Background pattern
TD Platinum Travel Visa* Card

3.5

/5

TD

Visa

TD Platinum Travel Visa* CardPoints Calculator

Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and receive an Annual Fee rebate for the first year†. Conditions apply.

Our Take

The TD Platinum Travel Visa* Card is a solid choice for individuals looking for travel rewards and flexibility without a high annual fee. Its first-year fee waiver, valuable welcome bonus, and comprehensive insurance package make it a strong contender in the travel card category. However, the lower point value and lack of trip cancellation insurance may be a drawback for frequent travelers.





Card Details

Interest Rates


Purchase: 21.99%

Cash Advance: 22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees


Main Card: $89

$0

$0 first year

Additional Cards: $35 first card then $0 for more

Welcome Bonus


Earn up to $370 in value†, including up to 50,000 TD Rewards Points† and receive an Annual Fee rebate for the first year†. Conditions apply. 

  • Welcome Bonus of 15,000 TD Rewards Points when you make your first Purchase with your Card†.
  • 35,000 TD Rewards Points when you spend $3,000 within 180 days of Account opening†. 
  • Get an Annual Fee Rebate for the first year†.

To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.


Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Annual Income


Personal: N/A

Household: N/A

Credit Score Estimate


300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type


Credit

Reward Type


Type: Points

Loyalty Program: TD Rewards

Our Rating


3.5/5

Institution


TD

How You Earn Rewards


  • Earn 6 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†.
  • Earn 4.5 TD Rewards Points for every $1 you spend on Groceries and Restaurants†. 
  • Earn 3 TD Rewards Points  for every $1 you spend on regularly recurring bill payments set up on your Account†.
  • Earn 1.5 TD Rewards Points For every $1 you spend on other Purchases made using your Card†.
  • Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. 




Insurance & Benefits

9 insurance
2 benefits

Insurance

Coverage

  • hourglass timer

    Flight Delay†

    $500
  • hourglass timer

    Baggage Delay†

    $1,000
  • lost baggage

    Lost or Stolen Baggage†

    $1,000
  • heart lock

    Common Carrier Travel Accident Insurance†

    $500,000
  • car insurance

    Car Rental Damage & Theft†

    yes
  • burglar

    Hotel Burglary Insurance†

    $2,500
  • purchase protection

    Purchase Protection†

    90 days
  • extended warranty

    Extended Warranty†

    Up to 1 year
  • mobile device insurance

    Mobile Device Insurance†

    $1,000
  • Benefits

    Details

  • reward cup

    Extra points†

    Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.
  • car rental

    Car Rental Discount†

    10% off base rate of Avis Rent A Car and Budget Rent A Car
  • Pros & Cons


    Pros

    • High travel rewards
    • First-year fee rebate
    • No income requirements
    • Comprehensive insurance

    Cons

    • Low point value
    • Low non-travel return
    • Missing key insurance categories

    †Terms and conditions apply.

    Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.