurance
$1000/occurrence
Mobile Device Insurance
$1000
Purchase Protection
120 days
Extended Warranty
Up to a year
Benefits
Details
No Foreign Transaction Fees
Airport Lounge - Plaza Premium
10 visits, 4 visits for secondary card (combined with the Priority pass)
Airport Lounge - Priority Pass
10 visits, 4 visits for secondary card (combined with the Plaza Premium)
American Express® Experiences
Concierge Services
Discount
Discount on PriorityPass Membership
Status lift
Hertz #1 Club Gold Member
Extra points
Extra 4 Scene+ points per Canadian dollar spent on hotel and car rental bookings made through Scene+ Travel using your Scotiabank Platinum American Express Card
Eligibility
Credit Score
Good
Annual Income
$12,000 personal or $12,000 household
Let’s say you don’t mind spending even more annually if it means that you get to collect Scene+ points and enjoy premium perks.
The rewards program itself on the Scotiabank Platinum American Express Card is pretty straight-forward, offering a flat-rate of Scene+ points per dollar spent on all eligible purchases. Still, similar to the previous two competitors, cardholders will receive bonus Scene+ points for every dollar they spend on travel bookings made through Scene+ Travel.
So, what makes this card so exclusive and expensive? You guessed it! The Scotiabank Platinum American Express Card comes with thorough insurance coverage and luxury perks like tons of complimentary access to airport lounges through Priority Pass and Plaza Premium Lounges (even more access than you receive with the Scotiabank Passport Visa Infinite Card and Dragon Pass).
Again, at the end of the day, if it’s the best point-potential you’re after, then you might just want to save some money and stick to the Scotiabank Gold American Express Card. That said, if you want to collect decent Scene+ points and enjoy premium perks that are even more luxurious than those offered by the Scotiabank Passport Visa Infinite Card, definitely consider the Scotiabank Platinum American Express Card.
We like this card because it offers solid rewards with no annual fee, including the opportunity to earn bonus Scene+ points within the first few months. With 2x Scene+ points on purchases at popular grocery stores, home improvement retailers, and Cineplex, plus 1x points on all other purchases, it's a great option for maximizing everyday spending.
Pros
No annual fee
Universal rewards
Flexible redemptions
Cons
Limited bonus categories
Limited partner grocer rewards
Lacks travel insurance
Rewards
Earn 2x Scene+ points on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops, Freshco and more
Earn 2x Scene+ points for every $1 you spend on Home Hardware, Home Building Center, Home Furniture locations in Canada and online at homehardware.ca
Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases
Earn additional benefits + up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
Benefits
Details
Car Rental Discount
25% off base rate of Avis Rent A Car and Budget Rent A Car
Eligibility
Credit Score
Good
Annual Income
N/A
Maybe you’re less into luxury and more into saving money. Luckily, the Scene+ Rewards program also has a credit card that caters completely to the budget-conscious with no annual fee.
With no insurance coverage and just a car rental discount at Avis and Budget locations, the Scotiabank Scene+ Visa Card is truly all about the rewards program.
Still, since it’s a no-fee contender, the overall points rates aren’t super high – but there are countless earn categories that cover tons of common expenses, like groceries at partnered grocers, plus cineplex, Home Hardware, Home Building Center and Home Furniture purchases. Not to mention, you’ll also get those extra points on travel bookings made through Scene+ Travel (at the same rate as competitors too!).
All in all, this card is best suited to those who want to earn decent Scene+ points whilst avoiding any annual fees – even if that means forfeiting insurance coverage and cutting down on benefits.
How do you Redeem your Scene+ Points? 🤑
If you thought some of the rewards programs on participating Scene+ cards were extensive, just wait until you see the redemption program – applicable to every contender we mentioned above (even those that earn you fewer Scene+ points overall).
To make these redemption opportunities a little more digestible, we’ve broken them down below:
Redemption Category
Redemption Options
Average Point Value
Groceries
Redeem Scene+ points towards purchases made at partnered grocers.
1 cpp
(1,000 Scene+ points = $10 in free groceries)
Movies
Using your points to purchase tickets to the latest Cineplex screenings.
