Working hard in the background...
TD Platinum Travel Visa* Card
Points Calculator
Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%
Balance Transfer: 22.99%
Annual Fees
Main Card: $89
$0
First Year Waived
Additional Cards: $35 first card then $0 for more
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660Good
725Very Good
760Excellent
Welcome Bonus
Earn up to $370 in value18, including up to 50,000 TD Rewards Points1 and no Annual Fee for the first year1. Conditions Apply.
Our Rating
2.4/5
Institution
TD
How You Earn Rewards
- 6x points per $1 spent on travel booked online through Expedia for TD
- 4.5x points per $1 spent on eligible grocery and restaurant purchases
- 3x points per $1 spent on eligible recurring bill payments
- 1.5x points per $1 spent on all other eligible purchases
Rewards Breakdown
Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Flight Delay
$500Baggage Delay
$1,000
Lost or Stolen Baggage
$1,000
Travel Accident
$500,000.svg)
Car Rental Damage & Theft
yes
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Mobile Device Insurance
$1,000
Benefits
Details
Extra points
Earn 50% more Stars and 50% more Aeroplan points at participating Starbucks stores
Car Rental Discount
10% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- 6 points per $1 on travel booked through Expedia For TD, maximizing rewards for travel purchases.
- Annual fee rebate for the first year, providing savings during the first year of card ownership.
- No minimum income requirement, making it accessible for a wide range of applicants.
- Valuable insurance coverage with 9 types of insurance, including travel accident, baggage delay, and mobile device coverage.
Cons
- TD Rewards points are only worth 0.5 cents each, reducing their overall value compared to other reward programs.
- Some users may prefer a travel card with a higher return on non-travel-related purchases or cash-back options.
- No trip cancellation insurance included, which may be a drawback for frequent travelers.
Legal
1 Effective as of January 7, 2025. Account must be approved, open and in Good Standing while this offer is in effect. Welcome Bonus of 15,000 TD Rewards Points will be awarded to the TD Platinum Travel Visa* ("Account") only after the first Purchase is made on the Account. To receive the additional 35,000 TD Rewards Points ("Additional Bonus"), you must make $1,000 in Purchases on your Account, including your first eligible Purchase, within 90 days of Account opening. Rebate of the annual fee is only for the first year for the Primary Cardholder and the first Additional Cardholder added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder annual fee rebate you must add your first Additional Cardholder while offer is in effect. Annual fee rebate will be applied within 2 monthly statements from the date of the statement with the first annual fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Offer may be changed, withdrawn (excluding Quebec), or extended at any time and cannot be combined with any other offer unless otherwise indicated. This offer is not available customers who have activated and/or closed a TD Platinum Travel Visa* Account in the last 12 months. We reserve the right to limit the number of Accounts opened by and the number of TD Rewards Points awarded to any one person. We reserve the right to amend the offer on your Account to reflect the current offer available at the time of your TD Credit Card activation if your Card has not been activated while this offer is in effect. Your Account must be in Good Standing at the time the Welcome Bonus points and Additional Bonus points are awarded. Please allow 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus TD Rewards Points to be credited to your TD Rewards Account. Closing your Account or transferring to another TD Credit Card may result in forfeiture of any bonus points not yet awarded.
18 Offer Effective as of January 7, 2025. The value of up to $370 could be earned in the first year of Account opening and is based on the combined value of:
- $124: Annual fee rebate for the Primary ($89) and first Additional Cardholder ($35) for the first year;
- $250: 50,000 TD Rewards Points earned based on the following requirements:
- Welcome Bonus of 15,000 TD Rewards Points earned when you make your first Purchase with your Card (travel value at Expedia For TD of $75;
- Additional Bonus of 35,000 TD Rewards Points earned when you spend $1,000 within 90 days of Account opening (travel value at Expedia For TD of $175;
Every 200 TD Rewards Points redeemed through Expedia For TD are worth $1 in travel savings.