Working hard in the background...
Working hard in the background...
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%ā”
Balance Transfer: 22.99%
ā” Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $120
Additional Cards: $50
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
Welcome Bonus
Get up to 55,000 Avion points^ (a value of up to $1,100ā ), thatās enough to fly anywhere in North America or the Caribbean!
Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months^.
Ā Apply by November 25, 2025.
Our Rating
3.5/5
Institution
RBC
Redemption Method
Insurance
Coverage
Purchase Protection
Extended Warranty
Travel Accident
Trip Interruption
Trip Cancellation
Hotel Burglary Insurance
Baggage Delay
Lost or Stolen Baggage
Flight Delay
Car Rental Damage & Theft
Benefits
Details
Gas Discount
Extra points
Pros
Cons
^This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an āEligible Credit Cardā) received between āAugust 27, 2025ā and āNovember 25, 2025ā (āOffer Periodā) and approved by Royal Bank of Canada (āRoyal Bankā) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer.
35,000 welcome Avion points (āWelcome Pointsā) will appear on your monthly credit card statement within sixty (60) days after your application has been approved, provided that your Eligible Credit Card account remains open and in good standing at the time the Welcome points are credited to your account, āgood standingā meaning that your Eligible Credit Card account must not be past due for more than two (2) consecutive credit card account statement periods, closed, charged off or in credit revoked status.
You will receive 20,000 bonus Avion points (āBonus Pointsā) if a total of $5,000 or more (āQualifying Transaction Amountā) in qualifying net purchases and/or pre-authorized bill payment transactions (āQualifying Transactionsā) are posted to your Eligible Credit Card account within the first six (6) months from your Eligible Credit Card account opening date (āPeriodā). The Bonus Points will appear on your monthly credit card statement within sixty days (60) after you reach $5,000 in Qualifying Transactions, provided your Credit Card Account remains open and in good standing at the time the Bonus Points are credited to your account.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date.Ā This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.Ā Ā
If you close or change your Eligible Credit Card for another type of RBC Royal Bank credit card before the Welcome Points and/or the Bonus Points have been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank in its sole discretion. For complete terms and conditions that apply to the Avion Rewards Program, please visit www.avionrewards.com or call 1-800-769-2512.
Ā
ā Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 55,000 Avion points for a round trip flight from eastern Canada or the United States to Mexico, Hawaii or Alaska; or from western Canada or the United States to Bermuda, Central America or the Caribbean, with a maximum ticket price of $1,100. All applicable taxes, service fees and surcharges are the responsibility of the traveller. For more details, including information on redeeming for first class and business class seats, visit: www.avionrewards.com/travel/index.html. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit: www.avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512).
2Avion points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant) interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.
14Avion points will be forfeited if they remain unredeemed within twelve (12) months following the termination of the Avion Rewards program or after you voluntarily close your RBC Royal Bank credit card account.
ā Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 35,000 Avion points for a round trip long-haul flight to almost anywhere in Canada or the United States, exclusive of Hawaii or Alaska, with a maximum ticket price of $750. All applicable taxes, service fees and surcharges are the responsibility of the traveller.
Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.