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3.9/5
Our Rating
Scotiabank Momentum Plus Savings Account
The longer you leave it, the more it earns. MomentumPLUS rewards patience. On top of your everyday interest rate, you can open a Premium Period of 90 to 360 days — and the longer you let your money sit untouched, the higher the bonus rate you earn. Pair it with a Preferred or Ultimate Package to boost your rate even further. No monthly fees, no minimum balance.
Earn an interest rate of 4.75%
Scotiabank Momentum Plus Savings Account
3.9/5
Our Rating
The longer you leave it, the more it earns. MomentumPLUS rewards patience. On top of your everyday interest rate, you can open a Premium Period of 90 to 360 days — and the longer you let your money sit untouched, the higher the bonus rate you earn. Pair it with a Preferred or Ultimate Package to boost your rate even further. No monthly fees, no minimum balance.
Earn an interest rate of 4.75%
Account Details
Offer Headline
Earn an interest rate of 4.75%
Monthly Fee
$0
Our Rating
3.9/5
Account Type
Savings
Account Category
Personal
Institution
Scotiabank
Offer Details
- Earn an interest rate of 4.75%* when you pair a Scotiabank Ultimate Package with a MomentumPLUS Savings Account.
- For 3 months with a 90 day premium period. Rates subject to change. Conditions apply.
- Save for multiple goals in one account
- No monthly account fees or minimum balance required
- Earn even more interest¹ when you open and fund a Premium Period(s)²
- The longer you save, the higher your interest rate
Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Interest Rates
Regular Rate
0.4%
Regular Rate (For Preferred Package Customers)
0.45%
Regular Rate (For Ultimate Package Customers)
0.5%
Regular Rate (90-Day Premium Period)
0.6%
Regular Rate (For Preferred Package Customers + 90-Day Premium Period)
0.65%
Regular Rate (For Ultimate Package Customers + 90-Day Premium Period)
0.7%
Regular Rate (180-Day Premium Period)
0.65%
Regular Rate (For Preferred Package Customers + 180-Day Premium Period)
0.7%
Regular Rate (For Ultimate Package Customers + 180-Day Premium Period)
0.75%
Regular Rate (270-Day Premium Period)
0.7%
Regular Rate (For Preferred Package Customers + 270-Day Premium Period)
0.75%
Regular Rate (For Ultimate Package Customers + 270-Day Premium Period)
0.8%
Regular Rate (360-Day Premium Period)
0.85%
Regular Rate (For Preferred Package Customers + 360-Day Premium Period)
0.9%
Regular Rate (For Ultimate Package Customers + 360-Day Premium Period)
0.95%
Account Fees
Account Fees
Monthly Fee
$0
eStatement
Included
Legal
See Account Provider's website for complete account details, terms, and current offers. Reasonable efforts are made to maintain accuracy of information.