CIBC Aventura® Visa* Card for Business vs WestJet RBC® World Elite Mastercard® for Business
Both business cards worked out on the same spending: rewards, welcome bonus, fees and perks, line by line.
Worked out on a typical small business spending $4,000 a month. Enter yours to see your own numbers.
$1,050
First-year value
$1,349
$230
Every year after
$449
WestJet RBC® World Elite Mastercard® for Business is worth $299 more to your business in year one.
It stays ahead after that, by $219 a year.
How the first year adds up
Rewards and the welcome bonus in, the annual fee, FX fees and employee cards out, at your spending.
Annual rewards
Welcome bonus
Annual fee
FX fees
First-year value
Where each card earns
A year of your spending on each card, category by category, biggest spend first.
WestJet RBC® World Elite Mastercard® for Business earns more on 10 of your 17 categories.
All Other Business Expenses
$12,600 a year
US Dollar Purchases
$6,150 a year
Recurring Bills & Subscriptions
$4,800 a year
Gas & EV Charging
$3,600 a year
Dining & Restaurants
$3,600 a year
Office Supplies
$3,000 a year
Phone, Internet & Cable
$2,400 a year
Hotels
$1,800 a year
Shipping & Courier
$1,800 a year
Accounting & Bookkeeping
$1,800 a year
Other Foreign Currencies (EUR, GBP, etc.)
$1,230 a year
Electronics & Software
$1,200 a year
Air Canada
$1,200 a year
Transportation
$1,200 a year
Other Airlines
$600 a year
Car Rental
$600 a year
Other Travel
$600 a year
Rewards in a year
Welcome bonus
Each offer as the issuer words it, then which milestones your spending reaches.
CIBC Aventura® Visa* Card for Business
Earn a total of up to 70,000 Aventura Points (up to $1,600 in travel value†):
- A welcome bonus of 20,000 Aventura Points when you make your first purchase at any time.
- Additional bonus of 10,000 Aventura Points when the first purchase is made within the first 4 monthly statement periods†
- 40,000 Aventura Points when $35,000 or more is spent in the first 12 monthly statement periods†
Plus, get a one-time annual fee rebate for the Primary Cardholder (up to $180) and three Authorized Users (at $50 each): up to $330 value†
WestJet RBC® World Elite Mastercard® for Business
- Get up to 100,000 WestJet points* - up to $1,000 in travel value**
- Receive 35,000 welcome WestJet points upon your first purchase
- 10,000 welcome WestJet points up to twelve (12) weeks after your first purchase transaction date
- 20,000 WestJet Bonus Points if a total of $5,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions is posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date
- An additional 25,000 WestJet points if a total of $15,000 or more in Qualifying Transactions is posted to your Credit Card Account within the first 6 months from your Credit Card Account opening date
- Plus 10,000 WestJet Anniversary Points up to sixteen (16) weeks after the first-year anniversary of your Credit Card Account opening
- Offer period: August 25 - November 30, 2026
CIBC Aventura® Visa* Card for Business
Worth $700 at your spending
20,000 points after first purchase at any time
20,000 pts
10,000 points after first purchase if within the first 4 months
10,000 pts
40,000 points when you spend $35,000 in the first 12 months
40,000 pts
WestJet RBC® World Elite Mastercard® for Business
Worth $900 at your spending
Receive 45,000 welcome WestJet points after your first purchase
45,000 pts
Earn 20,000 WestJet points when you spend $5,000 in the first 3 months
20,000 pts
Earn 20,000 WestJet points when you spend $5,000 in the first 3 months
25,000 pts
Fees, rates and eligibility
What each card costs to hold and to use abroad, and who it's for.
Annual fee
Employee cards
Foreign transaction fee
Rewards
Network
CIBC Aventura® Visa* Card for Business
Interest rates
Purchase:
19.99%(1)
Cash Advance:
21.99%(1)
Recommended credit score
Income required
Min Personal Income:
$35,000
Min Household Income:
N/A
WestJet RBC® World Elite Mastercard® for Business
Interest rates
Purchase:
19.99%
Cash Advance:
22.99%
Balance Transfer:
22.99%
Recommended credit score
Income required
Min Personal Income:
$80,000
Min Household Income:
$150,000
How each card earns
The earn rates and caps, as each issuer sets them.
CIBC Aventura® Visa* Card for Business
- 2 points for every $1 spent on eligible travel purchased through the CIBC Rewards Centre.2 (CIBC by Expedia3)
- 1.5 Points for every $1 spent on eligible gas and electric vehicle charging4. Accelerate your savings with up to 10 cents off per litre on eligible gas.
- 1.5 points for every $1 spent on travel such as airlines, hotels, car rental agencies, cruise lines, travel agencies or tour operators, tour buses or bus lines4
- 1.5 points for every $1 spent on transportation such as local and suburban commuter passenger transportation, ferries, local water transportation, railways, limousines or cabs4
- 1.5 points for every $1 spent on eligible transportation services such as parking, tolls and truck rentals4
- 1 point for every $1 spent on all other purchases5
WestJet RBC® World Elite Mastercard® for Business
- Earn up to 6 WestJet points for every $1 spent on WestJet flights.1
- Earn 3 WestJet points for every $1 spent on WestJet Vacations1 and Sunwing Vacations.1
- Earn 3 WestJet points for every $1 spent on telecommunications, shipping and electronics purchases.2
- Earn 1.5 WestJet points for every $1 spent on all other purchases.1
Insurance and perks
What both cards include comes first in each list.
CIBC Aventura® Visa* Card for Business
Insurance
Lost or Stolen Baggage
$500Baggage Delay
$500Car Rental Damage & Theft
Up to 48 days (Max car MSRP of $85K)Common Carrier Travel Accident Insurance
$500,000Extended Warranty
1 yearPurchase Protection
90 daysTrip Cancellation
$1,000Trip Interruption
$2,000Flight Delay
$500
Perks
No extra perks.
WestJet RBC® World Elite Mastercard® for Business
Insurance
Lost or Stolen Baggage
$1,000Baggage Delay
$500Car Rental Damage & Theft
$65,000 car MSRP up to 15 daysCommon Carrier Travel Accident Insurance
$500,000Extended Warranty
1 yearPurchase Protection
90 daysTrip Cancellation
$1,500Trip Interruption
$5,000Flight Delay
$500Mobile Device Insurance
$2,000Hotel Burglary Insurance
$2,500Travel Medical Insurance (64 & under)
15 days (unlimited coverage)Travel Medical Insurance (65 to 75)
3 days
Perks
Airport Lounge - Dragon Pass
Pass only, must pay $32 USD per visitGas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada and 20% more Avion points at Petro-CanadaDiscount
Add your credit card to your DoorDash account and get a 12-month complimentary DashPass subscriptionStatus lift
With instant access to Silver status until December 31 of the following year, you’ll receive benefits like lounge passes, priority check-in and boarding, plus two free checked bags(5,6,7). Silver status can be maintained by a minimum annual spend of $30,000 on the card.
Our take
CIBC Aventura® Visa* Card for Business
If your business flies Air Canada regularly, this card pays for itself quickly. You get 2x Aeroplan points across a broad set of categories — travel, dining, shipping, telecom — plus tangible perks like free checked bags and Maple Leaf Lounge guest passes. The welcome offer of up to 75,000 points is generous, and the first-year fee is rebated. The catch: bonus earning is capped at $80,000 in annual purchases across the entire account, and the card’s value drops sharply if you don’t redeem through Aeroplan. Not the right pick for businesses that want cashback simplicity or fly with multiple airlines.
- First-year annual fee rebate
- Welcome offer up to 75,000 Aeroplan points
- Free first checked bag for the cardholder + companions
- Up to 4 Maple Leaf Lounge one-time guest passes per year (earned via spend)
- $180 annual fee
- Best value is for Air Canada / Aeroplan loyalists
- Bonus earning capped at $80,000 annual spend
- Welcome bonus requires significant spend to maximize ($40,000 in year one)
- Not a simple “cash back” style card for businesses that want easy redemption
WestJet RBC® World Elite Mastercard® for Business
The WestJet RBC World Elite Mastercard for Business is a niche but powerful card for business owners who consistently fly WestJet, offering industry-leading earn rates on travel and select business categories plus instant Silver status that meaningfully upgrades the travel experience. It stands out for how quickly it accelerates both points and elite status, making it one of the strongest airline co-branded business cards in Canada. However, its value is tightly tied to the WestJet ecosystem, so it’s less compelling if you want flexible rewards or don’t primarily fly WestJet. Overall, it’s a high-upside, low-flexibility card best suited for loyal WestJet flyers.
- Strong earn rates
- Solid travel perks and insurance
- Gas and food delivery discounts
- Instant WestJet Silver status
- Supplementary card fees
- Foreign transaction fees
- Rewards are largely locked into WestJet
- Requires high income / business thresholds to qualify
More business card comparisons
Each card against every other business card we review.
CIBC Aventura® Visa* Card for Business

