TD First Class Travel® Visa Infinite* CardVSTD Low Rate Visa* Credit Card

• Earn 8 TD Rewards Points^† for every $1 you spend when you book travel through Expedia^® For TD^†
• Earn 6 TD Rewards Points^† for every $1 you spend on Groceries, Dining, and Public Transit^†
• Earn 4 TD Rewards Points^† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media^†
• Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card^† plus earn an annual Birthday Bonus^† of up to 10,000 TD Rewards Points

Feel prepared, even during uncertain times. The TD Low Rate Visa^*  Card is an option if you’re carrying a balance or if you need to finance bigger or unexpected purchases. We’re ready to help you move forward.

• Save on interest with a low annual interest rate of 12.90%^† for Purchases and Cash Advance transactions.
• Option to purchase Travel Medical Insurance^† and Trip Cancellation/Trip Interruption Insurance^†.
• Earn 50% more Stars at participating Starbucks® stores. Conditions apply.
• Enjoy all of the benefits of your TD Low Rate Visa* Card when using Apple Pay^† or Samsung Pay^†. It's an easy and secure way to pay.

• Earn 8 points per $1 spent on travel booked through Expedia For TD, making it a great card for frequent travelers.
• First year annual fee rebate, making it free for the first year.
• Extensive insurance coverage, including trip cancellation, emergency medical, baggage delay, and more.
• Annual $100 travel credit on a purchase of $500 or more through Expedia For TD.

• Lower annual interest rate compared to most cards

• High income requirements: You need to earn at least $60,000 personally or $100,000 as a household.
• TD Rewards points are only worth 0.5 cents each, limiting their value compared to some other rewards programs.
• The Expedia For TD platform might not always offer the best prices or availability compared to booking directly with airlines or hotels.

• No rewards
• Small annual fee