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Scotiabank Passport® Visa Infinite* Privilege Card
$175

Scotiabank Passport Privilege
Credit Card · Apply through Finly
Cash back
$175

Finly rebate
Stacks on top of the card’s welcome bonus
Apply through Finly to collect the card's welcome bonus from the issuer plus our Finly rebate on top — sent to your bank via Interac e-Transfer once your application is approved.
Paid via INTERAC e-Transfer
Secure & private
$1,002,000+ paid out to Canadians
Read before you apply
These rules determine whether you qualify for the Finly rebate on this offer. Skim them before clicking apply.
* / ** Terms and conditions apply.
The card
Best Travel Value with Extremely High Travel Insurance
How to earn the welcome bonus
Earns rewards on
1x - 6x
Fees & rates
Annual fee
$599
Purchase interest
20.99%
Cash advance interest
22.99%
Foreign transaction
0%
Additional cards
$199
Min personal income
$150,000
Min household income
$200,000
Credit recommended
Good
Built-in perks & coverage
No Foreign Transaction Fees
Travel Credit
Airport Lounge - Dragon Pass
Status lift
Concierge Services
Visa Infinite Exclusive Benefits
Mobile Device Insurance
Travel Medical Insurance (64 & under)
Travel Medical Insurance (65 to 75)
Trip Cancellation
Trip Interruption
Flight Delay
Ready when you are
$175 is yours when you apply through Finly.
We e-Transfer your rebate via Interac after the financial institution confirms your sign-up. No portals, no points — just real cash.
How you get paid
The financial institution approves your application — we handle the rest. No claims to file, no portals to log into.
Sign in to Finly
Create an account or sign in. Add your Interac e-Transfer email so we can pay you out.
Click the offer
We track your application via your Finly account — no codes needed. Don't switch devices or use ad-blockers.
Apply with the financial institution
Complete the financial institution's application as usual on their site. Get approved on their schedule.
Wait for verification
The institution reports your sign-up to us within a few days to a few weeks. We'll email you when it's confirmed.
Get paid via Interac
Once verified, we e-Transfer your rebate within 10 days. The cash lands directly in your bank account.
Your timeline at a glance
Posting time
2-3 business days after application completion
Time before the transaction shows up in your Finly profile.
Locking time
3-5 business days after approval, or 30-60 days if manual verification required
Time before the rebate is locked in and ready for payout.
Stack & save
Open more than one product through Finly and you earn a separate cash rebate on each. We'll e-Transfer them all to the same Interac email — no extra steps on your end.
Apply for 3 more offers to stack rebates from a single Finly account.
Browse allFAQ
Still unsure? Reach out to support after signing up — we'll get back to you within a couple of business days.
Yes. The Finly rebate stacks with whatever sign-up offer or welcome bonus the institution provides. You get both.
Rebates are sent via Interac e-Transfer to the email on your Finly profile. Once your sign-up is verified, payments are typically processed within 10 days.
The financial institution reports the transaction back to us within a few days to a few weeks, depending on their reporting cadence. You can track the status from your Finly account.
Switching devices mid-application, using a VPN, ad blocker, or incognito mode can break our tracking cookies. Complete the application on a single device in one session for a smooth experience.
No — Finly rebates apply only to brand-new sign-ups. If the financial institution flags you as an existing customer for that product, the rebate won't apply.
Many premium credit cards require a minimum personal or household income. The required income (if any) is shown in the fees & rates panel above. The financial institution makes the final approval decision.
Each card targets a different credit profile. The recommended credit category is shown above. A higher score generally improves your odds of approval.
Real reviews from real users. See our full list of reviews on Trustpilot
Legal & disclosures
Disclosures from the issuing institution. Always confirm product terms directly with the issuer before applying.
Product legal content
1Offer Description and Conditions: The 100,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Passport® Visa Infinite Privilege* credit card accounts (“Account”) opened between January 2, 2026 and April 30, 2026 (regardless of the date you apply for the Account) and is subject to the conditions below. To qualify for 30,000 bonus Scene+ points (the “30,000 Point Bonus”), you must have at least $3,000 in eligible purchases posted to your new Account in the first 3 months of the Account open date. To qualify for an additional 45,000 bonus Scene+ points (the “Additional 45,000 Point Bonus”), you must have at least $20,000 in eligible purchases posted to your new Account in the first 6 months of the Account open date. To qualify for an additional 25,000 bonus Scene+ points (the “Additional 25,000 Point Bonus”), you must make at least one eligible purchase that is posted to your new Account during the 14th month after the month the Account was opened. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.
The applicable point Bonus(es) will be credited to the Scene+ account within approximately 8 weeks after qualifying for a Bonus, provided the Account is open and in good standing. For Joint Accounts with a Primary Borrower and Co-borrower, the applicable point Bonus will be credited as follows: (i) the 30,000 Point Bonus and Additional 45,000 Point Bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the last transaction to meet the qualifying amount of eligible purchases (i.e., $3,000 or $20,000) in the appropriate time frame (i.e., first 3 months or first 6 months), and (ii) the Additional 25,000 Point Bonus will be credited to the Scene+ account linked to the Account of the borrower that completed the first transaction that qualifies as an eligible purchase during the 14th month after the month the Account was opened. If a supplementary cardholder completes the last qualifying transaction to meet the qualifying amount of eligible purchases for the 30,000 Point Bonus or the Additional 45,000 Point Bonus, or completes the first transaction that qualifies for the Additional 25,000 Point Bonus, the applicable point Bonus will be credited to the Primary Borrower’s Scene+ account linked to the Account. Points can be transferred between Primary and Co-Borrower or Supplementary Cardholder’s Scene+ accounts by contacting Scene+. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account. All other terms and conditions of the Scene+ Program Terms continue to apply during the Offer period. Offer may be changed, cancelled or extended at any time without notice and cannot be combined with any other offers.
Eligibility and Exclusions: Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for the Offer. Subject to the above exclusions, Scotiabank small business credit cardholders are also eligible for the Offer.
Rates and Fees: The current annual fee is $599 for the primary card and $199 for each additional card (including those issued to co-borrowers and supplementary cardholders).
The current preferred annual interest rates for the Account are: 20.99% on purchases and 22.99% on cash advances (including balance transfers and cash-like transactions). All rates, fees, features and benefits are outlined in the Application Disclosure Statement and are subject to change.
Terms and conditions apply. See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
Annual fee
$599
Can be waived
Welcome bonus
Earn up to 80,000 bonus Scene+ points
Worth ~$800
Finly rating
4.5 / 5
Editor's score
Min income
$150K / $200K
Personal · Household