vs Amex Aeroplan Business Reserve

vs Amex Business Gold

vs Amex Platinum Business

vs BMO CashBack Business Mastercard

vs BMO® Ascend World Elite®* Business Mastercard®*

vs CIBC bizline® Visa* Card

vs Marriott Bonvoy® Business American Express® Card

vs National Bank Business Mastercard

vs National Bank Platinum Business Mastercard

vs Ramp Corporate Card

vs RBC Avion Visa Infinite Business Credit Card

vs RBC® Business Cash Back Mastercard‡

vs Scotia Momentum Business Visa

vs Scotia Momentum® for business No Fee Visa* Card

vs Scotiabank Passport Business

vs TD Business Cash Back Visa* Card

vs TD Business Travel Visa* Card

vs TD® Aeroplan® Visa* Business Card

vs The RBC Avion Visa Business Credit Card
WestJet RBC® World Elite Mastercard® for Business

vs Amex Aeroplan Business Reserve

vs Amex Business Gold

vs Amex Platinum Business

vs BMO CashBack Business Mastercard

vs BMO® Ascend World Elite®* Business Mastercard®*

vs CIBC bizline® Visa* Card

vs Marriott Bonvoy® Business American Express® Card

vs National Bank Business Mastercard

vs National Bank Platinum Business Mastercard

vs Ramp Corporate Card

vs RBC Avion Visa Infinite Business Credit Card

vs RBC® Business Cash Back Mastercard‡

vs Scotia Momentum Business Visa

vs Scotia Momentum® for business No Fee Visa* Card

vs Scotiabank Passport Business

vs TD Business Cash Back Visa* Card

vs TD Business Travel Visa* Card

vs TD® Aeroplan® Visa* Business Card

vs The RBC Avion Visa Business Credit Card
Legal
CIBC Aventura® Visa* Card for Business
‡The CIBC and Skip+ Program consists of a: (i) 12-month free trial of a Skip+ membership, (ii) Skip welcome voucher, and (iii) discounted Skip+ subscription fee after the trial period ends (collectively, the “Offer”). To participate in the CIBC and Skip+ Program and receive the Offer, an eligible CIBC cardholder must: (i) actively opt-in to the Program by linking their eligible CIBC card with their Skip account through the Skip app or Skip website, and (ii) pay using their eligible CIBC card at checkout on eligible Skip+ orders (excluding payments made using a CIBC card through third party digital wallets). Following the end of the 12-month Skip+ free trial period, your Skip+ subscription will automatically renew at $6.99 plus tax per month (while available and subject to change) unless you cancel your subscription earlier or the Program or Offer ends.
Existing terms of your CIBC rewards program, credit card account and debit card continue to apply. Program and Offer subject to Skip+ membership terms and condition. Program may end at any time without notice. Offer may be withdrawn or changed without notice at any time, including without limitation, changes to the discounted monthly Skip+ subscription fee, the welcome voucher, and the length of time the discounted monthly Skip+ subscription fee is available. Conditions apply. For full terms and conditions, CIBC and Skip+ partnership page.
♢As part of the Skip+ program, subscribers are entitled to at least the following loyalty Benefits:
$0 delivery fee on orders placed at participating Partners, subject to a minimum spend of at least $15 (before associated taxes) in order to benefit from the Free Delivery Promotion. Such minimum order value may vary depending on the Partner selected, but will always be shown to you before placing your order on the platform. Participating partners may change at any time.
Discounted service fees: A saving of at least 40% off the regular Services Fees charged. Participating partners only. Participating partners will be identifiable when placing an order through the use of the Skip+ logo. You can check the Service Fee charged by each participating partner in the partner menu. Service Fees in general may vary between partners and locations.
Skip+ Members will be entitled to exclusive and/or priority access to promotions offered by Skip and its partners from time to time, provided you have not opted out of receiving marketing communications from Skip.
Additional promotional benefits, offers and rewards may additionally be made available from time to time, subject to any additional terms published alongside those offers or rewards.
Read the full program terms and conditions.
†To qualify for this offer, applications for a new CIBC Aventura® Visa* Card for Business must be submitted and approved beginning October 29, 2025.
In order to be eligible for this offer, client must abide by the terms and conditions set out in this footnote.
If an application for a new CIBC Aventura® Visa* Card for Business is submitted and approved, the Primary Cardholder can receive:
a) A welcome bonus of 20,000 Aventura Points after the first purchase is made at any time on the Credit Card Account.
b) Additional bonus of 10,000 Aventura Points after the first purchase is made within first 4 monthly statement periods.
c) An additional bonus of 40,000 Aventura Points if you have at least $35,000 in net purchases posted to the Credit Card Account during the first 12 monthly statement periods.
d) A one-time annual fee rebate for the Credit Card Account, including the Primary Cardholder and all Authorized Users set up at the time of the application.
Offer applies to newly approved Credit Card Accounts; transfers from another CIBC credit card to any CIBC Aventura® Visa* Card for Business (regardless of the annual fee) are excluded.
Credit Card Account must be open and in Good Standing at the time the Aventura Points are awarded. Aventura Points are awarded to the Primary Cardholder within 8 weeks after all qualifying net Purchase(s) are posted to the credit card account. The following do not qualify as Purchases: Cash Advances, Balance Transfers, CIBC Convenience Cheques, interest, fees, payments, and Aventura Points redemptions. It may take up to several business days for purchases to be posted to the Credit Card Account. This offer is non-transferable. This offer may be withdrawn or changed without prior notice at any time. CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Aventura card within the last 12 months. This offer may be revoked if the Business or any Cardholder appear to be manipulating or abusing it, or are engaged in any suspicious or fraudulent activity, as determined by CIBC in its sole discretion.
This offer does not apply to annual fees for additional Cards that are added after the application is submitted. This offer applies for the first year only. If the Business qualifies for the rebate, it will be awarded to the Credit Card Account and will appear as a credit against the applicable annual fee(s) within 2 statements after the eligible Credit Card Account is opened. The new Credit Card Account must be open and in Good Standing at the time the rebate is awarded.
If the application for an eligible card is not approved, you may be considered for another card (as disclosed in the credit card application). If the application is approved for that card, this annual fee rebate offer will apply in the amount of the annual fee, if any, of the alternate card or Credit Card Account, as applicable.
The over $1,800 value is based on the combined total value of: the maximum redemption value of $1,600 for 70,000 Aventura Points on two long-haul airfares ($800 travel value each), based on the Aventura Airline Rewards Chart, before taxes and other charges, as of March 1, 2023; and an annual fee rebate for the first year (up to $180) for the Primary Cardholder and three additional cards ($150).
For full details, review the maximum ticket prices and Aventura Flight Rewards Chart at the CIBC Rewards Centre. Some airlines may impose fees, restrictions or other conditions on air travel.
