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4.5
/5
Rogers Bank
Mastercard
Award winner
Rogers Red World Elite® MastercardCash Back Calculator
Welcome Bonus varies
Our Take
This card is one of the best in Canada, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is higher than what almost any other card offers, even those with annual fees! Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!
Exclusive · From FinlyWealth$50 rebate
Card Details
Interest Rates
Purchase: 20.99% - 25.99%*
Cash Advance: 22.99% - 27.99%*
Balance Transfer: 22.99% - 27.99%*
* Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Annual Fees
Main Card: $0
Additional Cards: $0
Annual Income
Personal: $80,000
Household: $150,000
Credit Score Estimate
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
4.5/5
Institution
Rogers Bank
Awards
Best No Fee Cash Back Credit Card
2026
How You Earn Rewards
- Earn 3% cash back on eligible U.S. dollar purchases.
- Plus, earns 2% cash back on all other purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave, Otherwise earn 1.5% on all other purchases.
- Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases. That's 3% cash back value. Exclusively with Rogers.
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
Insurance
Coverage
Travel Medical Insurance (64 & under)
Up to 10 daysTravel Medical Insurance (65 to 75)
Up to 3 days
Trip Cancellation
$1,000/person, $5,000 maximum
Trip Interruption
$1,000/person, $5,000 maximum.svg)
Car Rental Damage & Theft
31 days, $65,000 car MSRP
Purchase Protection
90 days
Extended Warranty
1 year
Benefits
Details
Airport Lounge - Dragon Pass
Pass only, complimentary visits not included
Roam Like Home Days
Roam Like Home: 5 days with eligible Rogers mobile plan
Pros & Cons
Pros
- Top no-fee contender
- Service redemption boosts
- Member earning boosts
- USD optimization
- Comprehensive coverage
- Airport lounge membership
- Roam Like Home days
Cons
- High income requirements
Legal
*, ^, Terms and conditions apply
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
The Rogers Red World Elite® Mastercard is issued by Rogers Bank.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.
