Scotiabank American Express® Card
+$65 Cash Rebate From FinlyWealth
Rewards Calculator Algorithm
You can either estimate rewards by inputting your spending habits manually or creating secure bank connections through our trusted financial partner mx.com and letting Finly analyze your spending in the past year.
Total Spending
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$0
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Card Details
Annual Rewards
$337.61
Scene rewards
First Year Bonus
$50
Scene rewards
Annual Fee
$0
First Year Value
$387.61
$337.61 in years after
Interest Rates
Cash Advance: 22.99%
Purchase: 19.99%
Annual Fee
$0
Annual Income
Personal: $12,000
Household: N/A
Credit Score
Good
Welcome Bonus
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. Plus, another 2,500 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months
Card Type
Reward: Points
Loyalty Program: Scene+
Our Rating
3.2/5
Institution
Scotiabank
Rewards
- 3 Points on on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops
- 2 Points dining and at other eligible grocery stores, entertainment purchases which includes movie theaters, and ticket agencies
- 2 Point on Rides which includes rideshare, buses, taxis, subways and more
- 2 Points on eligible streaming services (Netflix, Spotify, Disney+, Crave and more)
- 1 Point on everything else
Scotiabank American Express® Card Points Calculator
Based on average spending
Rewards Ranking
Rewards Breakdown
Grocery stores participating in Scene+ Reward program
1,548 points
Food and drinks, Groceries and Entertainment
15,078 points
Gas, Rental Car & Taxi, Public Transportation
5,894 points
Amex eligible Streaming Subscriptions
960 points
All other purchases
10,281 points
Net Annual Rewards
33,761 points
Valued at $337.61
Rewards Summary
Net Annual Rewards
33,761 points
Valued at $337.61
Welcome Bonus
5,000 points
Valued at $50
First Year Value
38,761 points
Valued at $387.61
Point Redemptions
Redemptions Chart
Entertainment and Experiences
$387.61
Travel
$387.61
Groceries (At Sobeys)
$387.61
Gift Cards
$290.71
Merchandise
$290.71
Insurance & Benefits
Insurance
Coverage
Mobile Device Insurance
$500
Purchase Protection
90 days
Extended Warranty
Up to a year
Benefits
Details
American Express Experiences
Car Rental Discount
25% off base rate of Avis Rent A Car and Budget Rent A Car
Pros & Cons
Pros
- Strong Rewards: Earn flexible Scene+ points on all everyday purchases.
- Mobile Device Insurance: Comes with coverage for your mobile devices.
- Exclusive Perks: Access special offers, experiences, and more through American Express Invites.
- No Annual Fee: Enjoy all these benefits without paying an annual fee.
Cons