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TD First Class Travel® Visa Infinite* Card

4.7

/5

TD

Visa

TD First Class Travel® Visa Infinite* CardPoints Calculator

Earn up to $1,400 in value†, including up to 160,000 TD Rewards Points† and receive an Annual Fee rebate for the first year†.

Our Take

The TD First Class Travel Visa Infinite Card is an excellent option for frequent travelers who book through Expedia For TD and want to maximize rewards on travel purchases. The high welcome bonus and extensive insurance coverage make this card stand out. However, the high income requirements and limited value of TD points may not make it the best fit for everyone.

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Card Details

Interest Rates


Purchase: 21.99%

Cash Advance: 22.99%□

□ Cash advance rate for Quebec residents is 21.99%

Annual Fees


Main Card: $139

$0

$0 first year

Additional Cards: $50 first card then $0 for more

Welcome Bonus


Earn up to $1,400 in value†, including up to 160,000 TD Rewards Points, receive an Annual Fee rebate for the first year† and additional travel benefits. Conditions Apply.

  • Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
  • Earn 140,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†.
  • Get an Annual Fee Rebate for the first year†.
  • Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
  • Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
  • Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $277)†.

To receive the first-year Annual Fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year Annual Fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.


Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.

Annual Income


Personal: $60,000

Household: $100,000

Credit Score Estimate


300
Poor
560
Fair
660⁎
Good
725⁎
Very Good
760⁎
Excellent
⁎Estimates based on Equifax scoring

Card Type


Credit

Reward Type


Type: Points

Loyalty Program: TD Rewards

Our Rating


4.7/5

Institution


TD

How You Earn Rewards


  • Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
  • Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†
  • Earn 4 TD Rewards Points† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†
  • Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card† plus earn an annual Birthday Bonus† of up to 10,000 TD Rewards Points
  • Earn more at Starbucks: Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. 




Insurance & Benefits

13 insurance
8 benefits

Insurance

Coverage

  • travel accident medical

    Travel Medical Insurance (64 & under)†

    21 days
  • travel accident medical

    Travel Medical Insurance (65 to 75)†

    4 days
  • cancel airplane

    Trip Cancellation†

    $1,500
  • pause

    Trip Interruption†

    $5,000
  • hourglass timer

    Flight Delay†

    $500
  • hourglass timer

    Baggage Delay†

    $1,000
  • lost baggage

    Lost or Stolen Baggage†

    $1,000
  • heart lock

    Common Carrier Travel Accident Insurance†

    $500,000
  • car insurance

    Car Rental Damage & Theft†

    yes
  • burglar

    Hotel Burglary Insurance†

    $2,500
  • purchase protection

    Purchase Protection†

    90 days
  • extended warranty

    Extended Warranty†

    Up to 1 year
  • mobile device insurance

    Mobile Device Insurance†

    $1,000
  • Benefits

    Details

  • exclusive

    Visa Infinite Exclusive Benefits†

  • concierge

    Concierge Services†

  • golf clubs

    Golf Benefit†

    Troon Rewards Golf benefits like discounts at over 95 resorts and courses around the world plus access to select private clubs across the U.S
  • reward cup

    Extra points†

    Link your eligible Card to earn 50% more TD Rewards Points plus more Starbucks Stars. Redeem points for even more Stars. Conditions apply. 
  • birthday cake

    Annual Birthday Bonus†

    Earn a Birthday Bonus of up to 10,000 TD Rewards Points
  • car rental

    Car Rental Discount†

    10% off base rate of Avis Rent A Car and Budget Rent A Car
  • travel

    Travel Credit†

    Get an annual TD Travel Credit of $100 when you book at Expedia For TD
  • alcohol cheers

    Airport Lounge - Dragon Pass†

    Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program
  • Pros & Cons


    Pros

    • High rewards
    • First-year fee rebate
    • Extensive insurance
    • Annual travel credit

    Cons

    • High income requirements
    • Low point value
    • Potentially week booking portal

    †Terms and conditions apply.

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