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Side by Side Credit Cards Comparison
Rogers Red MastercardVSAmerican Express Platinum CardĀ®
Which one is better?
Rogers Red Mastercard
3.8
RECOMMENDED CREDIT SCORE*
300Poor
560Fair
660āGood
725āVery Good
760āExcellent
American Express Platinum CardĀ®
4.6
RECOMMENDED CREDIT SCORE*
300Poor
693Fair
743āGood
790āVery Good
833āExcellent
Welcome Bonus
Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
Welcome Bonus
- Earn up to 100,000 Membership RewardsĀ® points - thatās up to $1,000 towards a weekend away
- New PlatinumĀ® Cardmembers, earn 70,000 Welcome Bonus points after you charge $10,000 in net purchases to your Card in your first 3 months of Cardmembership
- Plus, earn 30,000 points when you make a purchase between 15 and 17 months of Cardmembership
Rewards Breakdown
Rewards breakdown is not available for this card.
Rewards Breakdown
Rewards breakdown is not available for this card.
How to Earn Rewards
- Earn 2% unlimited cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Comwave or Shaw.^
- Otherwise earn 1% unlimited cash back on eligible non-U.S. dollar purchases.^
- Earn 2% unlimited cash back on all eligible purchases made in U.S. dollars.^
- Get 1.5 times more cash back every time you redeem for Rogers, Fido, Comwave or Shaw purchases.^
- 5 Roam Like Home days at no cost with an eligible Rogers mobile plan every year.^
How to Earn Rewards
- 2x points per $1 spent on eligible dining & food delivery purchases (restaurant, fast food, coffee shop, food delivery)
- 2x points per $1 spent on eligible travel purchases (flights, hotels, tours and more)
- 1x point per $1 spent for all other purchases
Insurance Included
N/A
Insurance Included
Lost or Stolen Baggage
$1,000
Baggage Delay
$1,000.svg)
Car Rental Damage & Theft
Yes
Common Carrier Travel Accident Insurance
$500,000
Extended Warranty
1 year
Purchase Protection
120 days
Hotel Burglary Insurance
$1000
Travel Medical Insurance (64 & under)
15 days
Trip Cancellation
$2,500
Trip Interruption
$2,500Flight Delay
$1,000
Extra Benefits
Roam Like Home Days
Roam Like Home: 5 days with eligible Rogers mobile plan
Extra Benefits
Trip and legal Assistance
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Concierge Services
American ExpressĀ® Experiences
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Status lift
Upgrade to Hilton Honors Gold StatusStatus lift
Upgrade to Marriott BonvoyTM Gold Elite status
Extra points
Earn 2 points on Amex Travel Online purchases and extra points on American Express offers.svg)
Travel Credit
$200
Dining Credit
$200 at Select Restaurants
Nexus Program Rebate
$100 statement credit every 4 years
Airport Lounge - American Express Global Lounge
Take full advantage of The American Express Global Lounge CollectionTM which unlocks access to over 1,400 airport lounges worldwide. This includes The CenturionĀ® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Terms and Conditions apply
Complimentary Hotel Benefits
Enjoy complimentary benefits that offer an average value of $550 USD at over 1,600 extraordinary properties worldwide when you book Fine Hotels + Resorts
Priority Travel
At Toronto Pearson Airport get Priority Security lane, Complimentary valet and 15% discount at the Express Park and daily park
Interest Rates
Purchase:
20.99% - 25.99%1
Cash Advance:
22.99% - 27.99%1
Balance Transfer:
22.99% - 27.99%1
1 Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Interest Rates
Purchase:
21.99% - 30%2
Cash Advance:
N/A2
2 This Charge Card requires full payment of the Due in Full balance each month, with a 30% interest rate on late payments. The Flexible Payment Option balance has a 21.99% interest rate, which increases to 25.99% after two missed payments and 29.99% after three or more within 12 months. A 21-day interest-free grace period applies to new transactions if the full balance is paid by the due date.
Annual Fee
$0
Annual Fee
$799
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Loyalty Program
N/A
Loyalty Program
Point Redemption Options
Not Applicable
Point Redemption Options
Most Optimal
AeroplanĀ® Flights
1.9Ā¢ / point
Transfer to Airline Partners
1.6Ā¢ / point
Fixed Point Travel Program
1.16Ā¢ / pointTransfer to Hotel Partners
1.16Ā¢ / point
Statement Credits (Cash)
1Ā¢ / point
Gift Cards
0.91Ā¢ / point
Amazon.ca
0.7Ā¢ / point
Merchandise
0.63Ā¢ / point
Is this card worth it?
This card is one of our top-ranked options in terms of rewards, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World EliteĀ® version of this card, which comes with additional insurance and benefits like a lounge pass.
Is this card worth it?
If you're a frequent traveler, the Platinum card is an excellent choice. It's highly recommended for its extensive travel benefits, including unlimited lounge access for you and a guest at the American Express Lounge collection, making it the best card for lounge access in Canada. The card also offers unique perks not commonly found with other Canadian cards, such as status upgrades at Marriott Bonvoy and Hilton, dining and travel credits, concierge service, airport benefits, Nexus application reimbursement, and more. These benefits can more than offset the annual fee. However, if you don't travel often or are mainly looking for a card that maximizes rewards, this card may not be the best option for you.
Pros
- No annual fee
- Member boosting opportunities
- USD optimization
- Service redemption boosts
- No cost roaming
- Wide acceptance
Pros
- Most premium perks
- Dining and travel credits
- Unlimited airport lounge access
- Multiple redemption options
- Comprehensive coverage
- Luxurious metal card
- Instant decision. No credit impact.
Cons
- No insurance
- Low non-member rewards
Cons
- High annual fee
- Limited acceptance
- Benefit limitations
vs Neo World EliteĀ® MastercardĀ®
vs SimplyCashĀ® Card from American Express
vs Scotia MomentumĀ® Visa* Card
vs CIBC Costco Mastercard
vs BMO CashBackĀ® World EliteĀ® MastercardĀ®
vs Tangerine Money-Back Mastercard
vs SimplyCashā¢ Preferred Card from American Express
vs Scotia MomentumĀ® Visa Infinite* Card
vs Simplii Financialā¢ Cash Back Visa* Card
vs Rogers Red World EliteĀ® Mastercard
vs Scotiabank PassportĀ® Visa Infinite* Card
vs Scotiabank Gold American ExpressĀ® Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
vs Marriott BonvoyĀ® American ExpressĀ®* Card
vs SimplyCashĀ® Card from American Express
vs American ExpressĀ® AeroplanĀ®* Reserve Card
vs American ExpressĀ® AeroplanĀ®* Card
vs Scotia MomentumĀ® Visa* Card
vs SimplyCashā¢ Preferred Card from American Express
vs MBNA Rewards World EliteĀ® MastercardĀ®
vs American ExpressĀ® Green Card
vs American Express Gold Rewards CardĀ®
vs Rogers Red World EliteĀ® Mastercard
vs Scotiabank PassportĀ® Visa Infinite* Card
vs Scotiabank Gold American ExpressĀ® Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
Legal
*, ^, Terms and conditions apply.
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
Ā®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
The Rogers Red World EliteĀ® Mastercard is issued by Rogers Bank.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. Ā© 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.
*Terms and conditions apply.
This Charge Card requires full payment of the Due in Full balance each month, with a 30% interest rate on late payments. The Flexible Payment Option balance has a 21.99% interest rate, which increases to 25.99% after two missed payments and 29.99% after three or more within 12 months. A 21-day interest-free grace period applies to new transactions if the full balance is paid by the due date.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.