To obtain an Airline Travel Reward using the Aventura Airline Rewards Chart, you must redeem at least 80% of the total number of Aventura Points required to purchase it. If you don’t have enough Aventura Points to purchase an Airline Travel Reward in full (but have at least 80% of the required number of Aventura Points), you may have the Centre charge an amount to your Card to cover the Points Deficit, excluding Taxes and Other Charges. For a business class flight, you may have the Centre charge an amount to your Card to cover the Points Deficit for an economy class ticket in the same flight segment as the business class ticket you want, excluding Taxes and Other Charges. If you have the Centre charge an amount to your Card to cover the Points Deficit for an Airline Travel Reward and you are advised that the Aventura Travel Reward is refundable, then, in the event of a refund, the amount previously charged to your Card will not be refunded to your Credit Card Account and instead you will receive Aventura Points equal to the Points Deficit.
Capitalized terms used and not defined herein have the meanings given to them in the CIBC Business Cardholder Agreement (Personal Liability).
1Interest rates may change from time to time. "Purchase" means card purchases less returns and does not include: Cash Advances, Balance Transfers and CIBC Convenience Cheques. "Cash" means Cash Advances, Balance Transfers and CIBC Convenience Cheques.
For CIBC Aventura Visa Card for Business with an annual fee of $180: the annual interest rates are 12.99%, 15.99% or 18.99% for Purchases and 14.5%, 17.5% or 21.5% for Cash Advances, Balance Transfers and CIBC Convenience Cheques. The annual interest rates assigned to the Account will be based on your personal credit bureau and other information at the time the request is processed.
For CIBC Aventura Visa Card for Business with an annual fee of $120: the annual interest rates are 19.99% for Purchases and 21.99% for Cash Advances, Balance Transfers and CIBC Convenience Cheques.
2Bonus (double) Aventura Points are earned on each dollar charged to the card on CIBC Rewards Centre travel purchases other than taxes, insurance, service charges or similar items. Aventura Points are not earned on travel obtained by redeeming Aventura Points.
3CIBC is not a travel supplier or a travel agency. Independent third party service providers and suppliers may provide supplies and services for CIBC by Expedia, including the Website. CIBCByExpedia.com website is operated by Expedia, Inc. All travel services are provided by Expedia, Inc., Tour East Holidays (Canada) Inc. (as air ticket fulfilment service provider for Expedia, Inc.). Additional Expedia terms and conditions apply.
4Earn 1.5 Aventura Points on each $1.00 in purchases (net of and/or less returns) at merchants classified in the credit card network as service stations/automated gas dispensers, electric vehicle charging with a merchant category code of MCC 5552, airlines, hotels, car rental agencies, cruise lines, travel agencies/tour operators, tour buses/bus lines, local/suburban commuter passenger transportation, ferries, local water transportation, railways, limousines/cabs and certain other transportation services (such as parking, tolls and truck rentals).
The 1.5 bonus Aventura Points offer is only available on the first $80,000 in net annual card purchases on the account (meaning all card purchases by all cardholders, at any type of merchant); after which, Aventura Points are earned at the regular rate on net card purchases. The $80,000 annual limit will reset to zero on the day after the December statement is printed.
Terms, conditions and eligible merchant categories may change at any time without notice.
5Aventura Points are earned on card purchases less returns, and not on Cash Advances, Balance Transfers, CIBC Convenience Cheques, interest, fees, payments or Aventura Points redemptions.
Aventura Points may not be credited if the CIBC Aventura Visa Card for Business account is not in Good Standing during a monthly statement period (otherwise Aventura Points earned in the monthly period are cancelled). Aventura Program is subject to change; refer to rewards.cibcrewards.com.
6Aventura Points will be cancelled if they remain unredeemed for 60 days after you voluntarily close your Aventura credit card account or within 12 months of the primary cardholder’s death.
7Aventura Points can be redeemed when purchased through the CIBC Rewards Centre. For complete details, visit CIBC Rewards Centre at cibcrewards.com
8Only the Primary Cardholder is permitted to perform a “Payment with Points” or “Financial Product with Points” redemption. Other Cardholders are not eligible. Redemptions are non-refundable, non-exchangeable and non-transferable unless you are advised otherwise. Requested redemption amount must be equal to or less than the available points balance. Points to dollars conversion ratio is determined by CIBC and can be changed at any time without notice. Payment with Points redemption towards credit card balances will be reflected within five business days. Information on using Points towards outstanding principal and CIBC financial products, including registered savings accounts and Investor’s Edge accounts, can be found on the CIBC Payment with Points page.
All Aventura Program rewards displayed above are subject to availability.
9CIBC Rewards Program clients may “transfer,” which means move, the Aventura points earned from eligible Aventura credit card accounts, where they are the primary cardholder or Rewards Officer. Transferring Points can be done between Aventura credit cards through the CIBC Rewards Centre or by calling 1-888-232-5656. Authorized Users cannot perform points transfer transactions, but will be able to view any points transfer activity on the Primary’s account in their account history. Points entered must be positive and within the minimum of 1 and the maximum of total points available in the account, at the time of performing points transfers. The Credit Card Accounts that you wish to transfer points between must be in good standing.
10Aventura Points can be redeemed for up to 100% of the cost of airfare as well as (if you have sufficient points) for taxes and other charges on airfare purchased through the CIBC Rewards Centre. You must book all flights through the CIBC Rewards Centre. Some taxes and other charges may be collected locally or when you are travelling, and cannot be prepaid. Ask an Aventura Travel Assistant for details.
11Insurance coverage(s) included with CIBC credit cards are underwritten by Belair Insurance Company Inc. You may contact the insurer at 1-866-363-3338 in Canada and the U.S. or collect from elsewhere at 905-403-3338 or visit cibc.client.insure. Different cards will have different coverage(s). To learn about which coverage(s) are included with a specific card, and important information regarding coverage eligibility requirements, benefits, limitations and exclusions, review the Certificate(s) of Insurance in your card package and CIBC Agreements and Insurance. Some insurance coverage(s) require purchase(s), car rentals, common carrier fares, accommodations and other trip costs to be charged to the card, or be for business purposes, to activate coverage. Other conditions may also apply. Car Rental Collision/Loss Damage Insurance (CLDI) is available for a rental period of up to 48 days for rental vehicles with a MSRP of up to $85,000 CAD and not otherwise excluded from coverage. The full cost of the rental must be charged to the card and the rental agency’s Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) must be declined. CLDI provides coverage up to the actual cash value (ACV) of the rental vehicle as defined in your Certificate of Insurance. Note that some rental agencies may assess their damages at an amount greater than the ACV of the rental vehicle and you may be liable to them for the difference. Before declining the rental agency's CDW or LDW, you should read carefully and compare the terms of the rental agreement, the CLDI Certificate of Insurance in your card package and any other insurance you own to decide which coverage best meets your protection needs. Trip Cancellation and Trip Interruption Insurance may not cover certain health/medical conditions that are not stable before your trip. Certain coverages are “excess insurance” (all other sources of insurance and recovery must be exhausted before coverage is available).
