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Side by Side Credit Cards Comparison
Rogers Red MastercardVSWalmart Rewardsā¢ MastercardĀ®
Which one is better?
Rogers Red Mastercard
3.8
RECOMMENDED CREDIT SCORE*
300Poor
560Fair
660āGood
725āVery Good
760āExcellent
Walmart Rewardsā¢ MastercardĀ®
1.7
RECOMMENDED CREDIT SCORE
300Poor
560Fair
660āGood
725āVery Good
760āExcellent
Welcome Bonus
Bank may have varied Welcome Bonus offers from time to time. Visit their compare cards page to learn more.
Welcome Bonus
Start with a welcome bonus of $25 reward dollars1. Just spend $75 in a single purchase at Walmart with your new Walmart Rewards Mastercard in the first 30 days1.
Our Cash Offer
$50 Cash Rebate offer from FinlyWealth
Our Cash Offer
N/A
Rewards Breakdown
Rewards breakdown is not available for this card.
Rewards Breakdown
Rewards breakdown is not available for this card.
How to Earn Rewards
- Earn 2% cash back on eligible U.S. dollar purchases.
- Plus, earn 2% cash back on all other purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise earn 1% on all other purchases.
- Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases. That's 3% cash back value. Exclusively with Rogers.
How to Earn Rewards
- Earn 3% in reward dollars at any Walmart store in Canada or online at Walmart.ca2
- Earn 1% everywhere outside Walmart3
- Get 3 months free on Delivery pass annual subscription every year.4
Insurance Included
N/A
Insurance Included
Purchase Protection
90 days
Extra Benefits
Roam Like Home Days
Roam Like Home: 5 days with eligible Rogers mobile plan
Extra Benefits
N/A
Interest Rates
Purchase:
20.99% - 25.99%1
Cash Advance:
22.99% - 27.99%1
Balance Transfer:
22.99% - 27.99%1
1 Standard rate on Purchases and Fees: 20.99%. Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%. If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates, as follows: Standard Rate for Purchases and Fees: 25.99%, Standard Rate for Cash Advances, Cash like Transactions and Balance Transfers: 27.99%.
Interest Rates
Purchase:
21.89%
Cash Advance:
22.97%
Balance Transfer:
22.97%
Annual Fee
$0
Annual Fee
$0
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Income Required
Min Personal Income:
N/A
Min Household Income:
N/A
Is this card worth it?
This card is one of our top-ranked options in terms of rewards, especially if you are a Rogers, Fido, or Shaw customer. With those services, you can effectively get a 3% cashback rate, which is a higher rate than almost any other card offers, even those with annual fees! If you have a high income of $80K or a household income of $150K, you can apply for the World EliteĀ® version of this card, which comes with additional insurance and benefits like a lounge pass.
Is this card worth it?
The Walmart Rewards Mastercard is ideal for frequent Walmart shoppers who want to spread out payments on larger purchases without paying much interest. It offers 1.25 Walmart Reward Dollars for every dollar spent at Walmart stores and the ability to pay in installments. Additionally, you can earn up to $45 in Walmart Reward Dollars when you sign up. However, the rewards can only be redeemed at Walmart, and the card lacks additional benefits or insurance coverage beyond purchase assurance and extended warranty.
Pros
- No annual fee
- Member boosting opportunities
- USD optimization
- Service redemption boosts
- Roam Like Home days
- Wide acceptance
Pros
- No annual fee
- Instalment payments available
- Sign-up bonus
- Solid Walmart rewards
Cons
- No insurance
- Low non-member rewards
Cons
- Lower reward rates overall
- Limited redemption options
- No benefits
- Limited insurance
vs Neo World EliteĀ® MastercardĀ®
vs American Express Platinum CardĀ®
vs SimplyCashĀ® Card from American Express
vs Scotia MomentumĀ® Visa* Card
vs CIBC Costco Mastercard
vs BMO CashBackĀ® World EliteĀ® MastercardĀ®
vs Tangerine Money-Back Mastercard
vs SimplyCashā¢ Preferred Card from American Express
vs Scotia MomentumĀ® Visa Infinite* Card
vs Simplii Financialā¢ Cash Back Visa* Card
vs Rogers Red World EliteĀ® Mastercard
vs Scotiabank PassportĀ® Visa Infinite* Card
vs Scotiabank Gold American ExpressĀ® Card
vs TD AeroplanĀ® Visa Infinite* Card
vs American Express CobaltĀ® Card
Legal
*, ^, Terms and conditions apply.
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
Ā®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
The Rogers Red World EliteĀ® Mastercard is issued by Rogers Bank.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. Ā© 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.
1Ā A $25-dollar Welcome Bonus in Walmart Reward Dollars will be awarded to yourĀ Walmart Rewards account within five business days after an eligible single purchase reaching a total spend of $75 (including taxes) using your Walmart Rewards Mastercard is made at Walmart retail locations in Canada or online at Walmart.ca. To qualify for this offer you must (1) apply and be approved for a Walmart Rewardsā¢ MastercardĀ® account in-store or online at walmartrewards.ca; and (2) make a single-receipt purchase of at least $75 (including taxes) at Walmart retail locations in Canada or online at Walmart.ca.Ā Qualifying purchase must be made within 30 days of your application approval. Offer cannot be used with any other offer or promotion and is limited to one welcome bonus per new account. This offer is subject to the fullĀ Walmart Reward Dollars Program Terms and Conditions
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2Ā Earn 3% in Walmart Reward Dollars on eligible purchases charged to your Walmart Rewards Mastercard at Walmart retail locations in Canada and online at Walmart.ca before taxes. Some exclusions apply. SeeĀ Walmart Reward Dollars Program Terms and ConditionsĀ for details.
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3Ā Earn 1% in Walmart Reward Dollars on all eligible purchases charged to your Walmart Rewards Mastercard outside of Walmart retail locations in Canada and online at Walmart.ca. Some exclusions apply. SeeĀ WalmartĀ Reward Dollars Program Terms and ConditionsĀ for details.
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4Ā Use your Walmart Rewards Mastercard to pay for a regularly priced annual Walmart Delivery Pass when purchasing it online at Walmart.ca and receive a 3-month statement credit plus applicable taxes for Walmart Rewards Mastercard or 6-month statement credit plus applicable taxes for Walmart Rewards World Mastercard. Your statement credit will be posted to your Walmart Rewards Mastercard account within 45 business days after the qualifying annual Delivery Pass plan purchase is made. Only one statement credit per account, per year. TheĀ account must be in good standing at the time the statement credit is awarded.Ā SeeĀ Delivery Pass TermsĀ for details and exclusions.