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TD First Class Travel® Visa Infinite* Card
$50
$140
Until Oct 5, 2026
TD First Class Travel
Credit Card · Apply through Finly
Cash back
$140

Finly rebate
Stacks on top of the card’s welcome bonus
Apply through Finly to collect the card's welcome bonus from the issuer plus our Finly rebate on top — sent to your bank via Interac e-Transfer once your application is approved.
Promotional rebate expires on
Paid via INTERAC e-Transfer
Secure & private
$1,178,000+ paid out to Canadians
Read before you apply
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
The card
Issued by TD. Apply through Finly to earn an extra cash rebate on top of every reward this card offers.
How to earn the welcome bonus
Earn up to $1,300 in value†, including up to 146,000 TD Rewards Points, receive an Annual Fee rebate for the first year† and additional travel benefits. Conditions Apply.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Earns rewards on
2x - 8x
Fees & rates
Annual fee
Purchase interest
21.99%
Cash advance interest
22.99%
Foreign transaction
2.5%
Additional cards
$50 first card then $0 for more
Min personal income
$60,000
Min household income
$100,000
Credit recommended
Good
Built-in perks & coverage
Visa Infinite Exclusive Benefits
Concierge Services
Golf Benefit
Extra points
Annual Birthday Bonus
Car Rental Discount
Travel Medical Insurance (64 & under)
Travel Medical Insurance (65 to 75)
Trip Cancellation
Trip Interruption
Flight Delay
Baggage Delay
Ready when you are
$140 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
Promotional rebate expires on
How you get paid
The financial institution approves your application — we handle the rest. No claims to file, no portals to log into.
Sign in to Finly
Create an account or sign in. Add your Interac e-Transfer email so we can pay you out.
Click the offer
We track your application via your Finly account — no codes needed. Don't switch devices or use ad-blockers.
Apply with the financial institution
Complete the financial institution's application as usual on their site. Get approved on their schedule.
Wait for verification
The institution reports your sign-up to us within a few days to a few weeks. We'll email you when it's confirmed.
Get paid via Interac
Once verified, we e-Transfer your rebate within 10 days. The cash lands directly in your bank account.
FAQ
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
†Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
Annual fee
$139
Waived in year one
Welcome bonus
Earn up to $1,300 in value†, including up to 146,000 TD Rewards Points† and receive an Annual Fee rebate for the first year†.
Worth ~$825
Finly rating
4.7 / 5
Editor's score
Min income
$60K / $100K
Personal · Household