12CIBC Travel Insurance is underwritten by member companies of The Co-operators, and is administered by TIC Travel Insurance Coordinators Ltd. No insurance is payable for any pre-existing condition unless you have applied and qualified for pre-existing condition coverage and received a Guarantee of Coverage from the insurer. A detailed summary of the terms, conditions, limitations, exclusions and other provisions are contained in the Certificate of Insurance, which you receive upon purchase.
All information is valid at the time of publication and is subject to change without notice.
WestJet RBC® World Elite Mastercard® for Business
® / ™Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
‡All other trademarks are the property of their respective owner(s).
*This offer only applies to new applications for a WestJet RBC World Elite Mastercard for Business credit card received between August 25, 2026, and November 30, 2026 (“Offer Period”) and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Only the primary business owner on the WestJet RBC World Elite Mastercard for Business credit card account (“Credit Card Account”) is eligible for the offer; any additional business owner(s) and cardholder(s), existing WestJet RBC World Elite Mastercard for Business cardholders as of the offer eligibility period, as well as existing cardholders of any RBC Business credit cards transferring to a WestJet RBC World Elite Mastercard for Business credit card as of the Offer Period, are not eligible for this offer.
You will receive 45,000 welcome WestJet points (“Welcome Points”) distributed as follows:
• You will receive 35,000 welcome WestJet points upon your first purchase. The Welcome Points will appear on your monthly statement and in your WestJet Rewards account, accessible at westjet.com/account up to six (6) weeks after your first purchase transaction date.
• You will receive 10,000 welcome WestJet points up to twelve (12) weeks after your first purchase transaction date, provided your first purchase is posted to your Credit Card Account within the first three (3) months from your Credit Card Account opening date.
You will be eligible to receive up to 45,000 bonus WestJet points if you meet the conditions below:
You will receive 20,000 WestJet Points (“Bonus Points”) if (i) a total of $5,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) is posted to your Credit Card Account within the first 3 months from your Credit Card Account opening date (“3-month Period”). The Bonus Points will appear on your Credit Card Account monthly statement and your WestJet Rewards account approximately sixty (60) days after the 3-month Period.
You will receive an additional 25,000 WestJet points (“Additional Bonus Points”) if a total of $15,000 or more in Qualifying Transactions is posted to your Credit Card Account within the first 6 months from your Credit Card Account opening date (“6-month Period”). The Additional Bonus Points will appear on your Credit Card Account monthly statement and your WestJet Rewards account approximately sixty (60) days after the 6-month Period.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and credits for returns and adjustments will reduce the amount of your Qualifying Transactions. The amounts of $5,000 and $15,000 are calculated based on the transaction posting date of each Qualifying Transaction, not the transaction date. For example, this means that transactions that take place prior to the last day of the 3-month Period will not count toward the $5,000 if they have not yet been posted or processed by the merchant, the payment network (Mastercard) or Royal Bank by the last day of the 3-month Period. However, these Qualifying Transactions may count toward the $15,000 for the 6-month Period if they are posted to your Credit Card Account right after the 3-month Period.
For more clarity, the amount of $5,000 in Qualifying Transactions and the amount of $15,000 in Qualifying Transactions are not cumulative, meaning that if a total of $15,000 in Qualifying Transactions is posted to your Credit Card Account within the first 6 months from your Credit Card Account opening date, including $5,000 within the first 3 months, you’ll be eligible for the Bonus Points and the Additional Bonus Points, provided you meet all other conditions. However, if you do not spend $5,000 in Qualifying Purchases within the first 3 months of your Credit Card Account opening date, but spend a total of $15,000 in Qualifying Purchases in the first 6 months from your Credit Card Account opening date, you will not be eligible for the Bonus Points but you will be eligible to receive the Additional Bonus Points, provided you meet all other conditions. Only Qualifying Transactions made by the primary owner on the Credit Card Account count toward the amount of $5,000 and $15,000 in Qualifying Transactions.
You will receive an additional 10,000 WestJet points (“Anniversary Points”) up to sixteen (16) weeks after the first-year anniversary of your Credit Card Account opening.
The Welcome Points, Bonus Points, Additional Bonus Points and Anniversary Points will be awarded to your WestJet Rewards account, accessible at westjet.com/account, and appear on your monthly credit card statement, provided your Credit Card Account is open and in good standing at the time they are awarded to your WestJet Rewards account, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time.
If you close your Credit Card Account or change it for another type of RBC Royal Bank credit card before the Welcome Points, the Bonus Points, the Additional Bonus Points and/or the Anniversary Points have been awarded to your account, you may lose the benefit of the offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank and WestJet reserve the right to modify, cancel or withdraw this offer at any time without notice, even after your application has been approved, including if we suspect that you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by us in our sole discretion.
**Based on the redemption rate of 100 WestJet points for $1 CAD towards the payment of the base fare of an eligible flight or a WestJet Vacations package, 100,000 WestJet points have a redemption value of $1,000 towards an eligible flight or a WestJet Vacations package. For complete details, visit https://westjet.com/redeem.
1Earn 3 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations and Sunwing Vacations, and 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC World Elite Mastercard for Business. The additional 1.5 WestJet points per $1 spent on eligible WestJet flights, WestJet Vacations and Sunwing Vacations (i) are in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded if WestJet, WestJet Vacations or Sunwing Vacations appears as the merchant on your monthly credit card statement. This means that if you purchase WestJet flights, WestJet Vacations or Sunwing Vacations from a travel agency or a third-party booking site, you may not be eligible for the additional 1.5 WestJet points per $1. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. If you are a Silver Member, you will earn 3 additional WestJet points per $1 spent on eligible WestJet flights (including base fares and surcharges, seat selection, checked bags and cabin upgrades purchases, but excluding taxes), which totals 6 WestJet points per $1 spent, when you pay with your WestJet RBC World Elite Mastercard for Business. The 3 additional WestJet points per $1 spent on eligible WestJet flights (i) are in addition to the 3 WestJet points per $1 you earn on eligible WestJet flights and are calculated separately, and (ii) will only be awarded (a) if WestJet appears as the merchant on your monthly credit card statement, (b) as long as you remain a Silver status member, and (c) within 30 days of completion of travel.
