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Side by Side Credit Cards Comparison
Which one is better?

TD Cash Back Visa Infinite* Card
3.9
RECOMMENDED CREDIT SCORE*

TD First Class TravelĀ® Visa Infinite* Card
4.7
RECOMMENDED CREDIT SCORE*
Welcome Bonus
Earn up to $600 in valueā , including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500ā . Conditions apply. - Bonus Eligible Purchases are Grocery, Gas & Electric Vehicle Charging, Public Transit, Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases, until a total collective spend of $3,500 of such purchases have been madeā . - 24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional costā .Ā - Get an annual fee rebate for the first yearā . To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Welcome Bonus
Earn up toĀ $1,400 in valueā ,Ā including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first yearā and additional travel benefits. Conditions Apply. - Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Cardā . - Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account openingā . - Earn a Birthday Bonus of up to 10,000 TD Rewards pointsā . - Get an annual TD Travel Creditā Ā of $100 when you book at Expedia® For TD. - Get an Annual Fee Rebate for the first yearā . - Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)ā . To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect. Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Rewards Breakdown
Annual Rewards
$411.06
First Year Bonus Value
+
$105
Annual Fee
-
$139
$0
First Year Rebated
First Year Value
$516.06
$272.06 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
Rewards Breakdown
Annual Rewards
$470.31
TD Rewards
First Year Bonus Value
+
$825
TD Rewards
Annual Fee
-
$139
$0
First Year Rebated
First Year Value
$1,295.31
$331.31 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Lost or Stolen Baggageā
Baggage Delayā
Car Rental Damage & Theftā
Mobile Device Insuranceā
Extended Warrantyā
Purchase Protectionā
Travel Medical Insuranceā
Travel Medical Insurance (65+)ā
Insurance Included
Lost or Stolen Baggageā
Baggage Delayā
Car Rental Damage & Theftā
Mobile Device Insuranceā
Extended Warrantyā
Purchase Protectionā
Travel Medical Insuranceā
Travel Medical Insurance (65+)ā
Common Carrier Travel Accident Insuranceā
Hotel Burglary Insuranceā
Trip Cancellationā
Trip Interruptionā
Flight Delayā
Extra Benefits
Car Rental Discountā
Visa Infinite Exclusive Benefitsā
Concierge Servicesā
Extra pointsā
Roadside Assistanceā
Extra Benefits
Car Rental Discountā
Visa Infinite Exclusive Benefitsā
Concierge Servicesā
Extra pointsā
Airport Lounge - Dragon Passā
Annual Birthday Bonusā
Travel Creditā
Golf Benefitā
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Annual Fee
$139
$0$
First Year Rebated
Annual Fee
$139
$0$
First Year Rebated
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Loyalty Program
N/A
Loyalty Program
Point Redemption Options
Not Applicable
Point Redemption Options
Most Optimal
ExpediaĀ® For TD
Travel
Education
Amazon.ca
Statement Credits (Cash)
Gift Cards
Merchandise
Is this card worth it?
This is a great keeper card, especially for recurring bills and subscriptions. A main notable benefit is the roadside assistance, which is a great valuable perk to have.
Is this card worth it?
The TD First Class Travel Visa Infinite Card is an excellent option for frequent travelers who book through Expedia For TD and want to maximize rewards on travel purchases. The high welcome bonus and extensive insurance coverage make this card stand out. However, the high income requirements and limited value of TD points may not make it the best fit for everyone.
Pros
Pros
Cons
Cons
vs TD Rewards Visa* Card
vs TDĀ® AeroplanĀ® Visa Platinum* Card
vs TD Platinum Travel Visa* Card
vs TD Low Rate Visa* Credit Card
vs TD Cash Back Visa* Card
vs TDĀ® AeroplanĀ® Visa Infinite Privilege* Credit Card
vs MBNA Rewards World EliteĀ® MastercardĀ®
vs American Express Gold Rewards CardĀ®
vs Rogers Red World EliteĀ® MastercardĀ®
vs Scotiabank PassportĀ® Visa Infinite* Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
Legal
ā Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
ā Terms and conditions apply.
Sponsored advertising. The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on this TD credit card, please click the Apply Now button.
Earn a non-promotional rate of up to 3% on your savings + an exclusive $50 bonus!
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