KOHO Financial vs Bank of Nova Scotia (Scotiabank)

Earn up to $200 welcome bonus when you open a new Preferred Package for Students and Youth ¹

To qualify for the $200 bonus offer:

1. Open a new Preferred Package for Students and Youth (an “Eligible Account”) between July 2 and November 1, 2026; and
2. Complete any two of the following activities in your Eligible Account within 60 days of Eligible Account opening:

o Set up and make at least 1 eligible automated and recurring direct deposit, which will recur monthly for a minimum of three (3) consecutive months, or

o Set up and make at least one (1) eligible recurring pre-authorized transaction which will recur monthly for a minimum of  three (3) consecutive months, or

o Complete at least five online (5) Visa* Debit purchases using your ScotiaCard® anywhere Visa* Debit is accepted. Only the following Visa Debit transaction types are eligible: online debit purchases and in-store purchases made outside of Canada.

Student Bundle Offer: Earn up to $625 in value* with the Scene+^TM Student Banking Bundle

1. $200 cash offer for new Preferred Package for Students and Youth customers

2. Earn 5% cash back on up to $2,000 in everyday purchases for the first 3 months (up to $100 value) on a Scotia Momentum® No-Fee Visa Card * (other Bundle eligible cards have different welcome offers) 

3. 2,500 Scene+ points ($25 value) for new customers who combine the Preferred Package for Students and Youth Account with a new Money Master Savings Account

4. 30,000 Scene+ points ($300 value) when you bundle all 3 of the above accounts and complete certain qualifying transactions as part of the Scene+ Student Banking Bundle Bonus Offer

Offer Expiry: November 1, 2026