1 cpp
(100 Scene+ points = $1 towards movie tickets, movie rentals, and food and refreshments)
OR
(500 Scene+ points = $5 towards purchases made through the Cineplex Store)
Travel
Applying your Scene+ points towards flights, hotel stays, car rentals, and all other arrangements booked through Scene+ Travel.
1 cpp
(100 Scene+ points = $1 towards vacation bookings)
Home Improvement
Using your points to purchase home improvement supplies like paint, tools, lighting and more.
1 cpp
(1,000 Scene+ points = $10 off towards purchases)
Entertainment
Using points for play at activity zones like Rec Room or Playdium.
1 cpp
(500 Scene+ points = $5 towards Rec Room game credits, food and drinks, live music, and ticketed events)
OR
(1,000 Scene+ points = $10 towards Rec Room purchases)
OR
(500 Scene+ points = $5 towards Playdium purchases)
Dining
Redeeming points to eat in or dine out, feasting on dishes from over 700 restaurant locations.
1 cpp
(500 Scene+ points = $5 towards dine-in, drive-thru, or takeout from eligible eateries)
Pharmacy
Paying for wellness essentials using Scene+ points on select products at eligible Pharmacy retailers.
1 cpp
(1,000 Scene+ points = $10 towards eligible products)
Merchandise
Paying for eligible merchandise with points through Scene+ Apple and Best Buy storefronts and catalogues.
0.76 cpp
(specific value will vary based on product)
Gift Cards
Turn points into presents by using them to purchase gift cards from over 60 popular brands.
0.74 cpp
(redeem for as little as 1,000 points, exact point rate will vary depending on credit card value)
Statement Credit
Redeem your points as cash towards your statement balance.
0.7 cpp
Now that you’ve had the chance to take a quick glance at the above redemption table, let’s review each redemption category even further:
Perhaps the most common redemption category that most cardholders are sure to benefit from is groceries. Everyone is subject to weekly (if not daily) grocery runs, so why not cover some of the cost with the Scene+ points you’ve collected?
As long as you make it a habit to shop at a Scene+ partnered grocers, you can pay with points (not to mention earn more points in the same trip).
Participating partners include:
Sobeys
Safeway
Foodland
Freshco
Thrifty Foods
IGA and more
Maybe you want to save up your Scene+ points for your next movie night. The best part? You can actually apply the points to more than just movie tickets, your rewards are also redeemable towards movie rentals, food and drinks from concession stands, YoYo’s Yogurt Café, Poptopia, Starbucks, Cineplex VIP Lounges, and in-seat dining at Cineplex (all excluding alcohol), plus purchases made at the Cineplex store.
Looking to venture out a little further than the local theatre or grocery store? Luckily, you can also use your Scene+ points to pay for eligible travel booked through Scene+ Travel, Powered by Expedia.
Eligible bookings include:
Flights
Hotel stays
Car rentals
Tours and more
To make your trip arrangements, simply:
Log into the Scene+ mobile app or website
Click “Rewards”
Select “Travel” to browse your options
Finally, hit “Apply Points to Travel” and complete your purchase using a Scene+ credit card
Whether your house needs a fresh coat of paint, new light fixtures, or a complete renovation, you can use your Scene+ points to help fund the makeover of your dreams.
Your 1 cent-per-point value in this redemption category is applicable towards eligible products and services at both in-store Home Hardware locations and purchases made online at homehardware.ca. However, this coverage of course excludes applicable taxes, delivery charges, and ineligible services.
Looking to get active? Your Scene+ points can also support purchases made at activity zones like Rec Room and Playdium.
For Rec Room, you can redeem your points at a 1 cent-per-point value towards game credits, food and drinks (excluding alcohol), live music, ticketed events, and other purchases.
As for Playdium, you’ll get that 1 cpp value on all eligible purchases.
Whether you’re looking for a culinary night out or a cozy meal inside the comfort of your own home, your Scene+ points can cover your next feast.
Get that sought-after 1 cpp value at participating restaurants – eligible for dine-in, drive-thru, or takeout experiences.
