TD First Class Travel® Visa Infinite* Card VS TD Platinum Travel Visa* Card

RECOMMENDED CREDIT SCORE*

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

TD Platinum Travel Visa* Card

3.5

RECOMMENDED CREDIT SCORE*

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Welcome Bonus

Earn up to $1,400 in value^†, including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first year^† and additional travel benefits. Conditions Apply.

Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening^†.
Earn a Birthday Bonus of up to 10,000 TD Rewards points^†.
Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD.
Get an Annual Fee Rebate for the first year^†.
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Welcome Bonus

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and receive an annual fee rebate for the first year^†. Conditions apply.

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
35,000 TD Rewards Points when you spend $3,000 within 180 days of Account opening^†.
Get an Annual Fee Rebate for the first year^†.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Rewards Breakdown

Rewards breakdown is not available for this card.

Rewards Breakdown

Rewards breakdown is not available for this card.

How to Earn Rewards

Earn 8 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†
Earn 6 TD Rewards Points^† for every $1 you spend on Groceries, Dining, and Public Transit^†
Earn 4 TD Rewards Points^† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points
Earn more at Starbucks: Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

How to Earn Rewards

Earn 6 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.
Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

Insurance Included

Lost or Stolen Baggage^†

$1,000

Baggage Delay^†

$1,000

Car Rental Damage & Theft^†

yes

Common Carrier Travel Accident Insurance^†

$500,000

Mobile Device Insurance^†

$1,000

Extended Warranty^†

Up to 1 year

Purchase Protection^†

90 days

Hotel Burglary Insurance^†

$2,500

Flight Delay^†

$500

Travel Medical Insurance^†

21 days

Travel Medical Insurance (65+)^†

4 days

Trip Cancellation^†

$1,500

Trip Interruption^†

$5,000

Insurance Included

Lost or Stolen Baggage^†

$1,000

Baggage Delay^†

$1,000

Car Rental Damage & Theft^†

yes

Common Carrier Travel Accident Insurance^†

$500,000

Mobile Device Insurance^†

$1,000

Extended Warranty^†

Up to 1 year

Purchase Protection^†

90 days

Hotel Burglary Insurance^†

$2,500

Flight Delay^†

$500

Extra Benefits

Car Rental Discount^†

10% off base rate of Avis Rent A Car and Budget Rent A Car

Extra points^†

Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

Visa Infinite Exclusive Benefits^†

Airport Lounge - Dragon Pass^†

Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program

Annual Birthday Bonus^†

Earn a Birthday Bonus of up to 10,000 TD Rewards Points

Concierge Services^†

Travel Credit^†

Get an annual TD Travel Credit of $100 when you book at Expedia For TD

Golf Benefit^†

Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S

Extra Benefits

Car Rental Discount^†

10% off base rate of Avis Rent A Car and Budget Rent A Car

Extra points^†

Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

Interest Rates

Purchase:

21.99%

Cash Advance:

22.99%

Interest Rates

Purchase:

21.99%

Cash Advance:

22.99%

Annual Fee

$139

$0$

First Year Rebated

Annual Fee

$89

$0$

First Year Rebated

Income Required

Min Personal Income:

$60,000

Min Household Income:

$100,000

Income Required

Min Personal Income:

N/A

Min Household Income:

N/A

Loyalty Program

Loyalty Program

Point Redemption Options

Most Optimal

Expedia® For TD

0.5¢ / point

Travel

0.44¢ / point

Education

0.4¢ / point

Amazon.ca

0.33¢ / point

Statement Credits (Cash)

0.25¢ / point

Gift Cards

0.25¢ / point

Merchandise

0.225¢ / point

Point Redemption Options

Most Optimal

Expedia® For TD

0.5¢ / point

Travel

0.44¢ / point

Education

0.4¢ / point

Amazon.ca

0.33¢ / point

Statement Credits (Cash)

0.25¢ / point

Gift Cards

0.25¢ / point

Merchandise

0.225¢ / point

Is this card worth it?

The TD First Class Travel Visa Infinite Card is an excellent option for frequent travelers who book through Expedia For TD and want to maximize rewards on travel purchases. The high welcome bonus and extensive insurance coverage make this card stand out. However, the high income requirements and limited value of TD points may not make it the best fit for everyone.

Is this card worth it?

The TD Platinum Travel Visa* Card is a solid choice for individuals looking for travel rewards and flexibility without a high annual fee. Its first-year fee waiver, valuable welcome bonus, and comprehensive insurance package make it a strong contender in the travel card category. However, the lower point value and lack of trip cancellation insurance may be a drawback for frequent travelers.

