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Rogers Red World Elite Mastercard

4.5

/5

Rogers Bank

Mastercard
Award winner

Rogers Red World Elite® MastercardCash Back Calculator

Welcome Bonus varies

Our Take

This card is one of the best in Canada, especially if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. With a qualifying service, you can effectively receive up to 2% cashback rate, which competitive against other no-fee contenders. Additionally, for a no-fee card, you gain access to an extensive list of travel benefits, many of which are typically offered only with cards that have annual fees. Therefore, we recommend this card to anyone who meets the income requirements, even if you are not a Rogers customer!

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Rogers Red World Elite® Mastercard review

Card Details

Interest Rates

Purchase: 21.99% - 25.99%*

Cash Advance: 22.99% - 27.99%*

Balance Transfer: 22.99% - 27.99%*

* Standard rate on Purchases and Fees: 21.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, Rogers Bank may still issue you an Account at their alternate interest rates, as follows: Rate for Purchases and Fees: 25.99% Rate for Cash Advances, Cash-like Transactions and Balance Transfers: 27.99%.

Annual Fees

Main Card: $0

Additional Cards: $0

Welcome Bonus

Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.

Annual Income

Personal: $80,000

Household: $150,000

Credit Score Estimate

300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type

Credit

Reward Type

Cash Back

Our Rating

4.5/5

Institution

Rogers Bank

Awards

Best No Fee Cash Back Credit Card

Best No Fee Cash Back Credit Card

2026

How You Earn Rewards

  • Earn 2% cash back on all eligible non-U.S. dollar purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise, earn 1.5% cash back on eligible non-U.S. dollar purchases.
  • Plus, earn up to 3% cash back on eligible U.S. dollar purchases. 

Insurance & Benefits

7 insurance
2 benefits

Insurance

Coverage

  • travel accident medical

    Travel Medical Insurance (64 & under)

    Up to 10 days
  • travel accident medical

    Travel Medical Insurance (65 to 75)

    Up to 3 days
  • cancel airplane

    Trip Cancellation

    $1,000/person, $5,000 maximum
  • pause

    Trip Interruption

    $1,000/person, $5,000 maximum
  • car insurance

    Car Rental Damage & Theft

    31 days, $65,000 car MSRP
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    1 year

    • Benefits

    Details

  • alcohol cheers

    Airport Lounge - Dragon Pass

    Discounted access to over 1300 airport lounges with Mastercard Travel Pass. Pass only, complimentary visits not included.
  • mobile phone wifi

    Roam Like Home Days

    Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.

    • Pros & Cons

    Pros

    • Top no-fee contender
    • Member earning boosts
    • USD optimization
    • Comprehensive coverage
    • Airport lounge membership
    • Roam Like Home days

    Cons

    • High income requirements
    • Annual spending caps

    Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com. ®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License. TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.