2Earn 3 WestJet points per $1 spent on Telecommunications, Electronics and Shipping services purchased from merchants classified by the following eligible Mastercard’s Merchant Category Codes (“Eligible MCCs”) and 1.5 WestJet points per $1 spent on all other purchases when you pay with your WestJet RBC® World Elite Mastercard for Business‡.
Eligible MCCs are:
Telecommunications MCCs:
- 4812 Telecommunication Equipment Including Telephone Sales
- 4814 Telecommunication Services including, but not limited to, prepaid phone services and recurring phone services
Electronics MCCs:
- 5045 Computers, Computer Peripheral Equipment, Software
- 5732 Electronic Sales
- 5734 Computer Software Stores
Shipping MCC:
- 4215 Courier Services: Air and Ground, Freight Forwarders
The additional 1.5 WestJet points per $1 spent on Telecommunications, Electronics and Shipping services (i) are in addition to the 1.5 WestJet points per $1 you earn on all other purchases and are calculated separately, and (ii) will only be awarded on purchases made at merchants classified by an Eligible MCC.
Even though some merchants may sell Telecommunications, Electronics or Shipping services, purchases made at these merchants may not necessarily qualify for the additional 1.5 WestJet points per $1 if the merchant is not classified by an Eligible MCC. Also, merchants that are not classified by an Eligible MCC may be located on the premises of other vendors that are classified by an Eligible MCC, and purchases made at these merchants may not qualify for the additional 1.5 WestJet points per $1.
Royal Bank of Canada (“Royal Bank”) cannot guarantee that a merchant selling Telecommunications, Electronics or Shipping services is classified by an Eligible MCC and in no event will Royal Bank be liable or responsible for any claims with respect to purchases made at a merchant that is not classified by an Eligible MCC. WestJet points are earned on net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges or fees, and credits for returns and adjustments will reduce or cancel the WestJet points earned by the amounts originally charged. Royal Bank and WestJet reserve the right to cancel, modify or withdraw this benefit at any time.
3All WestJet points earned by all cardholders on a WestJet RBC® World Elite Mastercard for Business‡ account will be awarded to the primary business cardholder only, whether or not the primary business cardholder is a business owner, a signing authority or an employee.
4WestJet points can be used towards payment of: (1) WestJet-marketed base fares; (2) certain WestJet ancillaries, such as checked baggage, cabin upgrades and pre-reserved seats; (3) all taxes, fees and other ATC (Air Transportation Charges) on WestJet-marketed flights; (4) WestJet Vacations, eligible Sunwing Vacations or WestJet Vacations Quebec; (5) purchases from participating designated partners; and (6) purchases through the WestJet eStore. No retroactive redemption of WestJet points will be permitted. Minimum redemption of 2,500 WestJet points applies when purchasing UltraBasic, Economy, Premium and Business fares; the entire base fare and other Air Transportation Charges (Other ATC) must be paid with WestJet points when purchasing a Member Exclusive fare. A minimum redemption amount of 5,000 WestJet points per booking applies for WestJet Vacations bookings, Sunwing Vacations bookings or WestJet Vacations Quebec bookings. Other restrictions may apply and are subject to change at any time. Full details available at westjet.com/redeem(opens to external site).
5The primary cardholder on a WestJet RBC® World Elite Mastercard for Business‡ account (“Primary Business Cardholder”) will enjoy all the benefits of WestJet Silver status (“Silver Benefits”), starting within ten (10) days from their WestJet RBC® World Elite Mastercard for Business‡ account (“WestJet RBC Business Account”) approval date, until December 31st of the following calendar year (“First Year Silver Benefit”).
Once the First Year Silver Benefit expires, the Primary Business Cardholder will continue to enjoy the Silver Benefits for the next Qualifying Year (as defined below) if a total of at least $30,000 in Eligible Purchases (as defined below) was charged to their Eligible WestJet RBC Business Account in the preceding Qualifying Year (“Subsequent Silver Benefit”), and so on thereafter.
“Eligible Purchases” means the total of net purchase transactions, made by all cardholders on the WestJet RBC Business Account, that appear on the Eligible WestJet RBC Business Account monthly statements prepared during a Qualifying Year (as defined below), minus returns, other credits, fees, interest charges, and cash advances (such as balance transfers, cash-like transactions and bill payments that are not pre-authorized charges set up with a merchant).
“Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible WestJet RBC Business Accounts, it means the period between the first WestJet RBC Business Account’s monthly statement date, and December 31.
If, while enjoying the First Year Silver Benefit or a Subsequent Silver Benefit, a total of less than $30,000 in Eligible Purchases is charged to their Eligible WestJet RBC Business Account during that Qualifying Year, the Primary Business Cardholder will lose the Silver Benefits starting on the following January 1st. Thereafter, each time at least $30,000 in Eligible Purchases is charged to their Eligible WestJet RBC Business Account at any time during a Qualifying Year, the Primary Business Cardholder will re-gain access to Silver Benefits starting on the first day of the following account statement period, and will enjoy the Silver Benefits until December 31st of the following Qualifying Year.
To establish if a minimum of $30,000 in Eligible Purchases was charged to a Eligible WestJet RBC Business Account in a Qualifying Year, we will look at the Eligible Purchases posted to the Eligible WestJet RBC Business Account until the December monthly statement date (that is the date the statement is prepared). This means that some purchases made in December may not count towards the $30,000 in Eligible Purchases for that Qualifying Year. For example, if monthly statements are prepared on the 27th day of each month and a purchase is made on December 28, the transaction will be posted to the January monthly statement and will not count towards the $30,000 in Eligible Purchases for the current Qualifying Year. Eligible Purchases will reset to zero (0) at the beginning of each Qualifying Year.
First Year Silver Benefit and Subsequent Silver Benefit (i) are solely for the benefit of the Primary Business Cardholder whose Eligible WestJet RBC Business Account is open and in good standing, whether the Primary Business Cardholder is a business owner, a signing authority or an employee, (ii) are not transferrable, (iii) do not provide the Primary Business Cardholder with the 4,000 CAD in tier qualifying spend normally required to achieve Silver status, (iv) do not replace nor override any higher WestJet tier status the Primary Business Cardholder may otherwise be enjoying in accordance with the WestJet Rewards Program, and (v) are not available to existing or former WestJet RBC® World Elite Mastercard for Business‡ primary business cardholders, applying for or transferring to a WestJet RBC® World Elite Mastercard for Business‡.
