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3.2
/5
RBC
Visa
RBC U.S. Dollar Visa GoldPoints Calculator
Our Take
Skip FX fees when you purchase in US dollars, collect rewards and make your US travels simpler since this card lets you keep your funds in U.S. dollars. While there are other better alternatives to this card that also let you skip FX fees, this card is a low reward and average card that also gives you decent insurance coverage.
Card Details
Interest Rates
Purchase: 20.99%
Cash Advance: 22.99%□
Balance Transfer: 22.99%
□ Cash advance rate for Quebec residents is 21.99%
Annual Fees
Main Card: $65 USD
Additional Cards: $30
Annual Income
Personal: N/A
Household: N/A
Credit Score Estimate
300Poor
560Fair
660⁎Good
725⁎Very Good
760⁎Excellent
Card Type
Credit
Our Rating
3.2/5
Institution
RBC
How You Earn Rewards
- Earn 1 Avion point for every U.S. $1 you spend on qualifying purchases1.
Annual Rewards Breakdown
Annual Rewards Summary
Point Redemptions
Redemption Method
Net Value (After Annual Fee)
Insurance & Benefits
7 insurance
0 benefits
Insurance
Coverage
Purchase Protection
90 days
Extended Warranty
1 year
Common Carrier Travel Accident Insurance
$500,000
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Car Rental Damage & Theft
$65,000 MSRP
Trip Cancellation
$2,500
Trip Interruption
$2,500
Baggage Delay
$500
Benefits
No additional benefits listed for this card.
Pros & Cons
Pros
- Decent optimization
- No currency exchange fees
- Solid insurance
Cons
- USD annual fee
Legal
1Avion points are earned on qualifying net purchases only; they are not earned on cash advances (including balance transfers, cash-like transactions and certain bill payments), interest charges or fees, and credits for returns and adjustments will reduce or cancel the points earned by the amounts originally charged.
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