Scotiabank® Scene+ Visa Card
+$65 Cash Rebate From FinlyWealth
Now +$90 until Oct 31, 2024
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
Modify your spending numbers and click update to get the most accurate reward estimates.
$0
25% Referral Cash Bonus
Share your unique referral link to the Scotiabank® Scene+ Visa Card and earn a 25% rebate bonus. Learn more about the Finly referral program.
Card Details
Annual Rewards
$237.91
Scene rewards
First Year Bonus
$50
Scene rewards
Annual Fee
$0
First Year Value
$287.91
$237.91 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 20.99%
Annual Fee
$0
Annual Income
Personal: $60,000
Household: $100,000
Credit Score
Good
Welcome Bonus
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. Plus, another 2,500 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months
Card Type
Reward: Points
Loyalty Program: Scene+
Our Rating
3.3/5
Institution
Scotiabank
Rewards
- 2 Points on on every $1 you spend at Cineplex, Sobeys, Safeway, IGA, Foodland & Participating Co-ops
- 1 Point on everything else
Scotiabank® Scene+ Visa Card Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Grocery stores participating in Scene+ Reward program and Cineplex
1,992 points
All other purchases
21,799 points
Net Annual Rewards
23,791 points
Valued at $237.91
Rewards Summary
Net Annual Rewards
23,791 points
Valued at $237.91
Welcome Bonus
5,000 points
Valued at $50
First Year Value
28,791 points
Valued at $287.91
Point Redemptions
Redemptions Chart
Entertainment and Experiences
$287.91
Travel
$287.91
Groceries (At Sobeys)
$287.91
Gift Cards
$213.05
Restaurants
$287.91
Merchandise
$218.81
Statement Credits
$201.54
Insurance & Benefits
Insurance
Coverage
Benefits
Details
Car Rental Discount
25% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- No Annual Fee: Enjoy all the benefits without any yearly cost.
- Universal Rewards: Earn rewards on every purchase, no matter where you shop.
- Flexible Redemption: Redeem your rewards with a variety of options tailored to your needs.
Cons
- Limited Accelerated Categories: Fewer opportunities to earn bonus points in specific categories.
- Specific Grocery Partners: Rewards at grocery stores are limited to select partners.
- Lacks Travel Insurance: Missing some of the common travel insurance coverages offered by other cards.