Avion Platinum Visa RBC: A comprehensive review

The Avion Platinum Visa RBC Card is a premium travel rewards credit card offered by Royal Bank of Canada (RBC). It is designed for frequent travelers who want to earn rewards points on their everyday purchases and redeem them for a wide range of travel-related expenses. With its generous rewards program, flexible redemption options, and exclusive travel offers and discounts, the Avion Platinum Visa RBC Card is a great choice for those looking to save money on their travels and get more value out of their points.

One of the standout features of the Avion Platinum Visa RBC Card is its generous rewards program. Cardholders earn 1 points for every dollar spent on the card, which is a very competitive rate compared to other travel rewards credit cards. These points can be redeemed for a variety of travel-related expenses, including flights, hotels, car rentals, and vacation packages. Additionally, cardholders can take advantage of exclusive travel offers and discounts, including discounts on car rentals and hotels. This makes it easy for cardholders to save money on their travel expenses and get more value out of their points.

Another benefit of the Avion Platinum Visa RBC Card is its flexible redemption options. Cardholders can redeem their points for travel through the RBC Rewards website, or they can transfer their points to participating airline and hotel loyalty programs. This allows cardholders to take advantage of a wider range of travel options and potentially get even more value out of their points. For example, if a cardholder has a preferred airline or hotel that they frequently use, they can transfer their points to that loyalty program and redeem them for flights or hotel stays with that particular brand. This added flexibility is a major advantage of the Avion Platinum Visa RBC Card.

In terms of fees, the Avion Platinum Visa RBC Card has an annual fee of $120, which is waived for the first year. This is a fairly standard annual fee for a premium travel rewards credit card. The card also has a foreign transaction fee of 2.5%, which is standard for most credit cards. This fee is applied to any purchases made in a foreign currency, so it is important for cardholders to be aware of this if they are planning to use their card abroad.

One potential drawback of the Avion Platinum Visa RBC Card is that it does not offer any bonus points categories, so cardholders do not earn extra points for spending in certain categories like gas or groceries. Some other travel rewards credit cards do offer bonus points categories, which can be a nice way to earn even more points on certain types of purchases. However, the Avion Platinum Visa RBC Card does offer a number of other benefits that can be valuable for travelers, including travel accident insurance, trip interruption insurance, and car rental collision coverage. These benefits can provide peace of mind and financial protection for cardholders while they are traveling.

In terms of cardholder perks, the Avion Platinum Visa RBC Card offers a number of exclusive benefits for cardholders. These include concierge services, which can help cardholders with things like making restaurant reservations or booking tickets to events. The card also offers a 24/7 personal assistant service, which can help cardholders with a variety of tasks, including booking travel arrangements and making reservations. These perks can be extremely useful for busy travelers who want to make the most of their time while on the go.

One of the other notable benefits of the Avion Platinum Visa RBC Card is its strong security features. The card offers chip and pin technology, which provides an extra layer of protection against fraud and unauthorized transactions. It also offers purchase protection, which can provide reimbursement for certain purchases.