Participating eateries include:
Harveys
Swiss Chalet
East Side Mario’s
Montana’s
Kelsey’s and more
Your Scene+ points can also support your health and wellness, simply use them to purchase your Pharmacy essentials from participating retailers.
Participating retailers include:
Lawtons Drugs
Sobeys Pharmacy
Pharmacy at Safeway
Freshco Pharmacy
Chalo Freshco Pharmacy
Thrifty Foods Pharmacy
In this case, your Scene+ points can only be applied towards eligible products, and, in some instances, prescriptions in provinces where loyalty offers are allowed by law, including SK, MB, and NS.
Turn points into products when you exchange your Scene+ Rewards for eligible merchandise sold by retailers like Apple and Best Buy.
Typically, these redemptions aren’t quite as valuable as redeeming your points towards the above categories, but if you’re in the market for some new electronics, then this option might be a bit beneficial.
The exact cent-per-point value of your purchase will also depend on the product you're looking to redeem points towards.
To calculate your cent-per-point value on a specific product, simply divide the value of the product by the amount of points required for the redemption, then multiply that result by 100.
For example, if you have your eye on an iPhone that costs 200,000 Scene+ points and is worth $2,000 (CAD), the cent-per-point value of this redemption is 1 cpp.
With your Scene+ points, you can purchase gift cards from over 60 partnered brands, including favourites like Home Hardware, Cineplex, Sobeys and bundled cards like the Ultimate Dining Card redeemable at multiple eateries.
Redemption options range from $10 - $500 digital or physical gift cards and the exact cent-per-point value you’ll be subject to all depends on the value of the gift card and the amount of points needed to purchase that gift card.
Some brands, like the ones mentioned above, can give you a value of up to 1 cpp, but others fall below that mark. It’s also more likely to get better value from digital gift cards rather than physical gift cards because physical gift cards come with shipping and handling costs.
To calculate your cent-per-point value on a specific gift card selection, simply divide the value of the gift card by the amount of points required for the redemption, then multiply that result by 100.
For example, if you’re looking to purchase a $25 gift card and need 25,000 Scene+ points to do so, the cent-per-point value of this particular redemption is 1 cpp.
To browse your options and make your redemption, follow these steps:
Sign into the Scene+ mobile app or website
Click “Rewards”
Select “Gift Cards”
Pick the card you’d like to redeem points for then hit “Continue to Redeem”
From there, you’ll see a series of prompts that will guide you through the point-payment process
If nothing else entices you, you can always swap your Scene+ points for a statement credit. Just remember that this redemption category is less valuable on average than any of the others we’ve explored so far.
To make this transfer:
Log into your Scene+ account
Select “Rewards”
Click “Points for Credit”
Input how many points you’d like to redeem, then press “Continue”
Patiently wait for your statement credit to appear within 5 business days
This redemption option is the closest you’ll come to cash back, since you can technically apply your points as a credit towards a Scotiabank debit card, then withdraw cash from that account.
So, What’s the Best Way to Optimize your Scene+ Points?
As you can see from the main Scene+ redemption table, many of the redemption categories are tied for the best overall cent-per-point value. This means that the best way to optimize your Scene+ points is by redeeming them towards any of the following categories that earn you an average of 1 cpp:
Groceries
Movies
Travel
Home Improvement
Entertainment
Dining
Pharmacy
With so many high-earning redemption opportunities, Scene+ credit cards are suited to a wide variety of spenders – whether you’re an everyday shopper, an entertainment enthusiast, a traveller, or a foodie.
Are Scene+ Points Worth it?
Considering the flexibility of the Scene+ Rewards program, it’s safe to say that investing in a Scene+ credit card is absolutely worth it for most spenders.
The Scene+ Points program is also extremely well-rounded, offering up a complementary rewards cycle where the same categories you earn points from are some of the same categories you can redeem your points towards. For example, most Scene+ Cards earn you strong rewards rates at partnered grocers while simultaneously allowing you to redeem your Scene+ rewards towards future grocery purchases at those same partners.
With a variety of Scene+ credit cards to choose from, it’s also easy to find a personalized way to integrate yourself within the loyalty program.
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