Scotiabank American Express® Card

Scotiabank American Express® Card

3.2/5

Up to 5,000 Scene+ points ($50 value)

Apply Now

Scotiabank American Express® Card

Scotiabank American Express® Card

Apply Now

Rewards Calculator Algorithm

You can estimate your rewards by inputting your monthly or yearly spending habits.

Finly factors in all the reward limits and fine prints of every single credit card so you can be sure your results are as accurate as possible.


Your Spending

Modify your spending numbers and click update to get the most accurate reward estimates.

$2,000

Restaurant, Fast Food & Coffee Shop

$

Grocery

$

Recurring Purchases (Bills, Subscriptions, Rent via Chexy)

$

Gas

$

Transportation

$

Entertainment (Movies, Concerts, etc.)

$

Foreign Purchases (Non $CAD)

$

Travel (Flights, Hotels, etc.)

$

Pharmacy

$

Online Shopping

$

Home Improvement (Renovation, Furniture)

$

Purchases at Canadian Tire, Sport Check, Lquipeur, Atmosphere, Party City, SportsRousseau, HockeyExperts, LentrepduHockey

$

Other Purchases Not Specified

$

Card Details

Based on $2,000 spending

First Year Value

$403.09

$353.09 in years after

Annual Rewards

$353.09

Scene+

First Year Bonus

$50

Scene+

Annual Fee

$0

First Year Value

$403.09

$353.09 in years after

Interest Rates

Cash Advance: 22.99%

Purchase: 19.99%

Annual Fee

$0

Annual Income

Personal: $12,000

Household: N/A

Credit Score

Good

Welcome Bonus

Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in your first 3 months. Plus, another 2,500 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months

Card Type

Category: Points

Loyalty Program: Scene+

Our Rating

3.2/5

Institution

Scotiabank

Rewards


  • 3 Points on on every $1 you spend at Sobeys, Safeway, IGA, Foodland & Participating Co-ops
  • 2 Points dining and at other eligible grocery stores, entertainment purchases which includes movie theaters, and ticket agencies
  • 2 Point on Rides which includes rideshare, buses, taxis, subways and more
  • 2 Points on eligible streaming services (Netflix, Spotify, Disney+, Crave and more)
  • 1 Point on everything else

Scotiabank American Express® Card Points Calculator

Based on $2,000 spending


Rewards Breakdown

Grocery stores participating in Scene+ Reward program

3,096 points


Food and drinks, Groceries and Entertainment

15,078 points


Gas, Rental Car & Taxi, Public Transportation

5,894 points


Amex eligible Streaming Subscriptions

960 points


All other purchases

10,281 points


Net Annual Rewards

35,309 points

Valued at $353.09

Rewards Summary

Net Annual Rewards

35,309 points

Valued at $353.09


First Year Card Bonus

5,000 points

Valued at $50


First Year Card Value

40,309 points

Valued at $403.09

Point Redemptions

Redemptions Chart

Entertainment and Experiences

$403.09


Travel

$403.09


Groceries (At Sobeys)

$403.09


Gift Cards

$298.29


Restaurants

$403.09


Merchandise

$306.35


Statement Credits

$282.17

Insurance & Benefits


Insurance

Coverage

  • mobile device insurance

    Mobile Device Insurance

    $500
  • purchase protection

    Purchase Protection

    90 days
  • extended warranty

    Extended Warranty

    Up to a year

Benefits

Details

  • Amex logo

    American Express® Experiences

  • car rental

    Car Rental Discount

    25% off base rate of Avis Rent A Car and Budget Rent A Car

Pros & Cons


Pros

  • Strong Rewards: Earn flexible Scene+ points on all everyday purchases.
  • Mobile Device Insurance: Comes with coverage for your mobile devices.
  • Exclusive Perks: Access special offers, experiences, and more through American Express Invites.
  • No Annual Fee: Enjoy all these benefits without paying an annual fee.

Cons

    Limited Insurance Coverage: Insurance is confined to mobile devices and purchase security & extended warranty protection.
    Lower Acceptance: Due to being an American Express network card, less merchants may accept it.

See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information. Check here for full details and current product information.

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