Working hard in the background...
Working hard in the background...
Scotiabank Passport® Visa Infinite* Privilege Card
Scotiabank® Scene+ Visa Card
Welcome Bonus
Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in your first 3 months. Earn an additional 30,000 bonus Scene+ points when you spend at least $20,000 in everyday eligible purchases in your first 6 months. Earn an additional 20,000 bonus Scene+ points when you make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened.
Welcome Bonus
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. You are eligible to earn an additional 2,500 Scene+ point bonus when you spend at least $1,000 in everyday eligible purchases in your first 3 months. Terms Apply.
Our Cash Offer
$175 Cash Rebate offer from FinlyWealth
Our Cash Offer
$60 Cash Rebate offer from FinlyWealth
Rewards Breakdown
Annual Rewards
$322.93
Scene+
First Year Bonus Value
+
$300
Scene+
Annual Fee
-
$599
Finly Rebate
+
$175Exclusive Offer
First Year Value
$198.93
-$276.07 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
Rewards Breakdown
Annual Rewards
$245.65
Scene+
First Year Bonus Value
+
$50
Scene+
Annual Fee
-
$0
Finly Rebate
+
$60Exclusive Offer
First Year Value
$355.65
$245.65 in years after
Based on a hypothetical $2,000/mo average spending. Calculate your rewards.
How to Earn Rewards
How to Earn Rewards
Insurance Included
Lost or Stolen Baggage
Baggage Delay
Car Rental Damage & Theft
Travel Accident
Mobile Device Insurance
Extended Warranty
Purchase Protection
Hotel Burglary Insurance
Emergency Out of province Medical
Emergency Medical Over 65
Trip Cancellation
Trip Interruption
Flight Delay
Insurance Included
N/A
Extra Benefits
No Foreign Transaction Fees
Visa Infinite Exclusive Benefits
Airport Lounge - Dragon Pass
Concierge Services
Status lift
Travel Credit
Priority Travel
Extra Benefits
Car Rental Discount
Interest Rates
Purchase:
20.99%
Cash Advance:
22.99%
Balance Transfer:
22.99%
Interest Rates
Purchase:
20.99%2
Cash Advance:
22.99%2
Balance Transfer:
22.99%2
2 Rates, fees and other information are effective as of March 3, 2025. Subject to change.
Annual Fee
$599
Annual Fee
$0
Income Required
Min Personal Income:
$150,000
Min Household Income:
$200,000
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Point Redemption Options
Entertainment
Travel
Groceries (Sobeys)
Restaurants
Merchandise
Gift Cards
Statement Credits (Cash)
Point Redemption Options
Entertainment
Travel
Groceries (Sobeys)
Restaurants
Merchandise
Gift Cards
Statement Credits (Cash)
Is this card worth it?
For frequent flyers who want a single card that handles almost every travel need, this one’s hard to beat. It offers a hefty intro bonus of up to 80 k Scene+ points (worth roughly $800 toward travel), an annual $250 Scene+ Travel credit that’s as good as cash when you book through Expedia, and ten complimentary DragonPass lounge visits each year. Pair that with no 2.5% foreign‑currency markup, rich earn rates on travel (3x) and dining/entertainment (2x), and unusually comprehensive travel insurance, and the $599 fee can pay for itself quickly for anyone who travels a few times a year.
Is this card worth it?
We like this card because it offers solid rewards with no annual fee, including the opportunity to earn up to 5,000 bonus Scene+ points within the first 3 months. With 2x Scene+ points on purchases at popular grocery stores, home improvement retailers, and Cineplex, plus 1x points on all other purchases, it's a great option for maximizing everyday spending.
Pros
Pros
Cons
Cons
vs Scotiabank Value® Visa* Card
vs Scotiabank Platinum American Express® Card
vs Scotia Momentum® Visa Infinite* Card
vs Scotia Momentum® No-Fee Visa* Card
vs Scotia Momentum® Mastercard®* Credit Card
vs Scotia Momentum® Visa* Card
vs Scotiabank Passport® Visa Infinite* Card
vs Scotiabank American Express® Card
vs Scotiabank Gold American Express® Card
vs Scotiabank Value® Visa* Card
vs Scotiabank Platinum American Express® Card
vs Scotia Momentum® Visa Infinite* Card
vs Scotia Momentum® No-Fee Visa* Card
vs Scotia Momentum® Mastercard®* Credit Card
vs Scotia Momentum® Visa* Card
vs Scotiabank Passport® Visa Infinite* Card
vs Scotiabank American Express® Card
vs Scotiabank Gold American Express® Card
Legal
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.