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Scotiabank Passport® Visa Infinite* Card
Rogers Red World Elite® Mastercard®
Welcome Bonus
Earn 35,000 bonus Scene+ points by making at least $2,000 in everyday eligible purchases in your first 3 months. Plus, as a Scotiabank Passport Visa Infinite cardholder, you are eligible to earn an annual 10,000 Scene+ point bonus when you spend at least $40,000 in everyday eligible purchases annually. Terms Apply.
Welcome Bonus
N/A
Our Cash Offer
$100 Cash Rebate offer from FinlyWealth
Our Cash Offer
N/A
Rewards Breakdown
Annual Rewards
$343.9
Scene+
First Year Bonus Value
+
$350
Scene+
Annual Fee
-
$150
Finly Rebate
+
$100Exclusive Offer
First Year Value
$643.9
$193.9 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
Rewards Breakdown
Annual Rewards
$720
First Year Bonus Value
+
$0
Annual Fee
-
$0
First Year Value
$770
Based on a hypothetical $2,000/mo average spending and assuming you have an eligible Rogers, Fido or Shaw service as the primary or level 1 authorized user. Calculate your rewards.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Car Rental Damage & Theft
Extended Warranty
Purchase Protection
Emergency Out of province Medical
Emergency Medical Over 65
Trip Cancellation
Trip Interruption
Lost or Stolen Baggage
Baggage Delay
Travel Accident
Hotel Burglary Insurance
Flight Delay
Insurance Included
Car Rental Damage & Theft
Extended Warranty
Purchase Protection
Emergency Out of province Medical
Emergency Medical Over 65
Trip Cancellation
Trip Interruption
Extra Benefits
Airport Lounge - Dragon Pass
No Foreign Transaction Fees
Visa Infinite Exclusive Benefits
Concierge Services
Status lift
Extra Benefits
Airport Lounge - Dragon Pass
No Cost roaming
Interest Rates
Purchase:
20.99%
Cash Advance:
22.99%
Balance Transfer:
22.99%
Interest Rates
Purchase:
20.99% - 25.99%2
Cash Advance:
22.99% - 27.99%2
Balance Transfer:
22.99% - 27.99%2
2 Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Annual Fee
$150
Annual Fee
$0
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Income Required
Min Personal Income:
$80,000
Min Household Income:
$150,000
Loyalty Program
Loyalty Program
N/A
Point Redemption Options
Entertainment
Travel
Groceries (Sobeys)
Restaurants
Merchandise
Gift Cards
Statement Credits (Cash)
Point Redemption Options
Not Applicable
Is this card worth it?
The Scotiabank Passport Visa Infinite is a strong choice for frequent travelers, especially those who value flexibility and premium perks. It stands out with its rare benefit of no foreign transaction fees, making international purchases more cost-effective. Additionally, the card offers a valuable blend of travel perks, including airport lounge access, comprehensive insurance coverage, and flexible rewards, making it an ideal companion for those who frequently travel abroad and want to avoid extra fees while enjoying premium benefits.
Is this card worth it?
This card is one of the best in Canada, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is higher than what almost any other card offers, even those with annual fees! Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!
Pros
Pros
Cons
Cons
vs Scotiabank Value® Visa* Card
vs Scotiabank Passport® Visa Infinite* Privilege Card
vs Scotiabank Platinum American Express® Card
vs Scotia Momentum® No-Fee Visa* Card
vs Scotia Momentum® Mastercard®* Credit Card
vs Scotiabank® Scene+ Visa Card
vs Scotiabank American Express® Card
vs American Express Platinum Card®
vs SimplyCash® Card from American Express
vs American Express® Aeroplan®* Reserve Card
vs American Express® Aeroplan®* Card
vs Scotia Momentum® Visa* Card
vs CIBC Aeroplan® Visa Infinite* Card
vs BMO CashBack® World Elite® Mastercard®
vs Tangerine Money-Back Credit Card
vs TD First Class Travel® Visa Infinite* Card
vs TD® Aeroplan® Visa Infinite Privilege*
vs Scotia Momentum® Visa Infinite* Card
vs MBNA Rewards World Elite® Mastercard®
vs American Express® Green Card
vs American Express Gold Rewards Card®
vs Scotiabank Gold American Express® Card
vs Rogers Red Mastercard®
vs TD Aeroplan® Visa Infinite* Card
vs American Express Cobalt® Card
vs American Express Platinum Card®
vs SimplyCash® Card from American Express
vs American Express® Aeroplan®* Reserve Card
vs American Express® Aeroplan®* Card
vs Scotia Momentum® Visa* Card
vs CIBC Costco Mastercard
vs CIBC Aeroplan® Visa Infinite* Card
vs BMO CashBack® World Elite® Mastercard®
vs Tangerine Money-Back Credit Card
vs Amazon.ca Rewards Mastercard®
vs SimplyCash™ Preferred Card from American Express
vs TD First Class Travel® Visa Infinite* Card
vs TD® Aeroplan® Visa Infinite Privilege*
vs Scotia Momentum® Visa Infinite* Card
vs MBNA Rewards World Elite® Mastercard®
vs PC World Elite Mastercard
vs American Express® Green Card
vs Simplii Financial™ Cash Back Visa* Card
vs American Express Gold Rewards Card®
vs Walmart Rewards™ World Mastercard®
vs Scotiabank Gold American Express® Card
vs Rogers Red Mastercard®
vs TD Aeroplan® Visa Infinite* Card
vs American Express Cobalt® Card
The Scotiabank Passport Visa Infinite has an annual fee, while the Rogers Red World Elite Mastercard does not, making the latter more attractive for those looking to avoid additional yearly costs. Both cards have high income requirements, with the Rogers Red card requiring slightly higher income levels to qualify. Depending on your financial situation, this could be a determining factor in your choice.
The Scotiabank Passport Visa Infinite offers Scene+ points on various categories, including groceries, dining, and entertainment. In contrast, the Rogers Red World Elite Mastercard provides cashback rewards, which can be particularly advantageous for users who want flexibility in how they use their rewards. Overall, the Rogers Red card offers much higher ongoing rewards for reward enthusiasts.
Scotiabank Passport Visa Infinite allows you to redeem points for travel, entertainment, groceries, and gift cards, making it versatile but less flexible compared to cashback. Rogers Red World Elite, on the other hand, offers straightforward cashback that can be applied to virtually anything, giving it an edge in terms of ease and flexibility of redemption.
Both cards offer travel-related perks, but the Scotiabank Passport Visa Infinite stands out with no foreign transaction fees and access to airport lounges. It also provides comprehensive insurance, including medical coverage, trip cancellation, and lost baggage. The Rogers Red card includes some travel benefits but lacks the depth of coverage found in the Scotiabank card, though it does offer free roaming for five days, a unique perk.
The Scotiabank Passport Visa Infinite is ideal for frequent travelers who value premium perks like lounge access and extensive insurance. For those who prefer a no-fee card with strong cashback rewards and aren’t as concerned about travel benefits, the Rogers Red World Elite Mastercard is a better option. Whether you prefer a no-fee card and more cashback or more perks is the main deciding factor you need to think about when choosing one of these two cards.
Legal
*†Terms and conditions apply. See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
*, ^, Terms and conditions apply
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2025 Rogers Bank. Rogers Bank is the issuer of this credit card.