For more information on the Silver Benefits, visit westjet.com/silver(opens to external site)
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and providing Silver Benefits to eligible Primary Business Cardholders. For full Program terms and conditions, visit www.westjet.com(opens to external site).
6Primary cardholders on a WestJet RBC World Elite Mastercard and/or WestJet RBC® World Elite Mastercard for Business‡ credit card account (“Eligible Cardholder(s)”) have access to an improved version of “Status Lift”, an annual benefit to help Eligible Cardholders achieve the Silver, Gold or Platinum status faster each year, by providing them a supplemental method to earn tier qualifying spend https://www.westjet.com/en-ca/rewards/terms-conditions(opens to external site).
Eligible Cardholders will earn the equivalent of 200 CAD in tier qualifying spend for every $5,000 in Eligible Purchases (as defined below) (“Status Lift”) charged to their WestJet RBC World Elite Mastercard and/or WestJet RBC® World Elite Mastercard for Business‡ credit card account (each, an “Eligible RBC World Elite Account”) during a Qualifying Year (as defined below). Status Lift(s) will be added to their other tier qualifying spend and count towards reaching their next WestJet Rewards tier. If an Eligible Cardholder has two (2) Eligible RBC World Elite Accounts, the Eligible Purchases (as defined below) made with both accounts will be combined towards reaching the $5,000 in Eligible Purchases. “Eligible Purchases” means the total of net purchase transactions, made by all cardholders on the Eligible RBC World Elite Account, that appear on the Eligible RBC World Elite Account monthly statements prepared during a Qualifying Year (as defined below), minus returns, other credits, fees, interest charges, and cash advances (such as balance transfers, cash-like transactions and bill payments that are not pre-authorized charges set up with a merchant).
“Qualifying Year” means January 1 to December 31 of each calendar year. For new Eligible RBC World Elite Accounts, it means the period between the first Eligible RBC World Elite Account’s monthly statement date, and December 31.
A Status Lift may be awarded up to fifty (50) times per Qualifying Year, which is equivalent to 10,000 CAD in tier qualifying spend. A Status Lift will be awarded approximately ten (10) business days after the monthly statement date for which the $5,000 in Eligible Purchases is reached.
For each Qualifying Year, Status Lifts are awarded based on the total Eligible Purchases posted to an Eligible RBC World Elite Account(s) until the December monthly statement date (that is the date the statement is prepared). This means that some purchases made in December may not count towards the $5,000 in Eligible Purchases for that Qualifying Year. For example, if monthly statements are prepared on the 27th day of each month and a purchase is made on December 28, the transaction will be posted to the January monthly statement and will not count towards the $5,000 in Eligible Purchases for the current Qualifying Year. Status Lift(s) and Eligible Purchases will reset to zero (0) at the start of each Qualifying Year.
For an Eligible Cardholder to earn a Status Lift, their Eligible RBC World Elite Account must be open and in good standing at the time the Status Lift is awarded. If an Eligible RBC World Elite Account is closed before the end of a Qualifying Year, WestJet reserves the right to remove any Status Lift(s) and/or tier upgrade(s) the Eligible Cardholder may have received through this benefit.
Tier qualifying spend earned through Status Lift have no monetary or other exchange value and cannot be sold or transferred.
WestJet and Royal Bank of Canada reserve the right to change or withdraw the Status Lift benefit at any time.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Rewards Program (“Program”), the terms of the Program (including earning, redemption and administration of WestJet points), Program changes and providing Silver Benefits to eligible Primary Business Cardholders. For full Program terms and conditions, visit www.westjet.com(opens to external site).
7Mastercard Travel Pass, provided by DragonPass, is being provided as a benefit to cardholders with eligible and valid WestJet RBC® World Elite Mastercard for Business‡. Each eligible World Elite Mastercard cardholder is entitled to a complimentary membership to DragonPass Airport Lounges Program (as long as they remain a World Elite Mastercard for Business cardholder). Cardholders must enroll for this benefit through downloading the Mastercard Travel Pass app and register at https://mastercardtravelpass.dragonpass.com/(opens to external site) using their eligible Credit Card. Enrollment for the Program must be completed using the Cardholder’s First and Last Name as set out on their respective Passport (or other government issued ID used for travel within Canada), as it will be required for verification when the Cardholder is attempting to access a participating lounge. All lounge visits, for the Cardholder and their accompanying guests, are subject to a fee of $32 USD (subject to change) per person, per visit. Applicable lounge access charges will be billed to the Eligible Credit Card connected to the Cardholders' Program membership. Membership includes access to any airport lounge participating in the Program. Once the Cardholder has enrolled in the Program, the Cardholder may use one of three (3) ways to access their lounge benefits: (i) present their valid Eligible Credit Card; (ii) show their digital membership card and QR Code within the Program App or Website; (iii) present their printed or emailed e-Certificate containing the membership card and QR Code. The Program membership will be suspended if the Eligible Credit Card is cancelled or inactive, is no longer linked to the Program membership, or if the Eligible Credit Card is no longer a product participating in the Program. It is the responsibility of the Cardholder to ensure their Eligible Credit Card details are updated within the Program if there are any changes. If the Cardholder is using a printed or emailed e-Certificate as their method of lounge access, they will need to obtain a new e-Certificate if there are any changes to their Eligible Credit Card details. Unless suspended or cancelled, the Program membership will automatically renew annually on the anniversary date (i.e. when the Cardholder enrolled in the Program). The Program membership may be suspended if your Eligible Credit Card is no longer in good standing. To view a full list of participating airport lounges, their facilities, opening times and restrictions, Cardholders can visit the Program App and Website for more information. Enrolled Cardholders are subject to Terms and Conditions for the Global Airport Lounge Access Program and the individual lounge operators’ terms of use for the participating lounges visited, available through the Program App and Website. The Program Terms and Conditions will also be sent to the Cardholder via email once enrollment is complete. In addition to lounge access, enrollment in the Program will also allow cardholders to access additional benefits and offers. To view a full list of benefits and offers available for the Cardholders’ Eligible Credit Card, Cardholders can visit the Program App and Website for more information. Cardholders who participate in or use any of the benefits or offers presented through the Program are subject to the relevant Terms and Conditions for the applicable benefit or offer, as outlined in the Program App and Website. Cardholders who participate in the Program are subject to the DragonPass Terms of Use, Terms of Service and Privacy Policy and Mastercard’s Privacy Notice. By enrolling in the Program and using the benefits and offers presented through the Program, the Cardholder acknowledges that DragonPass may share Cardholders’ Program data with Mastercard and/or Royal Bank of Canada (“RBC”) in order to facilitate the Program, subject to Mastercard and RBC’s own privacy policies. The Program services and benefits are provided by DragonPass and applicable third party offer providers, and neither Mastercard nor RBC is responsible for any claims or damages arising from participation in the Program. Mastercard reserves the right to modify or cancel this Program at any time and without prior notice. For full terms and conditions, visit https://mastercardtravelpass.dragonpass.com/terms-and-conditions(opens to external site)
