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3.8
/5
RBC
Visa
RBC® British Airways Visa Infinite‡Points Calculator
Get 50,000 Avios(1) when you spend a minimum of $6,000 CAD in the first 3 months of account opening.
Our Take
The RBC British Airways Visa Infinite is ideal for frequent international travelers who primarily fly with British Airways or oneworld alliance partners. The welcome bonus, Companion Voucher, and triple Avios earning potential on British Airways purchases make it valuable for high spenders. However, it may not be ideal for those looking for more flexibility in redeeming rewards or those who prioritize domestic travel.
Card Details
Interest Rates
Purchase: 20.50%
Cash Advance: 22.99%□
Balance Transfer: 22.99%
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $165
Additional Cards: $75
Welcome Bonus
- Get 50,000 Avios1 when you spend a minimum of $6,000 CAD in the first 3 months of account opening.
- To receive the offer of 50,000 Avios points, a total of $6,000 or more in qualifying net purchases and/or pre-authorized bill payment transactions must be posted to your Credit Card Account within the first 90 days of your Credit Card Account opening date, and your Credit Card must remain open and in good standing.
Annual Income
Personal: $60,000
Household: $100,000
Credit Score Estimate
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
3.8/5
Institution
RBC
How You Earn Rewards
- Earn 3 Avios for every $1 CAD spent on British Airways and BA Holidays*
- Earn 2 Avios for every $1 CAD spent on qualifying dining spend*
- Earn 1 Avios for every $1 CAD spent on qualifying net purchases*
- Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you'll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.˜
- 10% off British Airways flights when you book and pay with your card∞
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
10 insurance
4 benefits
Insurance
Coverage
Travel Medical Insurance (64 & under)
31 days
Travel Medical Insurance (65 to 75)
7 days
Common Carrier Travel Accident Insurance
$500,000
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Car Rental Damage & Theft
yes
Flight Delay
$500
Baggage Delay
$500
Lost or Stolen Baggage
$500
Hotel Burglary Insurance
$2,500
Purchase Protection
90 days
Extended Warranty
Up to 1 year
Benefits
Details
Companion Voucher
Receive a Companion Award eVoucher when you spend $30,000 or more in any calendar year
Discount
Enjoy 10% off British Airways flights when you book and pay with your card
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Gas Discount
save 3¢/L on fuel and always earn 20% more Petro-Points at Petro-Canada
Extra points
50 Be Well points for every $1 spent on eligible products at Rexall
Pros & Cons
Pros
- Generous welcome bonus
- British Airways boosted optimization
- British Airways discounts
- Companion award eVoucher
- Comprehensive coverage
- Petro Canada perks
Cons
- Income requirements
- Limited flexibility
- Companion voucher spending requirements
- Annual fee
Welcome Bonus History
Welcome offers move. Here is every offer we have recorded on this card — what it paid, and what you had to spend to get it — so you can see whether the one running today is actually a good one.
Current offeron $5,000 of spend
60,000
Best ever trackedon $5,000 of spendSep 2026 – now
60,000
Offers tracked
1
since Sep 10, 2026| Offer period | What the offer was | Points | Spend | |
|---|---|---|---|---|
Sep 2026 – now Live | Get 50,000 Avios(1) when you spend a minimum of $6,000 CAD in the first 3 months of account opening. See full terms | 60,000 | $5,000 | |
Legal
1 This offer only applies to new applications for a RBC British Airways Visa Infinite credit card received and approved by Royal Bank of Canada (“Royal Bank”), subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the RBC British Airways Visa Infinite credit card account are not eligible for this offer. Existing cardholders on any RBC Royal Bank personal credit card account transferring to a RBC British Airways Visa Infinite credit card, are not eligible for the offer.
To receive the offer of 50,000 Avios points (“Bonus”), (i) a total of $6,000 or more (“Qualifying Transaction Amount”) in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) must be posted to your Credit Card Account within the first 90 days of your Credit Card Account opening date (“Period”), and (ii) your Credit Card must remain open and in good standing, “good standing” meaning that your Credit Card Account must not be past due for more than two (2) consecutive Credit Card Account statement periods, closed, charged off or in credit revoked status at that time. If you are not currently a member of The British Airways Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite credit card. Please note that the address your British Airways Club account is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your British Airways Club account. The Bonus will be awarded to your British Airways Club account, approximately 15 weeks after the date you reach $6,000 in Qualifying Transactions within the Period.
Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Credits for returns and adjustments posted to your Credit Card Account during the Period will reduce the amount of your Qualifying Transactions. The Qualifying Transaction Amount is based on the transaction posting date of each Qualifying Transaction, not the transaction date. This means that transactions that take place prior to the last day of the Period will not be considered for the Qualifying Transaction Amount if they have not yet been posted or processed by the merchant, the payment network (Visa) or Royal Bank by the last day of the Period.
If you close or change your RBC British Airways Visa Infinite credit card for another type of RBC Royal Bank credit card before the Bonus has been credited to your British Airways Club account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and The British Airways Club program. For all British Airways Club Terms and Conditions, please visit ba.com/theclub.
Refer to RBC page for up to date offer terms and conditions. The Website may engage in affiliate marketing, which is done by embedding tracking links into The Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.