Side by Side Credit Cards Comparison
Rogers Red MastercardVSRogers Red World EliteĀ® Mastercard
Which one is better?
Rogers Red Mastercard
3.8
RECOMMENDED CREDIT SCORE*
Rogers Red World EliteĀ® Mastercard
4.5
RECOMMENDED CREDIT SCORE*
Welcome Bonus
Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
Welcome Bonus
Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
Rewards Breakdown
Rewards breakdown is not available for this card.
Rewards Breakdown
Rewards breakdown is not available for this card.
How to Earn Rewards
- Earn 2% cash back on all eligible purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1% cash back on eligible non-U.S. dollar purchases.
- Earn 2% cash back in all eligible purchases made in U.S. dollars.
How to Earn Rewards
- Earn 2% cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1.5% cash back on eligible non-U.S. dollar purchases.
- Plus, earn up to 3% cash back on eligible U.S. dollar purchases.Ā
Insurance Included
N/A
Insurance Included
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Car Rental Damage & Theft
31 days, $65,000 car MSRP
Extended Warranty
1 year
Purchase Protection
90 days
Travel Medical Insurance (64 & under)
Up to 10 daysTravel Medical Insurance (65 to 75)
Up to 3 days
Trip Cancellation
$1,000/person, $5,000 maximum
Trip Interruption
$1,000/person, $5,000 maximum
Extra Benefits
Roam Like Home Days
Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
Extra Benefits
Roam Like Home Days
Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
Airport Lounge - Dragon Pass
Discounted access to over 1300 airport lounges with Mastercard Travel Pass. Pass only, complimentary visits not included.
Interest Rates
Purchase:
21.99% - 25.99%1
Cash Advance:
22.99% - 27.99%1
Balance Transfer:
22.99% - 27.99%1
1 Standard rate on Purchases and Fees: 21.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, Rogers Bank may still issue you an Account at their alternate interest rates, as follows: Rate for Purchases and Fees: 25.99% Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%
Interest Rates
Purchase:
21.99% - 25.99%2
Cash Advance:
22.99% - 27.99%2
Balance Transfer:
22.99% - 27.99%2
2 Standard rate on Purchases and Fees: 21.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, Rogers Bank may still issue you an Account at their alternate interest rates, as follows: Rate for Purchases and Fees: 25.99% Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%.
Annual Fee
$0
Annual Fee
$0
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Income Required
Min Personal Income:
$80,000
Min Household Income:
$150,000
Is this card worth it?
This card is one of our top-ranked options in terms of rewards, especially if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. With a qualifying service, you can effectively receive up to 2% cashback, which is competitive among other no-fee contenders. If you have a high income of $80K or a household income of $150K, you can apply for the World EliteĀ® version of this card, which comes with additional insurance and benefits like a lounge pass.
Is this card worth it?
This card is one of the best in Canada, especially if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. With a qualifying service, you can effectively receive up to 2% cashback rate, which competitive against other no-fee contenders. Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!
Pros
- No annual fee
- Member boosting opportunities
- USD optimization
- Roam Like Home days
- Wide acceptance
Pros
- Top no-fee contender
- Member earning boosts
- USD optimization
- Comprehensive coverage
- Airport lounge membership
- Roam Like Home days
Cons
- No insurance
- Low non-member rewards
- Annual spending caps
Cons
- High income requirements
- Annual spending caps
vs Neo World EliteĀ® Mastercard ā Gas & Grocery
vs American Express Platinum CardĀ®
vs SimplyCashĀ® Card from American Express
vs Scotia MomentumĀ® Visa* Card
vs CIBC Costco Mastercard
vs BMO CashBackĀ® World EliteĀ®* MastercardĀ®*
vs Tangerine Money-Back Mastercard
vs SimplyCashā¢ Preferred Card from American Express
vs Scotia MomentumĀ® Visa Infinite +* Card
vs Simplii Financialā¢ Cash Back Visa* Card
vs Scotiabank PassportĀ® Visa Infinite +* Card
vs Scotiabank Gold American ExpressĀ® Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
vs American Express Platinum CardĀ®
vs SimplyCashĀ® Card from American Express
vs American ExpressĀ® AeroplanĀ®* Reserve Card
vs American ExpressĀ® AeroplanĀ®* Card
vs Scotia MomentumĀ® Visa* Card
vs CIBC Costco Mastercard
vs CIBC AeroplanĀ® Visa Infinite* Card
vs BMO CashBackĀ® World EliteĀ®* MastercardĀ®*
vs Tangerine Money-Back Mastercard
vs Amazon.ca Rewards MastercardĀ®
vs SimplyCashā¢ Preferred Card from American Express
vs TD First Class TravelĀ® Visa Infinite* Card
vs TDĀ® AeroplanĀ® Visa Infinite Privilege* Credit Card
vs Scotia MomentumĀ® Visa Infinite +* Card
vs MBNA Rewards World EliteĀ® MastercardĀ®
vs PC World Elite Mastercard
vs American ExpressĀ® Green Card
vs Simplii Financialā¢ Cash Back Visa* Card
vs American Express Gold Rewards CardĀ®
vs Walmart Rewardsā¢ World MastercardĀ®
vs Scotiabank PassportĀ® Visa Infinite +* Card
vs Scotiabank Gold American ExpressĀ® Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
Rogers Red Mastercard vs Rogers Red World EliteĀ® Mastercard: When to go for one over the other
Annual Fees and Requirements
Both the Rogers Red Mastercard and Rogers Red World Elite Mastercard have no annual fees, making them cost-effective options. However, the Rogers Red World Elite requires a personal income of $80,000 or a household income of $150,000 to qualify, while the standard Rogers Red Mastercard has no income requirements. For those who do not meet these income thresholds, the standard card is the only option. For everyone else, the World Elite is clearly the superior choice.
Rewards Comparison
The Rogers Red World Elite Mastercard offers higher cashback on all purchases, particularly for U.S. dollar transactions. If you do not have a qualifying Rogers, Shaw, or Fido service, the World Elite version still provides better rewards than the standard Rogers Red Mastercard. For cardholders with these services, both cards will almost earn the same amount, with the only difference would of that small extra amount earned on US purchases of the World Elite card.
Benefits and Insurance
The Rogers Red World Elite Mastercard offers significantly better insurance and benefits than the standard version, including emergency medical coverage, trip cancellation, and car rental insurance, which the standard card lacks. Additionally, World Elite cardholders get access to airport lounges through DragonPass, although no complimentary visits are included. The superior benefits make the World Elite version the clear winner for frequent travelers and those seeking robust insurance coverage.
Conclusion
For the majority of users, the Rogers Red World Elite Mastercard is the better card due to its higher rewards and extensive benefits. The only reason to choose the standard Rogers Red Mastercard is if you do not meet the income qualifications for the World Elite version. Otherwise, the World Elite card is a stronger option in nearly every way.
Legal
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com. Ā®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. Ā© 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com. Ā®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. Ā© 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.