8The primary cardholder on a WestJet RBC World Elite Mastercard for Business account (“Primary Business Cardholder”) will be automatically enrolled in the WestJet Biz Program Tier 1 (“Program”), starting within ten (10) business days from their WestJet RBC World Elite Mastercard for Business (“WestJet RBC Business”) account approval date, until December 31st of the following calendar year (“Offer Period”).
Once the Offer Period expires, the Primary Business Cardholder will continue to be eligible for the Program until the following December 31 if at least one (1) WestJet flight, booked through the WestJet Biz booking channel https://westjetbiz.westjet.com/login.html(opens to external site), was purchased using to their WestJet RBC Business card during the Offer Period.
Thereafter, the Primary Business Cardholder will continue to be eligible for the Program until the following December 31 if at least one (1) WestJet flight, booked through the WestJet Biz booking channel https://westjetbiz.westjet.com/login.html(opens to external site), was purchased using their WestJet RBC Business card during the preceding calendar year, and so on.
If the Primary Business Cardholder does not book least one (1) WestJet flight through the WestJet Biz booking channel https://westjetbiz.westjet.com/login.html(opens to external site) using their WestJet RBC Business card during the Offer Period or a subsequent calendar year, as applicable, the Primary Business Cardholder will no longer be eligible for the Program starting on the following January 1st, the standard WestJet Biz Program will apply going forward, and the Primary Business Cardholder will not be able to re-gain access to the Program.
If the Primary Business Cardholder closes their WestJet RBC Business card, the Primary Business Cardholder will no longer be eligible for the Program starting within ten (10) days from their WestJet RBC Business card closure date, and the standard WestJet Biz Program will apply going forward. In order to take advantage of the WestJet Biz Program discounts and tracking, all business travel bookings are required to be completed via WestJet Biz booking channel https://westjetbiz.westjet.com/login.html(opens to external site).
Prior to making a booking in WestJet Biz booking channel https://westjetbiz.westjet.com/login.html(opens to external site), your company must agree to the WestJet Biz Program Terms and Conditions, which are available upon first registration.
All canceled flights with nonrefundable credits will be placed into a Corporate Travel bank.
Booking made and tickets purchased by the Company with the discounts shall be for the sole use of company employees travelling on Company business and paid by the Company.
Discounts provided under this program do not apply to fees, taxes, surcharges, WestJet Vacations packages or group bookings made through the WestJet Group Sales Department.
Discounts do not apply to interline or code-share flights, except for Delta Air Lines flight booked through the WestJet Biz booking tool.
WestJet, not Royal Bank of Canada, is solely responsible for the WestJet Biz Program/Tier 1. For more information, and for terms and conditions, please visit: https://westjetbusinesstravel.com/(opens to external site)
9Valid from 10/01/2024 and can be redeemed once per calendar year. Eligible World Elite Mastercard cardholders and Mastercard World Elite for Business cardholders* can redeem a FlexiRoam eSIM and a 3x1GB global** data roaming plan at no additional cost by using your eligible Mastercard payment card (the "Program Benefit"). Eligible cardholders will need to register by creating a FlexiRoam account. To determine eligibility, enter your full 16-digit Mastercard card number when prompted in the FlexiRoam Mobile Application on the FlexiRoam landing page/browser. Upon verification of your eligibility, you must complete the full enrolment process to utilize the Program Benefit. For subsequent purchases, a 15% discount will be automatically applied.
The FlexiRoam eSIM and the 3x1GB global data roaming plans must be activated within the calendar year following enrollment and each will be valid for 5 days from the date of activation.
Benefit can only be redeemed once. For subsequent purchases, a 15% discount will be automatically applied.
Terms, conditions, pricing, special features and service and support options subject to change or cancellation without notice. Mastercard reserves the right to modify or cancel this Program Benefit at any time without notice. In order to redeem the Program Benefit, you acknowledge that you are entering into an agreement with FlexiRoam. By agreeing to the terms thereof, you acknowledge and agree that neither Mastercard nor any participating financial institution card issuer has any involvement or responsibility for the provision of any FlexiRoam benefit, subscription, products or services, and are not responsible for any claims or damages arising from their use thereof.
This Program Benefit is non-transferable and may be terminated for any breach of the FlexiRoam terms and conditions. The offer cannot be combined with any other FlexiRoam offer. Your use of the Program Benefit is subject to FlexiRoam’s terms and conditions and other applicable legal terms and conditions available at https://www.FlexiRoam.com/terms-and-conditions/(opens to external site). Additional eligibility restrictions, exclusions, and terms apply. See full terms and conditions.
*The following cards issued in Canada: World Elite Mastercard and Mastercard World Elite for Business if eligible. Check here for eligibility: mastercard.FlexiRoam.com/canada(opens to external site).
**Cardholders cannot data roam using FlexiRoam in North Korea, Ukraine, Western Sahara & Tanzania
For more information about the benefit https://mastercard.flexiroam.com/en/Canada(opens to external site)
10All insurance is subject to terms, conditions, limitations, and exclusions. Please refer to the insurance certificate included in your Welcome Kit for complete details or visit westjet-world-elite-business-mastercard-insurance-and-protection.pdf
11Coverages are underwritten by RBC Insurance Company of Canada and by Aviva General Insurance Company.
12Under 65 years of age, 15 days of coverage. For age 65 and over, 3 days of coverage. Coverage underwritten by RBC Insurance Company of Canada.
13Trip Cancellation insurance is subject to a limit of $1,500 for each Covered Person (to an overall maximum of $5,000 for all Covered Persons) per trip, and it protects eligible cardholders against the cost of non-refundable prepaid travel arrangements that were purchased with your WestJet RBC® World Elite Mastercard for Business‡ card, and/or WestJet points, if the trip is cancelled prior to your departure due to an unexpected or unforeseen covered risk. Trip Interruption insurance is subject to a maximum limit of $5,000 for each Covered Person, per trip, for a total maximum of $25,000. This coverage provides reimbursement for the non-refundable unused portion of your prepaid travel arrangements purchased with your WestJet RBC® World Elite Mastercard for Business‡ card, and/or WestJet points and interrupted, due to a covered risk, including the extra costs of economy class transportation to your departure point. Please refer to the Insurance Certificate for complete details regarding these coverages. Coverage underwritten by RBC Insurance Company of Canada.