Pros

High rewards
First-year fee rebate
Extensive insurance
Annual travel credit

Pros

High travel rewards
First-year fee rebate
No income requirements
Comprehensive insurance

Cons

High income requirements
Low point value
Potentially week booking portal

Cons

Low point value
Low non-travel return
Missing key insurance categories

Other Comparisons

vs TD Rewards Visa* Card

vs TD® Aeroplan® Visa Platinum* Card

vs TD Low Rate Visa* Credit Card

vs TD Cash Back Visa Infinite* Card

vs TD Cash Back Visa* Card

vs TD® Aeroplan® Visa Infinite Privilege* Credit Card

vs MBNA Rewards World Elite® Mastercard®

vs American Express Gold Rewards Card®

vs Rogers Red World Elite® Mastercard

vs Scotiabank Passport® Visa Infinite* Card

vs TD Aeroplan® Visa Infinite* Card

vs American Express Cobalt® Card

Other Comparisons

vs TD Rewards Visa* Card

vs TD® Aeroplan® Visa Platinum* Card

vs TD Aeroplan® Visa Infinite* Card

vs TD® Aeroplan® Visa Infinite Privilege* Credit Card

vs TD Low Rate Visa* Credit Card

vs TD Cash Back Visa Infinite* Card

vs TD Cash Back Visa* Card

Legal

^†Terms and conditions apply.

Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.

^†Terms and conditions apply.

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Side by Side Credit Cards Comparison

TD First Class Travel® Visa Infinite* Card

TD Platinum Travel Visa* Card

TD First Class Travel® Visa Infinite* CardVSTD Platinum Travel Visa* Card

Which one is better?

TD First Class Travel® Visa Infinite* Card

4.7

RECOMMENDED CREDIT SCORE*

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

TD Platinum Travel Visa* Card

3.5

RECOMMENDED CREDIT SCORE*

300

Poor

560

Fair

660⁎

Good

725⁎

Very Good

760⁎

Excellent

⁎Estimates based on Equifax scoring

Welcome Bonus

Earn up to $1,400 in value^†, including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first year^† and additional travel benefits. Conditions Apply.

Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card^†.
Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening^†.
Earn a Birthday Bonus of up to 10,000 TD Rewards points^†.
Get an annual TD Travel Credit^† of $100 when you book at Expedia^® For TD.
Get an Annual Fee Rebate for the first year^†.
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)^†.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Welcome Bonus

Earn up to $370 in value^†, including up to 50,000 TD Rewards Points^† and receive an annual fee rebate for the first year^†. Conditions apply.

Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
35,000 TD Rewards Points when you spend $3,000 within 180 days of Account opening^†.
Get an Annual Fee Rebate for the first year^†.

Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Rewards Breakdown

Rewards breakdown is not available for this card.

Rewards Breakdown

Rewards breakdown is not available for this card.

How to Earn Rewards

Earn 8 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†
Earn 6 TD Rewards Points^† for every $1 you spend on Groceries, Dining, and Public Transit^†
Earn 4 TD Rewards Points^† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points
Earn more at Starbucks: Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

How to Earn Rewards

Earn 6 TD Rewards Points^†for every $1 you spend when you book travel through Expedia^®For TD^†.
Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants^†.
Earn 3 TD Rewards Points for every $1 you spend on regularly recurring bill payments set up on your Account^†.
Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card^†.
Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

Insurance Included

Lost or Stolen Baggage^†

$1,000

Baggage Delay^†

$1,000

Car Rental Damage & Theft^†

yes

Common Carrier Travel Accident Insurance^†

$500,000

Mobile Device Insurance^†

$1,000

Extended Warranty^†

Up to 1 year

Purchase Protection^†

90 days

Hotel Burglary Insurance^†

$2,500

Flight Delay^†

$500

Travel Medical Insurance^†

21 days

Travel Medical Insurance (65+)^†

4 days

Trip Cancellation^†

$1,500

Trip Interruption^†

$5,000

Insurance Included

Lost or Stolen Baggage^†

$1,000

Baggage Delay^†

$1,000

Car Rental Damage & Theft^†

yes

Common Carrier Travel Accident Insurance^†

$500,000

Mobile Device Insurance^†

$1,000

Extended Warranty^†

Up to 1 year

Purchase Protection^†

90 days

Hotel Burglary Insurance^†

$2,500

Flight Delay^†

$500

Extra Benefits

Car Rental Discount^†

10% off base rate of Avis Rent A Car and Budget Rent A Car

Extra points^†

Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

Visa Infinite Exclusive Benefits^†

Airport Lounge - Dragon Pass^†

Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program

Annual Birthday Bonus^†

Earn a Birthday Bonus of up to 10,000 TD Rewards Points

Concierge Services^†

Travel Credit^†

Get an annual TD Travel Credit of $100 when you book at Expedia For TD

Golf Benefit^†

Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S

Extra Benefits

Car Rental Discount^†

10% off base rate of Avis Rent A Car and Budget Rent A Car

Extra points^†

Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.

Interest Rates

Purchase:

21.99%

Cash Advance:

22.99%

Interest Rates

Purchase:

21.99%

Cash Advance:

22.99%

Annual Fee

$139

$0$

First Year Rebated

Annual Fee

$89

$0$

First Year Rebated

Income Required

Min Personal Income:

$60,000

Min Household Income:

$100,000

Income Required

Min Personal Income:

N/A

Min Household Income:

N/A

Loyalty Program

Loyalty Program