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onaclaireplane Best Welcome Offers for October 2026
Published Sep 1, 2026 6:00 AM
• Updated Oct 4, 2026 12:29 AM
• 5 min read
Here are my top picks for best welcome offers in October 2026. Both the Scotiabank Amex Gold and BMO VIPorter World Elite Mastercard have $200 cashback offers that end on October 31st - don't miss out! The Scotiabank Amex is one of my favourite earning cards, and Scene+ points are so easy to use! The TD First Class Travel Visa Infinite, Tangerine Rewards World Elite Mastercard, and Westjet World Elite Mastercard also have cashback offers currently. The TD one ends on October 5th, so get that card NOW if you're interested in it!
$200 cash offer
Scotiabank
5.0
Great rewards, travel benefits and no FX fees
$200 cash offer
BMO
4.5
Premium card for frequent Porter airline travelers
$140 cash offer
RBC
4.2
Best credit card for frequent WestJet travellers
Annual Fee
$139
$0 first year
$139
$0 first year
$120
$120
$120
$199
$0 first year
$139
$120
Interest Rates
Purchase
21.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
21.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Balance transfer
22.99%
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Balance transfer
22.99%
Purchase
21.99%
Cash advance
22.99%
Balance transfer
22.99%
Purchase
21.99%
Cash advance
23.99%
Quebec
21.99%
Balance transfer
23.99%
Quebec
21.99%
Purchase
20.99%
Cash advance
22.99%
Quebec
21.99%
Purchase
20.95%*
Cash advance
22.95%*
Balance transfer
22.95%*
Rate details
Welcome Bonus
Earn up to $1,400 in value†, including up to 160,000 TD Rewards Points† and receive an Annual Fee rebate for the first year†.
Up to $1,550 in value† including up to 50,000 Aeroplan points† and a first-year Annual Fee rebate.
Get up to 70,000 Avion points(1)
Get up to 70,000 Avion points(1) - a travel value of up to $1,500!†
Earn up to $950 in welcome offers, first year rewards and savings value, and up to 50,000 bonus Scene+ points.
Get up to 70,000 VIPorter points and a round-trip companion pass.* Plus receive $1,000 in Qualifying Spend.*
Get up to 70,000 WestJet points(1)
Earn up to $1,220* in value for the first year
Rewards
2x - 8x
1x - 1.5x
1x - 1.25x
1x
1x - 6x
1x - 3x
1.5x - 2x
1x - 1.5x
Finly Offer
Exclusive cash back
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Apply Now
on TD's website
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on TD's website
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on RBC's website
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on RBC's website
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on Scotiabank's website
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on BMO's website
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on RBC's website
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on Tangerine's website
Welcome Bonus Details
Earn Rates
Insurance Coverage
Extra Benefits
Requirements
About the author
Claire Haughian
Hi, I'm Claire 👋🏼, your one-stop shop for all things travel, and points and miles strategies, in Canada. I run @onaclaireplane because the points and miles world is loud, confusing, and full of hyp... See full bio