14Coverage underwritten by RBC Insurance Company of Canada.
15Coverage underwritten by Aviva General Insurance Company.
16RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.
17Cash advances, including cash withdrawals from an ATM, can be made up to your available credit and daily limits. There is no interest-free period for cash advances, which means that interest is charged from the day the cash advance is made until we receive your payment for the total amount you owe. Cash advance fees may apply depending on the type of cash advance. Please refer to your RBC Royal Bank Business Credit Card Agreement for more details.
18To participate in this offer, you must have an RBC debit or credit card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“Eligible RBC Card”). When you participate in the Linked Loyalty Offers as a Business RBC Client, you will only be able to link up to two (2) Eligible Business RBC Credit Cards and one (1) RBC Client Card to a Petro-Points Account. You must be enrolled in RBC Online Banking for business in order to link your Eligible RBC Card to your Petro-Points card. Card linking may take up to two (2) business days to process before savings and bonus points can be applied to purchases. Each time you use your linked Eligible RBC Card to purchase any grade of gasoline, including diesel, at a retail Petro-Canada location, you will save three cents ($0.03) per litre at the time of the transaction. For more information, visit rbc.com/linkbusiness(opens new window).
19To participate in this offer, you must have an eligible RBC Debit Card, Personal Credit Card or Business Credit Card which is issued by Royal Bank of Canada (excluding RBC commercial credit cards) (“RBC Card”). An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one (1) RBC Debit Card to a Be Well Card. For complete details, including the definition of the capitalized terms used in the disclosures below, please see full Terms and Conditions at rbc.com/rexallterms(PDF). You must be enrolled in RBC Online Banking in order to link your RBC Card to your Be Well Card. Card linking may take up to two (2) business days to process before Be Well points can be applied to purchases. Each time you scan your Be Well Card and pay with your Linked RBC Card, you will earn 50 Be Well points for every $1 spent on eligible purchases at Rexall Locations. For full details and defined terms, visit Be Well Terms and Conditions available at letsbewell.ca/terms-conditions(opens to external site). Be Well points are not awarded on taxes, tobacco products, products containing codeine, lottery tickets, alcohol, bottle deposits, gift cards, prepaid cards and wireless or long distance phone cards, event tickets, transit tickets and passes, post office transactions, stamps, passport photos, cash back, gifts with purchases, delivery charges, environmental levies, Home Health Care services/rentals and any other products or services that we may specify from time to time or where prohibited by law.
20To receive a complimentary DashPass subscription for $0 delivery fees on orders of $15 or more at eligible restaurants when you pay with your WestJet RBC® World Elite Mastercard for Business‡, you must subscribe to DashPass by adding your WestJet RBC® World Elite Mastercard for Business‡, accept the DoorDash terms and conditions, and activate your benefit by clicking “Activate Free DashPass”. For full program details visit rbc.com/doordashterms(PDF). If you are an existing DashPass subscriber and have already added WestJet RBC® World Elite Mastercard for Business‡to your account, you must activate your benefit by clicking “Activate Free DashPass”. For full program details visit rbc.com/doordashterms(PDF). If you have been charged for DashPass, you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. For all clients, by clicking on “Activate Free DashPass”, you agree to the DoorDash terms and conditions, which can be found at rbc.com/doordashterms(PDF). Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on your WestJet RBC® World Elite Mastercard for Business‡ account. The DashPass monthly subscription fee will be waived (“Complimentary DashPass Subscription”) and you will receive a 12 month Complimentary DashPass Subscription. DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets (like Apply Pay and Google Pay) are not eligible for the Complimentary DashPass Subscription. Your WestJet RBC® World Elite Mastercard for Business‡may only be used with one DoorDash account to receive a Complimentary DashPass Subscription. Once you have received a Complimentary DashPass Subscription, you cannot use the same WestJet RBC® World Elite Mastercard for Business‡ to obtain a Complimentary DashPass Subscription with another DoorDash account. You are only eligible for one 12 month Complimentary DashPass Subscription during the Offer Period. The Complimentary DashPass Subscription commences on the date you subscribe to receive the Complimentary DashPass Subscription. In order to validate your credit card as an Eligible RBC Credit Card, Royal Bank may need to administer a $0.50 charge to validate your card enrollment. This charge will be reversed in 3 to 5 days once your account has been validated. You will be auto-enrolled in the full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. WestJet RBC® World Elite Mastercard for Business‡ credit card account must be open and not in default to maintain the benefits of DashPass. DoorDash not Royal Bank of Canada, is responsible for (i) services and products provided through DoorDash; (ii) DashPass, including the DashPass Benefits, the administration of DashPass; and (iii) the DoorDash terms and conditions. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit doordash.com/dashpass(opens to external site). For full DashPass for RBC Program Terms and Conditions, visit rbc.com/doordashterms(PDF).
21DashPass is a DoorDash subscription service that offers unlimited deliveries for $0 delivery fee on eligible restaurant purchases (minimum order amount of $15.00 CAD before taxes and fees) at a monthly subscription fee of $9.99 CAD plus tax. To learn more about DashPass visit www.doordash.com/dashpass
22Provided the WestJet ID attached to your personal and business cards is the same.
24Within the Economy cabin, the Member Exclusive Economy is discounted off the Econo fare bundle. Within the Premium cabin, the Member Exclusive Premium is discounted off the Premium fare bundle. Within the Business cabin, the Member Exclusive Business is discounted off the Business fare bundle. Member Exclusive fares are not discounted off the following fare bundles: UltraBasic, EconoFlex, PremiumFlex and BusinessFlex.
25To be eligible for the WestJet RBC World Elite Mastercard for Business credit card, you must meet one (1) of the four (4) following requirements: (1) a minimum annual individual income of $80,000 or household annual income of $150,000, (2) a minimum annual business revenue of $250,000, (3) a minimum spend of $25,000 on purchases that are eligible for a direct payment through a credit card, or (4) minimum assets under management (AUM) of $400,000. If you do not meet at least one (1) of these minimum requirements or do not qualify for any other reason, Royal Bank of Canada will not consider your application for the WestJet RBC World Elite Mastercard for Business credit card. For complete details on the features of the WestJet RBC World Elite Mastercard for Business credit card, please visit rbc.com/westjetbusiness(opens new window) or call 888-914-3839.
Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.




