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Side by Side Credit Cards Comparison
Which one is better?

TD First Class TravelĀ® Visa Infinite* Card
4.7
RECOMMENDED CREDIT SCORE*

TD Rewards Visa* Card
2.8
RECOMMENDED CREDIT SCORE*
Welcome Bonus
Earn up toĀ $1,400 in valueā ,Ā including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first yearā and additional travel benefits. Conditions Apply.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Welcome Bonus
Earn 15,152 TD Rewards Pointsā (a value of $50 on Amazon.caā ) when you spend $500 within 90 days of Account openingā . Conditions apply.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Rewards Breakdown
Rewards breakdown is not available for this card.
Rewards Breakdown
Rewards breakdown is not available for this card.
How to Earn Rewards
How to Earn Rewards
Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply.Ā
Insurance Included
Mobile Device Insuranceā
Extended Warrantyā
Purchase Protectionā
Lost or Stolen Baggageā
Baggage Delayā
Car Rental Damage & Theftā
Common Carrier Travel Accident Insuranceā
Hotel Burglary Insuranceā
Travel Medical Insurance (64 & under)ā
Travel Medical Insurance (65 to 75)ā
Trip Cancellationā
Trip Interruptionā
Flight Delayā
Insurance Included
Mobile Device Insuranceā
Extended Warrantyā
Purchase Protectionā
Extra Benefits
Car Rental Discountā
Extra pointsā
Visa Infinite Exclusive Benefitsā
Airport Lounge - Dragon Passā
Annual Birthday Bonusā
Concierge Servicesā
Travel Creditā
Golf Benefitā
Extra Benefits
Car Rental Discountā
Extra pointsā
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Annual Fee
$139
$0$
First Year Rebated
Annual Fee
$0
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Loyalty Program
Loyalty Program
Point Redemption Options
Most Optimal
ExpediaĀ® For TD
Travel
Education
Amazon.ca
Statement Credits (Cash)
Gift Cards
Merchandise
Point Redemption Options
Most Optimal
ExpediaĀ® For TD
Travel
Education
Amazon.ca
Statement Credits (Cash)
Gift Cards
Merchandise
Is this card worth it?
The TD First Class Travel Visa Infinite Card is an excellent option for frequent travelers who book through Expedia For TD and want to maximize rewards on travel purchases. The high welcome bonus and extensive insurance coverage make this card stand out. However, the high income requirements and limited value of TD points may not make it the best fit for everyone.
Is this card worth it?
The TD Rewards Visa Card* is a great choice for individuals looking for a no-fee card with moderate rewards. It offers solid perks like mobile device insurance and flexible rewards redeemable for travel, gift cards, and more. However, the lower point value and limited earning potential on everyday purchases may not appeal to frequent spenders looking for maximum rewards.
Pros
Pros
Cons
Cons
vs TDĀ® AeroplanĀ® Visa Platinum* Card
vs TD Platinum Travel Visa* Card
vs TD Low Rate Visa* Credit Card
vs TD Cash Back Visa Infinite* Card
vs TD Cash Back Visa* Card
vs TDĀ® AeroplanĀ® Visa Infinite Privilege* Credit Card
vs MBNA Rewards World EliteĀ® MastercardĀ®
vs American Express Gold Rewards CardĀ®
vs Rogers Red World EliteĀ® Mastercard
vs Scotiabank PassportĀ® Visa Infinite* Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
Legal
ā Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
ā Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.