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Side by Side Credit Cards Comparison
Which one is better?

Rogers Red World EliteĀ® Mastercard
4.5
RECOMMENDED CREDIT SCORE*

CIBC AeroplanĀ® Visa Infinite* Card
3.3
RECOMMENDED CREDIT SCORE*
Welcome Bonus
Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
Welcome Bonus
Earn up to 50,000 Aeroplan points (up to $1,000 in travel valueā ):Ā
Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 valueā .Ā
Rewards Breakdown
Rewards breakdown is not available for this card.
Rewards Breakdown
Rewards breakdown is not available for this card.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Car Rental Damage & Theft
Extended Warranty
Purchase Protection
Travel Medical Insurance (64 & under)
Travel Medical Insurance (65 to 75)
Trip Cancellation
Trip Interruption
Insurance Included
Car Rental Damage & Theft
Extended Warranty
Purchase Protection
Travel Medical Insurance (64 & under)
Travel Medical Insurance (65 to 75)
Trip Cancellation
Trip Interruption
Lost or Stolen Baggage
Baggage Delay
Common Carrier Travel Accident Insurance
Mobile Device Insurance
Hotel Burglary Insurance
Flight Delay
Extra Benefits
Airport Lounge - Dragon Pass
Roam Like Home Days
Extra Benefits
Car Rental Discount
Visa Infinite Exclusive Benefits
Gas Discount
Discount
Status lift
Free first checked bag
Free Extra Night at Hotels
Interest Rates
Purchase:
20.99% - 25.99%1
Cash Advance:
22.99% - 27.99%1
Balance Transfer:
22.99% - 27.99%1
1 Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Interest Rates
Purchase:
20.99%
Cash Advance:
22.99%
Balance Transfer:
22.99%
Annual Fee
$0
Annual Fee
$139
$0$
$0 first year
Income Required
Min Personal Income:
$80,000
Min Household Income:
$150,000
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Loyalty Program
N/A
Loyalty Program
Point Redemption Options
Not Applicable
Point Redemption Options
Flights
Car Rentals
Travel
Merchandise
Gift Cards
Is this card worth it?
This card is one of the best in Canada, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is higher than what almost any other card offers, even those with annual fees! Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!
Is this card worth it?
The CIBC Aeroplan Visa Infinite Card is great for Air Canada travelers who want to rack up Aeroplan points and enjoy perks like free checked bags and preferred pricing on flight redemptions. With solid reward rates in key spending categories like gas, groceries, and Air Canada purchases, this card offers decent returns. Additionally, the first-year annual fee waiver and comprehensive travel insurance make it a solid option for those looking for value without the upfront cost. However, its highest value is for people who frequently travel with Air Canada and make use of Aeroplan rewards, especially for flights.
Pros
Pros
Cons
Cons
vs American Express Platinum CardĀ®
vs SimplyCashĀ® Card from American Express
vs American ExpressĀ® AeroplanĀ®* Reserve Card
vs American ExpressĀ® AeroplanĀ®* Card
vs Scotia MomentumĀ® Visa* Card
vs CIBC Costco Mastercard
vs BMO CashBackĀ® World EliteĀ®* MastercardĀ®*
vs Tangerine Money-Back Mastercard
vs Amazon.ca Rewards MastercardĀ®
vs SimplyCash⢠Preferred Card from American Express
vs TD First Class TravelĀ® Visa Infinite* Card
vs TDĀ® AeroplanĀ® Visa Infinite Privilege* Credit Card
vs Scotia MomentumĀ® Visa Infinite +* Card
vs MBNA Rewards World EliteĀ® MastercardĀ®
vs PC World Elite Mastercard
vs American ExpressĀ® Green Card
vs Simplii Financial⢠Cash Back Visa* Card
vs American Express Gold Rewards CardĀ®
vs Walmart Rewards⢠World Mastercard®
vs Scotiabank PassportĀ® Visa Infinite +* Card
vs Scotiabank Gold American ExpressĀ® Card
vs Rogers Red Mastercard
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
vs American ExpressĀ® AeroplanĀ®* Reserve Card
vs American ExpressĀ® AeroplanĀ®* Card
vs CIBC Costco Mastercard
vs SimplyCash⢠Preferred Card from American Express
vs Simplii Financial⢠Cash Back Visa* Card
vs American Express Gold Rewards CardĀ®
vs Scotiabank PassportĀ® Visa Infinite +* Card
vs Scotiabank Gold American ExpressĀ® Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
Legal
*, ^, Terms and conditions apply
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
Ā®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
The Rogers Red World EliteĀ® Mastercard is issued by Rogers Bank.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. Ā© 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.
