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Side by Side Credit Cards Comparison
Which one is better?

TD First Class Travel® Visa Infinite* Card
4.7
RECOMMENDED CREDIT SCORE*

American Express® Aeroplan®* Reserve Card
4.7
RECOMMENDED CREDIT SCORE*
Welcome Bonus
Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Welcome Bonus
Rewards Breakdown
Rewards breakdown is not available for this card.
Rewards Breakdown
Rewards breakdown is not available for this card.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Lost or Stolen Baggage†
Baggage Delay†
Car Rental Damage & Theft†
Common Carrier Travel Accident Insurance†
Extended Warranty†
Purchase Protection†
Hotel Burglary Insurance†
Travel Medical Insurance (64 & under)†
Trip Cancellation†
Trip Interruption†
Flight Delay†
Mobile Device Insurance†
Travel Medical Insurance (65 to 75)†
Insurance Included
Lost or Stolen Baggage
Baggage Delay
Car Rental Damage & Theft
Common Carrier Travel Accident Insurance
Extended Warranty
Purchase Protection
Hotel Burglary Insurance
Travel Medical Insurance (64 & under)
Trip Cancellation
Trip Interruption
Flight Delay
Extra Benefits
Extra points†
Car Rental Discount†
Visa Infinite Exclusive Benefits†
Airport Lounge - Dragon Pass†
Annual Birthday Bonus†
Concierge Services†
Travel Credit†
Golf Benefit†
Extra Benefits
Extra points
Companion Voucher
Status lift
Status lift
Status lift
Free first checked bag
Free Extra Night at Hotels
Nexus Program Rebate
Priority Travel
Priority Travel
Airport Lounge - Maple Leaf and AirCanada Cafes
Airport Lounge - Priority Pass
Amex Experiences™
Interest Rates
Purchase:
21.99%
Cash Advance:
22.99%
Interest Rates
Purchase:
21.99%2
Cash Advance:
21.99%2
2 If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 29.99%.
Annual Fee
$139
$0$
First Year Rebated
Annual Fee
$599
Income Required
Min Personal Income:
$60,000
Min Household Income:
$100,000
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Loyalty Program
Loyalty Program
Point Redemption Options
Travel
Gift Cards
Merchandise
Most Optimal
Expedia® For TD
Education
Amazon.ca
Statement Credits (Cash)
Point Redemption Options
Travel
Merchandise
Gift Cards
Flights
Car Rentals
Is this card worth it?
The TD First Class Travel Visa Infinite Card is an excellent option for frequent travelers who book through Expedia For TD and want to maximize rewards on travel purchases. The high welcome bonus and extensive insurance coverage make this card stand out. However, the high income requirements and limited value of TD points may not make it the best fit for everyone.
Is this card worth it?
If you are a frequent Air Canada traveler, having an Aeroplan card for perks like free checked bags and priority service can be very beneficial. Many financial institutions offer Aeroplan cards, but I don't believe the American Express version is the best one. Opting for another option might be better. However, the Amex card does have a very large sign-up bonus, making it a great choice for those specifically seeking that.
Pros
Pros
Cons
Cons
vs TD Rewards Visa* Card
vs TD® Aeroplan® Visa Platinum* Card
vs TD Platinum Travel Visa* Card
vs TD Low Rate Visa* Credit Card
vs TD Cash Back Visa Infinite* Card
vs TD Cash Back Visa* Card
vs TD® Aeroplan® Visa Infinite Privilege* Credit Card
vs MBNA Rewards World Elite® Mastercard®
vs American Express Gold Rewards Card®
vs Rogers Red World Elite® Mastercard
vs Scotiabank Passport® Visa Infinite* Card
vs TD Aeroplan® Visa Infinite* Card
vs American Express Cobalt® Card
vs TD® Aeroplan® Visa Infinite Privilege* Credit Card
vs Marriott Bonvoy® American Express®* Card
vs SimplyCash™ Preferred Card from American Express
vs American Express® Green Card
vs American Express® Aeroplan®* Card
vs American Express Platinum Card®
vs SimplyCash® Card from American Express
vs Scotia Momentum® Visa* Card
vs CIBC Aeroplan® Visa Infinite* Card
vs MBNA Rewards World Elite® Mastercard®
vs American Express Gold Rewards Card®
vs Rogers Red World Elite® Mastercard
vs Scotiabank Passport® Visa Infinite* Card
vs Scotiabank Gold American Express® Card
vs American Express Cobalt® Card
Legal
†Terms and conditions apply.
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*Terms and conditions apply.
If you have 2 separate missed Payments, the applicable rates for your account will be 25.99%. If you have 3 or more separate missed payments, the applicable rates will be 29.99%.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment.