RBC British Airways Visa Infinite

RBC British Airways Visa Infinite

3/5

Up to 60,000 Avios points

Apply Now

RBC British Airways Visa Infinite

RBC British Airways Visa Infinite

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$483.94

$228.94 in years after

Annual Rewards

$393.94

Avios

First Year Bonus

$255

Avios

Annual Fee

$165

First Year Value

$483.94

$228.94 in years after

Interest Rates

Cash Advance: 22.99% (for Quebec 21.99%)

Purchase: 20.50%

Balance Transfer: 22.99%

Annual Fee

$165

Annual Income

Personal: $60,000

Household: $100,000

Credit Score

Very Good

Welcome Bonus

15,000 Avios points upon approval. To receive the additional 35,000 Avios points, (i) a total of $6,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions must be posted to your Credit Card Account within the first 3 months of your Credit Card Account opening date.

Card Type

Category: Points

Loyalty Program: Avios

Our Rating

3/5

Institution

RBC

Rewards


  • 3x Avios points per $1 CAD you spend on British Airways purchases
  • 2x Avios points per $1 CAD you spend on dining
  • 1x Avios point per $1 CAD you spend on all other qualifying purchases

RBC British Airways Visa Infinite Points Calculator

Based on $2,000 spending


Rewards Breakdown

BritishAirways

240 points


All other purchases

22,933 points


Annual Fee

- $165


Net Annual Rewards

23,173 points

Valued at $228.94 (after fees)

Rewards Summary

Net Annual Rewards

23,173 points

Valued at $228.94 (after fees)


First Year Card Bonus

15,000 points

Valued at $255


First Year Card Value

38,173 points

Valued at $483.94

Point Redemptions

Travel with Avios

$483.94

Insurance & Benefits


Insurance

Coverage

  • travel accident medical

    Emergency Out of province Medical

    31 days
  • travel accident medical

    Emergency Medical Over 65

    7 days
  • heart lock

    Travel Accident

    $500,000
  • car insurance

    Car Rental Damage & Theft

    yes
  • hourglass timer

    Flight Delay

    $500
  • hourglass timer

    Baggage Delay

    $500
  • lost baggage

    Lost or Stolen Baggage

    $500
  • burglar

    Hotel Burglary Insurance

    $2,500
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to 1 year

Benefits

Details

  • airplane love

    Companion Voucher

    Receive a Companion Award eVoucher when you spend $30,000 or more in any calendar year
  • discount

    Discount

    Enjoy 10% off British Airways flights when you book and pay with your card
  • gas station

    Gas Discount

    save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
  • reward cup

    Extra points

    50 Be Well points for every $1 spent on eligible products at Rexall

Pros & Cons


Pros

  • Generous welcome bonus: Up to 60,000 Avios can translate to $1070 in travel value.
  • Triple Avios on British Airways flights, making it ideal for frequent travelers.
  • 10% discount on British Airways flights.
  • Companion Award eVoucher: Great value for frequent British Airways flyers.
  • 9 types of insurance included, such as travel accident, flight delay, and rental car insurance.
  • 3 cents per litre savings at Petro-Canada with linked cards.

Cons

  • High income requirements: Must have either $60,000 personal or $100,000 household income to qualify.
  • Limited flexibility: Avios can only be used with British Airways and oneworld alliance airlines, limiting options for domestic or non-alliance travel.
  • Companion Voucher requires $30,000 in annual spending, which may not be accessible for all cardholders.

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