InvestorLine Self-Directed

Double your bonus and get up to $10,000 + 150 Free Trades*

Get 0.5% cash back when you deposit $5,000 or more into a new BMO InvestorLine Self-Directed account and hold your investment for 6 months. Double your bonus to 1% cash back when you hold for 12 months. Plus get 150 free trades when you deposit $10,000 or more.

Use Promo Code: SDCASHFT

BMO InvestorLine adviceDirect

Double your bonus and get up to $10,000*

Get 0.5% cash back when you deposit $10,000 or more into a new BMO InvestorLine adviceDirect account and hold your investment for 6 months. Double your bonus to 1% cash back when you hold for 12 months. 

Use Promo Code: ADCASH

The Promotion begins on Monday, May 4, 2026, at 12:01 AM and ends at 11:59 p.m. on Monday, August 31, 2026 Toronto time (the “Promotion Period")

• $3.95 commission for online trades for eligible Active Traders
• Standard $9.95 flat fee for each trade you make online
• + $1.25 per options contract
• $0 commissions for a selection of Canada’s most popular ETFs

• Open to all Canadians—no deposit threshold required
• Quarterly admin fee waived if account balance or trading activity meets thresholds
• Welcome bonuses vary by promotion—most require new or existing accounts meeting specific funding and holding periods

Self-Directed

Account Types:

• Registered accounts: TFSA, FHSA, RRSP, RESP, RRIF
• Non-registered accounts: Individual, Joint, Cash, Margin
• Locked-In accounts: LIRA, LRSP, RLSP, LRIF, LIF
• Corporate and non-personal accounts: Trusts, estates, associations, corporations, investment clubs or partnerships, personal holding companies.

Investment Types Available:

• Stocks
• CDRs
• GICs
• Bonds
• Options
• ETFs
• Mutual Funds

DIY Investor

Benefits

The easy-to-use online trading platform lets you invest in stocks, ETFs, mutual funds and more, providing research and tools so you can make every trade with confidence.

Features:

• Commission free trading on some of Canada's most popular ETFs^†
• Elevate your trading strategy with our new BMO Active Trader platform
• Advanced tools and capabilities like multi-leg options, screeners, strategy builders with margin trades evaluated using real time buying power calculations
• Benchmark, Customize and Track your performance with our easy-to-use analysis tools
• Build a more sustainable portfolio with environmental, social and governance insights

Details

Top Research Stay informed with research lists covering US and CDN equities.

• Proprietary and third party research
• Analyst ratings
• Screeners
• Watch lists

Analysis tools Fundamental analysis tools for the experienced and novice trader.

• Personalized Insights
• Value Analyzer
• Technical Insights

Intuitive trading Easily trade over 2,000+ stocks across the major North American exchanges.

• ESG Insights (review, Compare, Identify and stay informed on issues)

Performance Tracking Benchmark your portfolio against key indexes and get mobile and email updates.

• Benchmark comparisons
• Mobile-friendly
• Customized charts
• Receive mobile and email updates

Active Trader

Benefits

BMO Active Trader is a powerful trading platform that allows you to execute your trading strategies with ease and precision from any web browser.

• Use real time streaming quotes, advanced technical charts and market insights
• Fully customizable workspace to quickly trade North American equities, ETFs, and options
• Available to traders and investors with 15+ trades per quarter or portfolios of $250,000+

Details

Receive some of the lowest commission rates in Canada. Active Traders who make 150 online stock, ETFs or option trades in any 3 consecutive months, receive $3.95 commission for online trades.

See market forces at work. Follow price fluctuations and identify changing market conditions for better informed trading decisions with:

• Real-time streaming Level 1 and Level 2* market data for the major North American exchanges
• Real-time streaming options chains, Greeks and strategies
• Real-time streaming time & sales data: a high-frequency data feed that shows every single trade executed for a specific security the moment it happens. Learn more here.

Identify market trends by the minute. Easily identify and follow stocks moving the markets and leverage technical indicators to trade with precision.

• Market movers reveal which equities are moving the Canadian and US markets
• Advanced charting offers a technical analysis experience with over 100 pre-built indicators and 30+ drawing tools

Optimize your trading experience. Information when and where you need it to help you make faster trading decisions.

• Auto-saving customizable workspaces with drag and drop modules, feature-rich portfolios and watchlists, news, alerts and market research
• Save time by broadcasting a stock symbol to multiple components instead of re-entering it

Advanced Trader

Benefits

Elevate your online trading experience with rich research, advanced tools and a fully customizable active trading platform. Gain access to equities, fixed income, options and other securities, detailed analytics, as well as advanced options tools that will help ensure your trading strategy remains a step ahead.

• Exclusive perks and pricing for active traders who make 150 online stock, ETFs or option trades in any 3 consecutive months, including $3.95 commission for online trades.
• Customize your trading environment with BMO Active Trader, our most powerful platform yet.
• Advanced tools and capabilities like multi-leg options, screeners, strategy builders with real time margin trade evaluations, and position type view.
• Free access to educational resources to level-up your options and active trading knowledge.

Details

Tools and Capabilities

• Advanced Technical Charts
• Market Heatmaps
• Streamlined Watchlists & Portfolios
• Multi-Leg Options
• Options Screener
• Strategy Builder
• Trading on Margin
• Displayed Buying Power
• Margin Review: See which positions are concentrated on the holding page with adjusted loan conditions and review current margin and loan value rates for holdings. Learn more here.

BMO Active Trader Customize your trading strategies with advanced tools from our powerful trading platform.

• Customizable workspaces with drag and drop modules, feature-rich portfolios and watchlists, news, alerts and company research.
• Real-time streaming Level 1 and Level 2 market data for major North American exchanges (at no additional charge).
• Advanced technical charting with 100+ indicators and 30+ drawing tools.
• Integrated trading and account management capabilities.
• Access to a wealth of educational content to help you master the platform and refine your trading strategies.
• Real time margin trade evaluations.

Options Trading Trade options with ease to maximize your potential investment returns.

• Multi-leg options trading with integrated options chains, Greeks, and analysis tools allow you to execute complex strategies with precision and confidence.
• Options screeners and strategy builders make it easy to explore and create options strategies that match your goals.
• Expert-led educational webinars and tutorial videos to enhance your knowledge and skills for more informed decision-making.
• Position type view lets you see all your option pairings.

Margin Trading Maximize your buying power and obtain additional funds by borrowing against the value of your investments.

• BMO InvestorLine provides accurate margin calculations (displayed buying power) which update every five minutes, factoring in price movements, intraday filled orders and loan conditions.
• Trades are evaluated based on real-time buying power calculations, reducing the risk of margin calls.
• Full transparency into how your buying power is calculated, including margin rates and loan conditions.
• A seamlessly integrated view of position pairings (on the holdings screen), such as covered calls and spreads to easily monitor and manage complex option strategies.

DIY with Advice

Benefits

An investing platform that combines online investing with personalized advice and support. Start investing today with a minimum balance of $10,000.

• 24/7 portfolio monitoring & dedicated advisor support at your fingertips
• Start with 15 trades annually^** and unlock more as your balance grows.
• Unlimited trades^† for portfolios with total assets of $1 million and higher
• Identify new investment opportunities with exclusive access to buy & sell recommendations
• Personalized trading advice, real-time alerts, and ESG insights

Details

Personalized Advice: Personalized buy/sell/hold recommendations and thematic trade ideas.

24/7 Portfolio Monitoring & Dedicated Advisor Support: Our licensed advisors are a phone call away to help you with tactical and strategic investing decisions.

Complimentary Trades: Start with 15 trades annually and unlock more as your balance grows. Unlimited trades^† for portfolios with total assets of $1 million and higher.

Research & Insights: Get industry-leading research, ESG insights, and advanced investment tools to help identify risks and opportunities.

How to Sign Up

To sign up for a BMO InvestorLine account, choose the product that best matches your needs:

• SelfDirected account
• adviceDirect account

SelfDirected Application

To open a SelfDirected account, simply get the proper documentation in order, then choose whether you would like to:

• Complete an online application
• Open an account in person at a BMO branch
• Submit an application over the phone

adviceDirect Application

The following accounts can be opened with adviceDirect: Cash, Margin, RSP, RESP, TFSA, RRIF, PRIF, RLSP, LRIF, LIF, RLIF and LIRA.

To start the application process, you can either:

• Complete an online application
• Call 1-888-776-6886 between 8 a.m. and 6 p.m. (ET), Monday to Friday
• Visit a BMO branch
• Download and print an application, fill it in and drop it off at a BMO branch or mail it to:

BMO InvestorLine adviceDirect
Transit #3973
First Canadian Place
100 King St. W., Floor B1
Toronto, ON M5X 1H3