ā You can qualify for this offer if you apply and are approved for a new CIBC Aeroplan® Visa Infinite*Ā Card beginningĀ April 7, 2026.
In order to be eligible for this offer, you must also abide by the terms and conditions set out in this footnote.
If you apply and are approved for a new CIBC Aeroplan® Visa Infinite* card, you can earn:
i. A welcome bonus ofĀ 10,000Ā Aeroplan points. TheĀ 10,000Ā Aeroplan points will appear on your statement after you make your first purchase at any time with your card, if you are eligible.
ii. An additional bonus of 15,000 Aeroplan points if you have at leastĀ $6,000Ā in net purchases posted to your account during the first 6 monthly statement periods.Ā The additional bonus of 15,000 Aeroplan points will be awarded (i) if the spend requirement is met and (ii) by the end of your next monthly statement period after the spend requirement is met.
iii. The anniversary bonus of 25,000 Aeroplan points will be awarded to you within 8 weeks after the one year account open date, provided you have at least $12,000 in net eligible purchases posted on your account during the first 12 monthly statement periods and your credit card account is open and in good standing. Additional cardholders are not eligible for this offer.
As set out in and subject to the Aeroplan Program General Terms and Conditions located at [aircanada.com/aeroplan-termsandconditions], you may not be eligible for this offer or to receive any of the Welcome Bonus, Additional Bonus, or Anniversary Bonus, even if CIBC approves your application for an Account, if you have previously received a Welcome Bonus, Additional Bonus or Anniversary Bonus in connection with opening a new Aeroplan credit card account with CIBC or any other issuer of an Aeroplan credit card of the same card category type as the CIBC Account you are applying for.
A one-time annual fee rebate for you (the primary cardholder) and up to three authorized users added at the time of the application. This offer does not apply to annual fees for authorized users that are added after you submit your application. This offer applies for the first year only. If your application for an eligible card is not approved, you may be considered for another card (as disclosed in your credit card application). If you are approved for that card, this annual fee rebate offer will apply in the amount of the annual fee, if any, of the alternate card. If you qualify, the rebate will be awarded to you and will appear as a credit against the applicable annual fee(s) within two statements. Your new credit card account must be open and in Good Standing at the time the rebate is awarded.
Offer applies to newly approved card accounts only.Ā Transfers and product changes from other CIBC credit cards are excluded from this offer.
Credit card account must be open and in Good Standing at the time the bonus Aeroplan points are awarded. Aeroplan points are awarded to you within 8 weeks after all qualifying purchase(s) are posted to your account. For this offer, the following do not qualify as purchases: Cash Advances, CIBC Global Money Transfersā¢, Balance Transfers, Convenience Cheques, fees, interest, payments and Aeroplan points redemptions. It may take up to several business days for purchases to be posted to your account.Ā This offer is not transferable. This offer may be withdrawn or changed without prior notice at any time. This offer may be revoked if you appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
Please ensure that you provide your personal Aeroplan number to be linked to your credit card as linking a different loyalty number will impact the airline benefit fulfillment.
The up to $1,300 valueĀ is based on the combined total value of: The annual fee rebate for the first year ($139), plus one additional cardholder ($50); free first checked bags for two people, on a round-trip in the first year ($140), and the 45,000 Aeroplan points upon approval and required spend on your CIBC Aeroplan Visa Infinite Card are redeemed for a flight reward ($800), based on the majority of current Aeroplan cardholders who receive a value of $0.02/point or more when redeeming for a flight reward as of September 1, 2025. Redemption calculation is based on actual redemptions made by cardholders between the period of November 8, 2020 to September 1, 2025. Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found onĀ theĀ Air Canada website. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online onĀ theĀ Air Canada website. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.